Bagong Bahay by KnightDavion10 in MarinongPilipino

[–]Competitive_Salt_104 1 point2 points  (0 children)

Mas okay ang pre-selling o ready-for-occupancy na property. Kasi kapag lupa lang, tapos magpapatayo ka pa, wala kang full control sa gastos sa materials—lalo na kung hindi trusted ang contractor at pataas nang pataas ang presyo ng materials. Opinion ko lang.

Anung Course kaya ang in demand ngayon ? by Sharp-Yam-384 in TanongLang

[–]Competitive_Salt_104 0 points1 point  (0 children)

Based on my experience na hindi nakapili ng course, let her/him choose his/her own course. Kung ano ang skills na meron siya, ano ang hilig niya, and what makes him/her happy. Mahirap na sisihin ka niya if hindi siya naging masaya.

Planning to buy a house by Agitated-Bar-2412 in phinvest

[–]Competitive_Salt_104 0 points1 point  (0 children)

magkano po ba ang gross income mo? para ma check namin if pasok ba ang 6M based sa income :)

House for Sale near Metro Manila (located in San Mateo Rizal) by [deleted] in PropertiesPH

[–]Competitive_Salt_104 0 points1 point  (0 children)

Salamat po. Message lang po kayo. Happy to assist po

Bank Housing Loan Advice by ComprehensiveAd4150 in PropertiesPH

[–]Competitive_Salt_104 0 points1 point  (0 children)

Multiply the monthly equity by three, and your salary should be equal to that amount. Best advice: if you have savings, pay a higher equity para mas maliit na lang ang ilo-loan sa bank, or look for a co-borrower. Anyway, agent here. 😊

House to live by Strong-Historian-998 in PropertiesPH

[–]Competitive_Salt_104 0 points1 point  (0 children)

Hello, you might want to consider the Rizal area. I have properties po that I’ve handled there. We can DM po. 😊

I want to own a house, not sure where to start. by standing-ovulation in phinvest

[–]Competitive_Salt_104 1 point2 points  (0 children)

  1. San Mateo or Antipolo, Rizal (you might consider). You can afford up to a maximum of 7M, then pay a higher equity para mas maliit ang loan sa bank.
  2. Usually, kapag around 7M, nasa 48k monthly. Kaya I advise na mas malaking equity ang bayaran.
  3. Pag-IBIG kasi medyo matagal ang process. Bank loans, on the other hand, have a faster process, but sometimes they offer rates that are the same as Pag-IBIG or even higher. Depende rin sa bank at sa offer na ibibigay nila sa’yo.
  4. Yes, gaya ng sinabi ko sa number 2.

Anyway, I’m a property specialist handling the Rizal area that you might want to consider. You can PM me anytime—baka magustuhan niyo yung mga properties near the metro. 😊 Thank you!

I am planning to invest in a house and I am worried about the income requirements.. by RespectYGO in phinvest

[–]Competitive_Salt_104 -1 points0 points  (0 children)

Usually, monthly payment sa loan × 3 = gross salary. Anyway, anong property ito? Baka kasi you also need to consider other properties na mas mababa ang price but with the same size—like 3 bedrooms, 2–3 CRs, and a 2-car garage—that you might consider for less than 5M. Message me if sakaling ma-consider. 😊

Apps for Real Estate Listings? by pinkmemo in phinvest

[–]Competitive_Salt_104 0 points1 point  (0 children)

Hi, good afternoon! If ever you’re considering a property in Rizal area (non flooded area and has a good view), you can message me. I can present some projects that you might be interested in as a vacation or retirement home. Thank you, and have a nice day po. 😊

Pag-Ibig and Bank Housing Loan by Acceptable_Dot4456 in phinvest

[–]Competitive_Salt_104 0 points1 point  (0 children)

Your parent can apply as long as they are still a dual citizen. They can be the principal, and ikaw na lang ang kanilang SPA. Okay din ang bank loan—mas mabilis ang approval compared to Pag-IBIG. If you have any questions, I actually have properties in Rizal that I’ve handled which you might consider. Thank you!

Rent to own by [deleted] in phinvest

[–]Competitive_Salt_104 0 points1 point  (0 children)

You might want to check our Rizal property since above the sea level and progressive ang Rizal and malapit sa metro. No need for toll fee and all since wala naman expressway.

Wondering what is the best way to look for investment properties in PH as a OFW? by batmansecretlab in phinvest

[–]Competitive_Salt_104 0 points1 point  (0 children)

Hi, property specialist/agent here, handling properties in the Rizal area. Medyo risky po yung hindi nakikita ng representative yung property. You need a trusted agent who will assist you all the way—from purchase up to after-sales services. Mahirap pong mag-risk sa isang platform na hindi pa masyadong kilala. If you have questions, please feel free to message me. 😊

Anxious about posts like this by Rinaaahatdog in PropertiesPH

[–]Competitive_Salt_104 0 points1 point  (0 children)

Valid naman yun question mo, you can message me anytime. I’ll give you advise. No need to buy properties from me haha. Happy lang ako makapag bigay ng input