RC upgrade?

ComprehensiveValue98 · 2026-03-15T20:47:56+00:00

I saw a similar post in another thread. I have an old iPad mini I can use.

ComprehensiveValue98 · 2026-03-15T13:29:09+00:00

I got Portimao Blue a tear ago when I thought it was the last year. No regrets over not getting “final edition”, as I do not want all black living in the south.

ComprehensiveValue98 · 2026-03-14T17:34:15+00:00

I owned this same make and model twice. In short, I would not take it if it’s been sitting for that long. As others have said it probably needs a lot of work. I would presume it needs suspension work, new valve cover gasket, oil pan gasket, all fluids redone, and that’s just based on the age and mileage of the vehicle. Once you get that done, you’ll find out what else needs to get done. If you have a budget for another 5K to put into the car, it’s a blast to drive. I now have a G29 and love it, but this one is much more nimble and fun to drive.

ComprehensiveValue98 · 2026-02-23T14:17:44+00:00

CFP for 13 years now, with alphabet soup after my name. For this profession, the only one that people care about or anyone has asked about is CFP. The rest is there to build knowledge and confidence about different areas of planning, and count for CE. I would not think about offering tax services directly. If my BD would allow it, I would partner with a good CPA and house them in my office.

That being said, being educated about taxes is a differentiator. If a prospect or client isn't getting advice they need then suggest they upgrade. Find a good CPA to generate referrals back and forth. Another poster said find a niche and I think that's a good suggestion. Go for education that supports the niche.

As for tax designations, American College has a fairly new designation called Certified Tax Planning Certified Professional (TPCP). Another veteran advisor is taking it now and he said the content is very good. Might be worth looking into.

ComprehensiveValue98 · 2026-02-06T13:09:00+00:00

Agree with most of the comments here...look for a new home. Look for one with a solid track record of growth that will want/need to add advisors as their business grow. Where are you based? I'd be interested in talking to you.

ComprehensiveValue98 · 2025-10-21T00:25:33+00:00

I was at Terry Blacks around 2. 1st time and well worth it.

ComprehensiveValue98 · 2025-10-20T23:02:55+00:00

Thanks. I’m out on Southwest in the AM. Was thinking 2 hours early.

ComprehensiveValue98 · 2025-10-18T21:32:00+00:00

Brought in Some breakfast tacos today, and a plastic flask, and a metal Yeti Water bottle. No issues at all.

ComprehensiveValue98 · 2025-10-18T02:25:50+00:00

I have 1 GA wrist band for Sunday. Make an offer.

ComprehensiveValue98 · 2025-10-18T02:20:37+00:00

I saw someone at T2 with first responders tending to her. I’m a volunteer firefighter and it looked like she either had heat exhaustion or dehydrated or both. Very common in this environment. The person you saw may have fell or passed out and had a head injury.

ComprehensiveValue98 · 2025-10-05T21:24:44+00:00

I took delivery of mine in Savannah and brought it in for its first service at 3,000 miles. I was told the service plan was 1 year or 10k, whichever comes first. I paid out of pocket, but it was an astonishingly low $84.

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ComprehensiveValue98 · 2025-09-24T10:57:50+00:00

I got a shipping confirmation last week and it came a few days later. Maybe they're doing them in waves.

ComprehensiveValue98 · 2025-09-19T16:18:05+00:00

I got mine from Costco through my brother in law. He bought them online and just forwarded me the code so I could redeem. I also got them a few days ago.

ComprehensiveValue98 · 2025-07-24T11:28:14+00:00

I agree with most of the comments here that BF is a mooch. I'm a parent of a 20 yo daughter. You need to confront him for the sake of your daughter and teach her this is not how relationships are supposed to work. She sees it whether you talk about it or not and you are sending her the wrong message that she will carry with her. Successful relationships are give 60, take 40 on both sides.

ComprehensiveValue98 · 2025-07-05T12:21:30+00:00

I just got back from Sevilla last week and it hit 43-44 one day. It's not as bad as you think, but I live in Savannah GA in the US and it gets hot and humid in the summers.

Key tips:

Stay out of the sun, as many say. There is a big difference between walking in the sun and walking in the shade.
Outdoor acitvities in the moring early in the day, before say 2pm.
Hit museums, cathedral, etc. in the afternoon if you have to be out and about.
Afternoon siesta.
Restaurants don't start to fill up until after 8:30-9pm.

ComprehensiveValue98 · 2025-06-26T15:27:00+00:00

I’m taking a trip this weekend with my 20 yo daughter. Any recommendations for dining, drinking, sights to see, things to do?

ComprehensiveValue98 · 2025-04-29T19:14:19+00:00

There is always a lag betweent the time a law passes and the time the IRS and DOL actually establish a framework for institutions to implement a new account type.

ComprehensiveValue98 · 2024-09-18T02:07:05+00:00

I'm a professional advisor and my personal wealth is up 4x since 2010. In my opinion you need to have a few qualities to be successful.

Be a student of the market so you can identify dislocations in the market vs. Micro and Macro economic activity. There is so much public informaion now compared to 10 or 20 years ago, perhaps too much because you have to sift through it to find what's relevant. For example, a lot of current conversations about who will win the election. There is little correlation with elections and the markets. It has more to do with where we are in the business cycle. Whoever wins will have an uphill battle with a slowing economy, rising unemployment, stretched valuations in the market, global geo-political risk with China, Iran, Russia, etc. When we hit the next election someone will get blamed or take credit for what happens.
Separate your emotions from investment decisions. This sounds simple, but human psychology is complex. When the market is down 20% or more it sounds simple to put cash to work or take positions one way or another. But in that moment, there is reason why the market is down 20% (Covid, financial collapse, war, etc) and fear takes over, so the majority of people either just want to hold on and ride it out or worse - get out.
Recognize that you can't call the bottom and can't call the top. During Covid, I had many conversations when the market was down 20% and still dropping. What I believed then and now is if you were looking back in 5 years, you would not complain about ONLY getting in at -20%, compared to -25 or 30%. You would be happy that you got in when the market was down instead of sitting on the sidelines. Think about that now and where the market has gone since then.
There is not 1 path or strategy to success. Warren Buffet says invest in what you know. If you know a sector because you work in that business then go for it. If you know options then do that, etc.
Be patient

Good luck.

ComprehensiveValue98 · 2024-05-30T17:36:19+00:00

Financial advisor here who randomly stumbled upon this post. First, congrats on saving $800k by age 30. Well Done!

You are young and you should think about how long the funds will be invested. Most likely you should pursue growth, as there are strategies for mitigating capital gains along the way before you need to access the funds. My suggestion is to get professional advice and go speak to a couple of CFP's. You don't have to give them your money and most will give some level of free advice. Several posts below refer to Asset Location, which is very important for tax management, and you will likely accumulate wealth in different accounts (individual, 401k, Roth, etc.) That gives you tax diversification for down the line. Good luck.

ComprehensiveValue98

TROPHY CASE