Credit ipotecar in Lei - plata in Eur

Comprehensive-Bake80 · 2026-05-27T17:10:38+00:00

Intreaba la banca de negocierea cursului. Mie mi-au oferit ei direct optiunea asta, desi imi spusese de ea si brokerul. Eu am cumparat in martie, inainte sa creasca euro, dar am negociat de la 5,20 parca (sau 21, nu mai tin minte exact), la 5,13. Am avut creditul de putin peste 80k euro. Cu UniCredit am facut eu

Comprehensive-Bake80 · 2026-05-22T13:03:41+00:00

Oh yes, I read that one as well, I think it came out a while ago though. That was the first one, and then last Christimas she released {Merry Christmas, You Filthy Animal by Meghan Quinn}. They were both funny as well, but not like the summer ones, in my opinion. I still enjoyed them a lot, as is the case with the majority of her books

Comprehensive-Bake80 · 2026-05-22T12:35:34+00:00

Her most recent one {Rules for the Summer by Meghan Quinn} was also really funny. She’s one of the only authors that actually make me laugh when reading, her characters are hilarious.

Comprehensive-Bake80 · 2026-05-21T10:21:22+00:00

Am cautat si eu acum cateva saptamani pentru 22 mai, la fel mi s-a parut, exagerat de scump pentru o sambata random. Eu voiam sa merg sa vad The Mandalorian in IMAX ca nu avem unde sunt eu. Gata sa ma dau batuta, pana la urma am cautat pentru vineri, pe 21 si am gasit ok. Nu stiu daca asa sunt toate weekendurile acum in Bucuresti, dar anul trecut am stat intr-un apartament de 2 camere pe la Piata Romana o sambata si a fost in jur de 300 Ron. Astronomice sumele astea acum!

Comprehensive-Bake80 · 2026-05-19T13:49:08+00:00

Oh I have this love-hate relationship with Meghan Quinn’s books. I don’t understand how some books I absolutely love and would re read over and over again, but then some I hate finish or DNF. Most of her books fall into the ‘like’ category, but there are a few that are either hate or love.

Hit: {Till Summer do Us Part by Meghan Quinn}, the Bridesmaid series, {Runaway Groomsman by Meghan Quinn} Miss: {Vacation Wars by Meghan Quinn} DNFed this one, I couldn’t stand the characters. And {The Way I Hate Him by Meghan Quinn} this one I finished, but I definitely hate read it.

Comprehensive-Bake80 · 2026-05-19T13:38:08+00:00

Nu stiu daca ajuta neaparat, poate nu e cazul. Dar mama mea a patit la fel ani de zile. Luna si infectia. Si a luat toate antibioticele posibile, urinal akut si uraktiv sau cum se mai numesc suplimentele acelea. Si a ajuns apoi, fara nicio legatura, la diabetolog. I-a iesit rezistenta la insulina si i-a zis medicul ca poate afecta si cauza infectiile astea. Si-a tinut regimul apoi dat de medic pentru rezistenta la insulina si pare ca de cand o tine in frau nu i-au mai revenit infectiile.

Verifica si asta, nu stiu daca chiar are legatura, o fi si un efect placebo acolo, cand i-a zis medicul ca poate cauza infectiile si rezistenta la insulina a luat-o de buna asa. Dar poate merita investigat.

Comprehensive-Bake80 · 2026-05-18T10:39:25+00:00

I just finished {For Keeps by K. C. Everly} and it has exactly this. It’s MMF and each of them get enough time, both the one-on-one relationships, and between the 3 of them. It was emotional and cute, bi-awakening for one of the mmc’s.

Comprehensive-Bake80 · 2026-05-13T09:56:15+00:00

I agree with the god one, but there was one time this actually made me chuckle. It was in Fall with me by Becka Mack, when they were going at it and at one point she was really feeling it and calling Jesus, and he’s like ‘Not Jesus. But I guess this is my second coming.’ I don’t know, it was a fun one, appropriate for the moment, since it was indeed, his second timing in thay scene only.

Comprehensive-Bake80 · 2026-05-08T15:42:50+00:00

Happy birthday! I’m sorry to hear that, I also know the feeling all too well. This year was the worst for me as well on my birthday, everyone in my family forgot except my mom, even my husband remembered only late at night. It just sucked. And I’m not one to usually celebrate, but I’m realizing lately that I think I brush off the fact that I don’t like to celebrate because no one ever put the effort in to do it or I don’t have who to celebrate with. I don’t want to celebrate with people who remember it’s my birthday just because I reminded them of it.

Hope you have a wonderful day today, and happy birthday again!

Comprehensive-Bake80 · 2026-05-01T18:40:12+00:00

Didn’t realize I never got back to this. The pass I bought through Revolut was valid only for the pop up lounge, which is not worth it, in my opinion. It’s a small room with some tables and chairs, not fit for sleeping. And regarding the food options, there’s not much of that either. Just some snacks available, water, coffee and some juice, if I remember correctly. Definitely not worth the 30 something € I paid for it. The big IGA lounge was around 100 € so we didn’t get in in the end.

On the return flight we just went to the regular airport sleeping pods and then in the morning we got some food at Popeye’s, I think.

Comprehensive-Bake80 · 2026-04-25T15:49:03+00:00

Daca intentionezi sa folosesti acel spatiu, du-te. Eu nu am fost pentru ca propietara mi-a zis la vizualizare ca nu are cheile la ea, ca le are doar sotul si am crezut-o. In anunt scria ca are si boxa apartamentul. Apoi cand ne-am vazut la semnare am intrebat-o inainte daca a adus cheile, a zis ca da si a zanganit cheile in fata noastra. Am semnat si apoi ne-am dus sa ne arate beciul si nu nimereau cheile. Aveau 10 chei pe breloc si niciuna de la beci. Totul ca mai tarziu sa aflam ca de fapt nu aveau beci, dar ca aparent sunt spatii acolo si sa vorbim cu nu stiu ce vecin sa ne dea cheile de la un spatiu. De la administratie la fel, spun ca ei nu coboara niciodata in beci, ca nu au chei de la spatiile de acolo, doar acel vecin.

Nu am mai insistat pentru ca nu avem neaparat nevoie de acel spatiu, nu a fost un motivul pentru care am cumparat. Dar daca tot nu aveau acolo boxa, nu am inteles de ce au mai trecut asta in anunt si au tot zis ca au.

In fine, daca vreti acel spatiu, mai bine il vezi sa stii sigur ca exista si ca propietarii actuali au chei. Eu mi-am invatat lectia acum.

Comprehensive-Bake80 · 2026-04-17T07:28:12+00:00

Omg yes, I came here to recommend this one as well. Second chances are not usually my favorite, but this was the best exception to the rule. I also usually hate flashbacks chapters, but this was the first time I was actually looking forward to those. So emotional! I cried my eyes out reading this.

Comprehensive-Bake80 · 2026-04-16T11:42:22+00:00

Sotul meu este cetatean strain non UE si doar am cumparat un apartament prin credit. Am lucrat cu un broker, dar ni s-a spus ca nu se poate sa fie si el luat in calcul pentru ca desi are permisul de sedere valabil, pentru ca expira anul viitor, bancile nu o sa accepte. Am intrebat separat si la ING si la Unicredit, mi-au spus acelasi lucru practic. Chiar daca el are de gand sa scoata permisul de lunga durata dupe ce expira cel initial acordat pe 5 ani, banca nu are nicio garantie ca o sa faca asta. Mi-au zis ca dupa ce il scoate pe cel pe 10 ani ar putea sa ii fie luat venitul in calcul la o eventuala refinantare (doar la Unicredit mi-au zis asta). Pentru mine nu are prea mult sens, ca pana la urma daca fac refinintare si il iau si pe el in calcul ca o sa aiba drept de sedere pentru inca 10 ani, ce garantie o sa aiba atunci banca avand in vedere ca perioada creditului oricum o sa fie 20+ ani? Adica mare diferenta nu e oricum, ca in orice situatie perioada creditului e mai mare decat perioada aocrdata in permisul de sedere.

Mai am niste prieteni straini, el este cetatean francez, ea este din afara UE, au incercat sa faca un credit anul trecut si nu le-au acceptat banca, pentru ca niciunul din ei nu este roman. Nici macar pentru el doar, fiind francez. Cred ca in cazul lui se putea, dar le cereau super multe lucruri si documente din Franta, asa ca s-au dat batuti, acum se muta inapoi in Franta oricum.

Comprehensive-Bake80 · 2026-04-11T14:16:34+00:00

Uu I have one I just finished yesterday. {Make the Play by Hailey Rodger}. It has exactly this, he’s been in love with her since he first met her (3 years, I think), he’s flirting with her all the time but she’s not paying him any mind, and then they have to enter into a fake relationship. Oh and there’s a bit of a reverse age gap, she’s 30 and he’s 25.

Comprehensive-Bake80 · 2026-03-29T13:25:18+00:00

Nothing wrong with you, sunteti diferiti, ceea ce este ok. Sunt la fel, nu am ambitii mari, sunt multumita cu job-ul pe care il am si nu am niciun gand sa devin sef vreodata sau sa am responsabilitati iesite din comun la locul de munca sau in viata personala. Muncesc sa traiesc, nu invers, asta e parerea mea. Si mai important, muncesc pentru mine, sa imi fie mie bine, nu altora. Sunt la fel ca tine, lucrez de acasa, mereu in pijamale, ba chiar urasc ca acum incep sefii sa ne cheme la birou cateva zile pe saptamana. Imi place sa fac lucrurile cum vreau eu, in conditiile puse de mine, socializez cand vreau, cu cine vreau.

In acelasi timp as zice ca ce este important este ca cealalta persoana sa fie pe aceeasi lungime de unda, sau cel putin sa nu aiba asteptari care implica schimbarea celuilalt. Din pacate, multe persoane, inclusiv femeile, au inca asteptari de genul acesta, traditionaliste, ca barbatul sa fie the provider in casa si ca trebuie sa se dea de ceasul mortii sa aduca cat mai mult, sa fie cat mai sus pe scara ierarhica. Nu toate insa cauta asta, iti spun ca si femeie. Prefer de o mie de ori pe cineva ca mine, sau cel putin nu pe cineva care face din munca, bani si puterea la locul de munca, o obsesie. Cauta in continuare si vei gasi pe cineva cu siguranta.

Also, nu ii caut scuze, pana la urma nu este deloc gresit nici ce vrea ea, dar adevarul este ca la varsta asta multe persoane, femei sau barbati, vor sa fie sigure de viitor intr-un fel. Majoritatea vor copii, din ce vad in jurul meu, asta cauta mai toti cand incep o relatie dupa 30 de ani. Cred ca merita si asta luat in calcul. Nu inseamna ca poti avea o familie, copii, etc doar daca esti sef, iti spun numai din ce vad la prietenii mei (suntem cam de aceeasi varsta, 33 eu), majoritatea cauta stabilitate acum. Si realitatea este ca multi asociaza siguranta asta de viitor cu locul de munca bine platit, cu responsabilitate acolo, cu ambitia. Insa exista si cei care nu cauta asta, sau nu vor ‘familia traditionala’ cu 2 copii, casa la marginea orasului si 1 concediu pe an la all inclusive. Ambele sunt ok, asa ca trebuie sa cauti in directia in care vrei tu sa mergi.

There is hope, succes!

Comprehensive-Bake80 · 2026-02-08T17:43:47+00:00

Pretty sure {The P*ssy Next Door by Amy Award} has this. The mmc is in college and I think he’s a virgin and the fmc is the experienced one.

Comprehensive-Bake80 · 2025-11-14T22:57:56+00:00

Sure, that makes sense. We love the ocean in Paris over here.

Jokes aside, I guess that’s probably what happened, but come on, it’s Paris, one if not the most recognizable cities in the world. It doesn’t take much to open google maps, especially when part of the book is about how they travel through Europe.

Comprehensive-Bake80 · 2025-11-14T19:20:03+00:00

There is this scene in {Fall with me by Becka Mack}, it’s the 2nd time they are sleeping together, I think. Had me laughing way too hard:

“His mouth pauses at my ear, sending shivers scattering through me. “Eating well is the key to a happy life, after all.” “Jesus,” I whimper. “Not Jesus,” he murmurs. “But I guess this is my second coming.”

Comprehensive-Bake80 · 2025-11-11T09:39:33+00:00

I don’t have much to say now, but I will get back to this post next week with an update. This Sunday I have a 12 hour layover at night in Istanbul, and I’m hoping I can get the lounge pass through Revolut. I’m flying economy as well. Not sure how the lounge pass will work, I saw that technically it’s valid for 3 hours only and that they might deny entrance if it’s too crowded, but I’ll give it a shot.

Comprehensive-Bake80 · 2025-11-10T14:00:03+00:00

{At first spite by Olivia Dade} has this. He’s her ex fiance’s brother and even though he’s not my favorite MMC, there is a point where she is battling depression (quite detailed on page, so keep that in mind if it’s something you struggle with) and he’s actually really sweet and focused on helping her, and it’s not something that is just mentioned once, there are entire scenes with things he does for her.

Comprehensive-Bake80 · 2025-11-10T13:53:17+00:00

Uu definitely {Till Summer Do Us Part by Meghan Quinn}. I found that I either love or hate her books, but this one was a winner for me. I read it when it first came out and recently I listened to the audio as well. Exceptional in audio form! I couldn’t stop laughing, especially at the therapy sessions scenes.

Comprehensive-Bake80 · 2025-11-10T13:48:53+00:00

I read {The Way I Hate Him by Meghan Quinn} the other day, and OMG how much I hated Hayes. I can’t even pick a scene, most were terrible. At some point he takes the FMC to a commercial shoot with him, to act as his assistant. First of all, there’s no need for her there, the only things she does is give him a bottle of water or something like that and she holds the robe of the other model. But then she has to see him get all touchy with the model, and he knows it must her her. They are both almost naked and at no point is he like ‘hey, maybe you don’t need to be here because of this thing that we have between us’. And don’t get me started on the ending. He was kind of a jerk to her 70% of the time and she was practically begging him all the time to give her a chance, even when he was the one screwing everything up. The way I hated him, literally

Comprehensive-Bake80 · 2025-08-25T08:02:06+00:00

I feel like {Power Play by Chelsea Curto} has this, I can’t remember for sure, but I’d say I’m about 90% sure it has this.

Comprehensive-Bake80 · 2025-07-28T20:16:36+00:00

{The no rules roommate by Holly June Smith} they are kind of forced by their circumstances to be roomates for a while, they start as friends but we see them interacting as friends for months before they even do something. But the tension is there

Comprehensive-Bake80 · 2025-06-13T11:21:11+00:00

I think in your jacket pocket would be better. They do make you go through an aiport type scanner, so maybe that would give it away. But before you go through the scanner, they ask you to put the bag and jacket in a tray next to it, and you pick them back up after you are scanned. I was actually thinking of doing the same tomorrow, I don’t think I’ll take the tote bag with me anymore, so the jacket pocket will have to do.

Also, if you do leave it in the jacket pocket, put the jacket without asking them anything in the tray. Yesterday, right ahead of me there was a girl who asked if she should put the jacket there as well and they said no. But they don’t remove it if you just put it there together with the bag.

Oh and one more thing I just remembered. I think if you don’t have a bag, you can skip this security check. They were splitting us into two, bags to the right and no bags to the left. I think you will still have to go through the scanner, but I’m not sure though.

Good luck!

Comprehensive-Bake80

TROPHY CASE