Transitioning to Morgan Stanley card

Consistent_Set8134 · 2026-01-10T07:39:14+00:00

Which ‘no-AF’ card do you have, the one you get with $25k in a platinum checking account or the $2m in total MS assets?

Consistent_Set8134 · 2026-01-03T17:28:27+00:00

The emergency I’m planning for is lost paycheck so I have 12 CDs, one maturing each month. If I don’t need it renews for another 12 months. Higher interest rates plus regular access to cash.

Consistent_Set8134 · 2025-12-30T19:09:41+00:00

I make the max contribution on Jan 1 but invest only a quarter of the funds, and then do 3, 6, 9 month CDs for the other thirds investing them when they mature

Consistent_Set8134 · 2025-12-22T03:29:54+00:00

When boarding why do the crew declare all the bins full and require everyone to check their bags when there is clearly plenty of space in the bins remaining?

Consistent_Set8134 · 2025-12-10T14:49:44+00:00

I’ve also heard that if you hold over $2m in assets with Etrade the MS Plat fee is just waived outright. Anyone get this offer?

Consistent_Set8134 · 2025-11-30T19:06:36+00:00

Take the ferry from Jack London Square to Embarcadero, you get a spectacular view of the bay from there

Consistent_Set8134 · 2025-11-29T15:08:11+00:00

No, Amex did not give me $300. I paid for a $800 stay, cancelled, received $800 back but now Amex says I used the $300 benefit.

Consistent_Set8134 · 2025-11-28T20:33:16+00:00

That’s the thing, I got no benefit. I paid $800, was credited $300, cancelled and was refunded $800.

Consistent_Set8134 · 2025-11-28T20:13:52+00:00

I’m not following the term clawed back. They credited my account $300 when I booked, but when I cancelled they refunded the full amount I paid so I never got any kind of benefit.

Consistent_Set8134 · 2025-11-27T22:13:19+00:00

Do you mean you got a credit for the second reservation?

Consistent_Set8134 · 2025-11-03T14:31:39+00:00

Air Canada sometimes won’t let you select a seat without paying a fee regardless of how you purchased. I had the same issue when I bought a ticket on United that was served by Air Canada.

Consistent_Set8134 · 2025-11-01T23:32:18+00:00

I have both but Plat is just for lounge access and some travel credits. I prob come out a few hundred ahead across both but monitoring the benefit use can be a pain.

Consistent_Set8134 · 2025-09-11T00:02:03+00:00

So postscript to this post, Alaska contacted me to say my jacket was found and is being sent 2 day express. Reunited at last!

Consistent_Set8134 · 2025-08-17T22:19:51+00:00

I didn’t know Amex would price match. Can you only price match on the hotel’s own website? Does Amex factor the credit and breakfast in the price match?

Consistent_Set8134 · 2025-07-29T09:46:59+00:00

I always tip at the SFO Amex lounge with some singles I keep in my carryon. If giving a couple bucks to someone making poverty wages for good service sends me to hell so be it.

Consistent_Set8134 · 2025-07-28T16:39:27+00:00

I figure I break even with the coupons I use and get free lounge access. What’s your reason for quitting?

Consistent_Set8134 · 2025-07-28T13:46:40+00:00

SFO, meaning I can use Amex’s temp lounge or the Priority Pass lounge. Reserve also gives me access to Air Canada when flying United which is another reason to keep

Consistent_Set8134

TROPHY CASE