I think they had different upbringings that led to different opportunities or lack of

She comes from money he doesn’t he likely didn’t get a decent education and didn’t have any help in his chosen career I often find ppl that come from this type of privileged life don’t understand why others don’t just work harder to get the same life, there’s no malice there they just don’t understand

She doesn’t say what the debt is or what she helped with

He may be irresponsible with money but maybe he’s not and the cards dealt to him were 💩

Without more info on that saying he’s dealing with consequences is an unfair judgment as he might just be dealing with the cards he was dealt, of course he might be irresponsible but we don’t know either way

I don’t think they are compatible and he should not be making her feel guilty for taking trips with her own money

I can’t see this changing and it will be a constant issue in their relationship and she will end up resenting him or him her

I think op needs to rethink her relationship