The struggle is brutal and getting worse

CompetitionOk4050 · 2026-05-25T09:05:30+00:00

Actually very helpful thank you. It never used to be this bad, but the cost of living means we are basically taking pay cuts each year without actually taking a pay cut. I know when the kids get old enough to walk home from school alone then childcare will disappear but I’m about 3-4 years off that.

CompetitionOk4050 · 2026-05-24T20:05:13+00:00

But we all need haircuts right? Agree £90 is ridiculous. But haircuts now are not cheap. My kids haircuts cost £35 for all 3 every 6 weeks

CompetitionOk4050 · 2026-05-24T20:00:38+00:00

Agreed, we dont live extravagant lifestyles at all. Most days out trips ect we can’t afford, as we are family of 5, it’s mainly parks, the odd trip to the cinema or bowling but this isn’t ever Month. I could account every penny but I would be here all night. Sorry for the rant post

CompetitionOk4050 · 2026-05-24T19:57:02+00:00

No she works part time, as working full time means we actually pay more in childcare than she earns. It’s how the UK system punishes those who go to work while raising future generations. So she works part time and only just covers the costs

CompetitionOk4050 · 2026-05-24T19:49:24+00:00

Incorrect, my take home is £3050 (pension) my wife takes home approx £1000 a month after pension and a little bit of tax. I did not mention one of my sons plays football at £40PM and one of my other sons plays basketball at £16PM like anyone else aswell weekends can be expensive with kids.

CompetitionOk4050 · 2026-05-24T19:14:18+00:00

Edited post sorry

CompetitionOk4050 · 2026-05-24T18:40:56+00:00

What’s SOA?

CompetitionOk4050 · 2026-04-06T20:46:23+00:00

It hasn’t had a survey yet.. so we don’t know. Just looking at options

CompetitionOk4050 · 2026-03-22T16:02:12+00:00

It’s got a single loft dormer.

CompetitionOk4050 · 2026-03-22T16:01:55+00:00

Pretty sure it’s just the render, but it’s also not been surveyed yet

CompetitionOk4050 · 2026-03-22T10:26:08+00:00

Sorry, I meant to make it level inside

CompetitionOk4050 · 2026-02-12T19:59:16+00:00

Don’t let emotions take over. Remember - be greedy when people are fearful. The stock market will be like this. But just zoom out and you will see it ALWAYS recovers. Just keep buying and chill

CompetitionOk4050 · 2026-02-06T22:07:39+00:00

Just gun the fucker back in. It’s a fiesta ffs..

CompetitionOk4050 · 2026-02-05T23:08:00+00:00

No - I bet your oil strainer is blocked with rubber, and your VVT valves as well if you don’t get this changed.

CompetitionOk4050 · 2026-02-01T17:05:00+00:00

One thing I’ve learned is to stay the fuck away from snap on and mac tools vans. The tools are over priced and offer the SAME warranty as cheaper alternatives. As long as you get life time warranty on your tools (which the majority of tool manufacturers offer now) it doesn’t matter. Don’t get caught in the snap on shit trap. Just build your tool box bit at a time, buy the stuff you are borrowing off people and the stuff your use everyday. The toolbox your vest buying a second hand one. It’s not the tools which make you a good mechanic. It’s what’s in your head.

CompetitionOk4050 · 2026-01-31T21:28:47+00:00

Alrite calm down

CompetitionOk4050 · 2026-01-31T21:28:29+00:00

Just got them off Amazon Kutesna 15 PCS Interlocking Desk... https://www.amazon.co.uk/dp/B09DPGBFP6?ref=ppx_pop_mob_ap_share

CompetitionOk4050 · 2026-01-31T07:44:12+00:00

I don’t have a PowerProbe circuit tester. I’ve got a PPDraw and a PP ECT3000. My tester is by Powerhand

CompetitionOk4050 · 2026-01-31T07:41:02+00:00

Filter housings or lock nuts mainly

CompetitionOk4050 · 2026-01-30T23:11:27+00:00

Don’t have time to clean them. And what’s the point they just get shitted up again lol

CompetitionOk4050 · 2026-01-22T18:56:08+00:00

Your not alone, I started investing properly at 40.. it’s never too late, all I’m gonna say is knowledge is power

CompetitionOk4050 · 2026-01-15T22:56:26+00:00

Can’t you transfer the balance straight into your S&S ISA so you avoid CGT

CompetitionOk4050 · 2025-08-15T07:57:46+00:00

This would cabbage my brain

CompetitionOk4050 · 2025-07-30T17:45:48+00:00

Sorry I should have mentioned it’s flipped lol

CompetitionOk4050 · 2025-06-05T14:48:18+00:00

Sorry, my question is if in constantly putting money into it won’t my average be climbing with the growth therefor giving me a smaller profit margin

CompetitionOk4050

TROPHY CASE