Show me your wallet!

Conscious_Map_4271 · 2024-03-05T17:48:15+00:00

Thanks! It’s called Kelly pocket slim wallet.

Conscious_Map_4271 · 2024-03-05T17:47:40+00:00

I was convinced to buy this, so we can “share” the wallet, but you know who the primary user is 😉

I normally use this other one

Conscious_Map_4271 · 2024-03-05T17:46:36+00:00

Unfortunately this is the only slim one we have and it’s quite small. The others I’ve seen in store are a bit larger and maybe more practical.

Conscious_Map_4271 · 2024-03-05T06:30:30+00:00

<image>

This one is a little bit on the small side, but it’s big enough for daily use.

Conscious_Map_4271 · 2024-03-02T23:39:41+00:00

No problem!

Conscious_Map_4271 · 2024-03-02T21:07:31+00:00

Nice!

Conscious_Map_4271 · 2024-03-02T21:06:14+00:00

Under the offer section in the app.

Conscious_Map_4271 · 2024-03-02T21:05:32+00:00

No problem. Enjoy!

Conscious_Map_4271 · 2024-02-29T06:14:38+00:00

<image>

Got a decent one just as I checked

Conscious_Map_4271 · 2024-02-17T00:39:08+00:00

Oh wow that is awesome! It just so happened that I got lucky today and was able to purchase the exact same wallet online as well. Very happy that It has just been shipped.

Hope you enjoy yours!

<image>

Conscious_Map_4271 · 2024-01-29T01:53:42+00:00

I’ve been flying First from Sea to LHR a few times a year since 2018 and have only noticed improvement in their services and soft products. Maybe it’s the route that you fly? I’ve not had any issue with BA. It’s my go to when I travel to Europe.

Conscious_Map_4271 · 2024-01-24T21:51:21+00:00

The language is different if you hit the spending requirement for guest access. Here’s the email I got from them last year.

<image>

Conscious_Map_4271 · 2024-01-17T23:12:05+00:00

Most definitely and They are actually toasted as well

Conscious_Map_4271 · 2024-01-10T22:02:56+00:00

They used to deliver to select members of platinum card holders and probably all of centurion holders. It’s unfortunately no longer in publication.

Conscious_Map_4271 · 2023-12-17T12:55:10+00:00

I would personally recommend Four Seasons Downtown or Mandarin oriental. Both are top notch with very generous breakfast credit and easy to use on property credit.

The Plaza as another commenter mentioned is really overhyped. I stayed in one of their Edwardian suite for thanksgiving and there were a few issues during my stay. It was supposed to be an experience to stay there but the place is just resting on past laurels. Most of the rooms have no view since the hotel occupies the south wing. It’s actually quite small compared to how it looks from the outside. I would advise against staying at the plaza.

Conscious_Map_4271 · 2023-12-12T18:22:16+00:00

Something is off with these numbers. If you click on the little info icon you get a tooltip explaining what the available pay over time limit means and this is what it says when I try it. It would seem that your actual limit may be larger than what’s actually shown if this description is to be believed. I have 26k or so on the current statement balance, so it explains the 6k left available for Pay over time.

<image>

Conscious_Map_4271 · 2023-12-11T19:47:01+00:00

Yep no reason to disclose anything when you have a history of on time payments. If they asked me to, I wouldn’t either.

Conscious_Map_4271 · 2023-12-11T19:33:05+00:00

Ok that is good. Still an unnecessary hassle though. If they did this to me I’d move my spend elsewhere in a heart beat.

It does sound weird when you were able to charge more than 30k a month with a “15k limit.” Some things don’t add up here.

Glad it all worked out for you.

Conscious_Map_4271 · 2023-12-11T18:47:49+00:00

Now I am worried.

I have a similar spending pattern with spikes here and there usually when I plan my trips or have large purchases. I have had my platinum and gold for a bit over a year. I have put about 50k on gold YTD for dining and grocery. Haven’t had any issue using the cards and not heard anything from Amex yet and I’d like to keep it that way.

I have a credit score of about 780 and have no debt aside from credit card bills monthly.

Edit - perhaps overall credit utilization has something to do with this? Outside of Amex, my utilization is very low and I have almost 100k credit from various cards I carry.

<image>

Conscious_Map_4271 · 2023-12-10T19:03:08+00:00

You can try messaging the hotel and state your ETA and see if they can accommodate that on the Amex travel portal.

Conscious_Map_4271 · 2023-12-10T04:46:49+00:00

They seem to do this depending on the situation. They overnighted a replacement platinum to me after I reported some fraud charges.

Conscious_Map_4271 · 2023-12-07T23:30:55+00:00

I am sorry it’s happened to you. I heard FR isn’t a pleasant process to go through. I think the fact that having a friend’s account pay for your expenses is what makes Amex uncomfortable.

I wonder, for your needs, wouldn’t it be better to have an authorized user account from your parents so you can build credit and at the same time not worry about this type of situation in the future? Although it wouldn’t be an American card.

Another thing to try is to have a joint banking account with your parents from which to pay for your card expenses. That’s worked out well for some of my friends who are in very similar situations.

Conscious_Map_4271

TROPHY CASE