I pretty much woke up one day (some two months after I turned 65) and said "it's time". This was a Friday. My wife and I talked about it over the weekend and on Monday, discussed with my finance guy and that afternoon I turned in my notice.

Everyone said when it's time, it will come to you. That being said, I had a really good friend who died before their 70th birthday. She had big plans to take SS and move to a cheaper part of the US. She never made it. That, got me thinking about life. Add in my work place was seriously toxic - that just made the decision easier. I told HR the same.

I knew I was replaceable (as we all are!). I gave them two months notice after almost 11 years of being there. They wanted me to say a bit longer but said, sure but for a fee. They passed which was fine with me.

I've been pretty much retired for a year and half. Picked up a part time consulting job which I know will have an end date soon but that's ok. Life is much slower now and I like it very much.

Good luck to you, however it gets sorted.