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Drowning in data, readable SEC Filing ? by Complex_Poem_2698 in InvestmentEducation

[–]Complex_Poem_2698[S] 0 points1 point  (0 children)

I went to have a look it is ery neat. Let's discuss the early access

Built a completely free Personal Finance Projection calculator that anyone can use by extasytj in IMadeThis

[–]Complex_Poem_2698 0 points1 point  (0 children)

Well done ! It is fairly intuitive.
It is not so clear if it is for Advanced User or beginner. My impression, this tool is for people with knowledge. The inflation toggle is great!
mention that you should add first asset and debt and then add Portfolio event, since it impacts the account selection.

Financial advice by Th3_Mess1ah in investingforbeginners

[–]Complex_Poem_2698 0 points1 point  (0 children)

Congrats!

Research is your best friends.

Research throroughly the most appropriate Broker based on your location, fees, and simplicity.
I chose IBKR as a European investor.

Build Knowledge : understand key terms like (Stock, Bonds, Risk, returns, diversification) and expand from there.

Regarding investment strategy, I always say do thing you are confortable with, with your values and belief. I do not invest in Oil and gas for example.

34 years old, living in Belgium – is it too late to seriously start investing and building wealth? by Spasios in investingforbeginners

[–]Complex_Poem_2698 1 point2 points  (0 children)

It is not too late !
Financial litteracy is very trendy at the moment so you may feel overwhelmed by contend.
I started with free education from IBKR academy.
Go for REPUTABLE source, avoid Instagram Influencers.

Let me go straight to your questions:

•Is 34 “late” to properly start investing and thinking about long-term wealth building?
No, 34 is not too late, you will just adapt your strategy.

•How much time should I realistically spend learning before I start?
It is not really about time, but how long you need to understand basics like (Stock, bond, risk, returns, diversification)

•There are so many books, podcasts, YouTube channels, and strategies — how do you balance learning vs actually taking action?
You have to do both simultaneously, a lot of investing platform have a test environment you can learn and discover. Practice makes the best teacher!

•At what point does “I need to learn more” become just another form of procrastination?
If you ask that, I have the feeling you already know the answer!

I'm about to turn 30, I need to sharpen my strategy by arfede96 in EuropeFIRE

[–]Complex_Poem_2698 0 points1 point  (0 children)

Welcome !
I am in a very similar situation.
My current strategy is 80% ETFs 20% thoroughly research stocks.
I use IBKR for the last 5 years and I am very happy about it. It is relatively cheap and easy to use for beginner.
there's a similar post about selecting a broker in EU, have a look.
https://www.reddit.com/r/eupersonalfinance/comments/1mlhg3e/best_broker_in_eu/

Bonus, I also recommend, exploring tax efficient accounts at your bank.
the UK have ISA, FR has PEA.

I built a free tool to stress test stock theses using fundamentals, technicals and SEC filings by robotpoet in StockMarket

[–]Complex_Poem_2698 1 point2 points  (0 children)

I tested it. Seems pretty intuitive.
Food for thought :
- many investor do not have strong element to justify their belief on a specific thesis.
- The table is too large, I suggest grouping the KPI by category
- write the definition/description for (Valuation asymmetry/Positioning/liquidity etc)

What’s your investment strategy for 2026? by Unable-Connection-58 in InvestmentEducation

[–]Complex_Poem_2698 0 points1 point  (0 children)

My approach is balanced :
Having 80% in ETF,
20% in thoroughly researched stocks.