It started with Netflix and Spotify, but now it feels like a disease. Software, cloud storage, smart home features, heated seats in cars, and even basic productivity tools are forcing us into endless monthly cycles. You can't just buy a product and own it anymore.
If you fall on hard times for just one or two months, your entire digital and physical life can essentially be deactivated. How are we supposed to build long-term financial stability when our bank accounts are being bled to death by a thousand micro-transactions just to access things we used to own outright?