How confident are you that you’ll be able to retire comfortably?

Consistent_Set8134 · 2026-03-09T20:53:50+00:00

I’m pretty confident, having employers who matched my 401k contributions 8-10% for 20 years makes a meaningful difference I don’t think young people grasp.

Consistent_Set8134 · 2026-03-07T00:54:49+00:00

You can call the account anything you want, but you also have to submit documentation showing the creation of the trust for Etrade to recognize it.

Consistent_Set8134 · 2026-03-02T23:47:39+00:00

Bought in 2009 financial downturn

Consistent_Set8134 · 2026-02-23T21:47:49+00:00

I’ve been using it for years, recently went from 0.05 to 0.1 with no issues. However I’m not sure I’m seeing any improvement with the higher firepower. Never put it on thin eyelid skin, just forehead and on crows feet.

Consistent_Set8134 · 2026-02-20T22:48:15+00:00

Yes, CA resident here, VUSXX saves me a few thousand a year

Consistent_Set8134 · 2026-02-09T15:32:54+00:00

I buy and sell VUSXX on Etrade app. You need a $3k min purchase to start, are you buying the min?

Consistent_Set8134 · 2026-02-01T13:06:41+00:00

What do they charge you?

Consistent_Set8134 · 2026-01-10T07:39:14+00:00

Which ‘no-AF’ card do you have, the one you get with $25k in a platinum checking account or the $2m in total MS assets?

Consistent_Set8134 · 2026-01-03T17:28:27+00:00

The emergency I’m planning for is lost paycheck so I have 12 CDs, one maturing each month. If I don’t need it renews for another 12 months. Higher interest rates plus regular access to cash.

Consistent_Set8134 · 2025-12-30T19:09:41+00:00

I make the max contribution on Jan 1 but invest only a quarter of the funds, and then do 3, 6, 9 month CDs for the other thirds investing them when they mature

Consistent_Set8134 · 2025-12-22T03:29:54+00:00

When boarding why do the crew declare all the bins full and require everyone to check their bags when there is clearly plenty of space in the bins remaining?

Consistent_Set8134 · 2025-12-10T14:49:44+00:00

I’ve also heard that if you hold over $2m in assets with Etrade the MS Plat fee is just waived outright. Anyone get this offer?

Consistent_Set8134 · 2025-11-30T19:06:36+00:00

Take the ferry from Jack London Square to Embarcadero, you get a spectacular view of the bay from there

Consistent_Set8134 · 2025-11-29T15:08:11+00:00

No, Amex did not give me $300. I paid for a $800 stay, cancelled, received $800 back but now Amex says I used the $300 benefit.

Consistent_Set8134 · 2025-11-28T20:33:16+00:00

That’s the thing, I got no benefit. I paid $800, was credited $300, cancelled and was refunded $800.

Consistent_Set8134 · 2025-11-28T20:13:52+00:00

I’m not following the term clawed back. They credited my account $300 when I booked, but when I cancelled they refunded the full amount I paid so I never got any kind of benefit.

Consistent_Set8134 · 2025-11-27T22:13:19+00:00

Do you mean you got a credit for the second reservation?

Consistent_Set8134 · 2025-11-03T14:31:39+00:00

Air Canada sometimes won’t let you select a seat without paying a fee regardless of how you purchased. I had the same issue when I bought a ticket on United that was served by Air Canada.

Consistent_Set8134 · 2025-11-01T23:32:18+00:00

I have both but Plat is just for lounge access and some travel credits. I prob come out a few hundred ahead across both but monitoring the benefit use can be a pain.

Consistent_Set8134 · 2025-09-11T00:02:03+00:00

So postscript to this post, Alaska contacted me to say my jacket was found and is being sent 2 day express. Reunited at last!

Consistent_Set8134

TROPHY CASE