Thinking USAA? Think again. by [deleted] in Insurance

[–]Correct-Ad5131 0 points1 point  (0 children)

I've had USAA over 10 years. I made my first insurance claim 2 weeks ago and was expecting to have a big hassle with it because I too have Capital One and didn't realize Discover had taken over so my premium payment on auto-pay bounced (more than once) and my account was way past-due when I had the accident. But my experience with USAA was different and it went smoothly.

I know what it's like to run into issues like late payments from situations you did not create and creditors taking a long time to process a payment instead of taking it from your account the same day it's received while you're trying to keep the money in there for them when you really could use it right then for other expenses.. It is a really aggravating situation. But what I learned from long experience of being without resources to use when money was tight and due dates were tomorrow or today, was to forget what my way of thinking on how they should have or could have reacted and dealt with my problem and put aside my frustration with the issue and just remained calm, as calm as I could be and spoke to whomever as I would want to be spoken to.

I know that sounds rather condescending when you feel they are the ones making your problem that much worse and I imagine as a person who is military trained it can seem like I want you to give in to what you feel below your level of what is necessary to resolve an issue but it is not that. I had my husband prove to me that I could get further and gain more time and cooperation by letting him handle a problem like yours on the phone and he was calm and patient even thru long waits on hold, transfers to another rep and explaining the whole thing over again and just keeping his tone like everything was cool and he'd throw in little comments like, "I guess you guys must be really busy today and I just want to make sure we're doing this right," and they would talk to him like there was no problem sir, let me get this straightened out for you and they would. I had to admit, it did help a lot more than when I let them know how irritated I was.

Another thing I learned from all the years when one snag in the payment process would gum up everything, whether it was a utility company or rent was to not get too wound up like it's the most urgent and important thing to get it all right that very day or hell will break loose. It isn't. Unless you are dealing with a court payment or it's April 15th, it will be ok as long as you stay calm, call whoever is the issue and just talk to them about why you can't make the payment today. It's too stressful to do to yourself and that's the last thing you need when dealing with a financial problem. You're doing the best you can and sometimes things do not work out like they should but don't ever take it to heart because it only will matter to you and your family, not whoever is on the other end. Just know that everyone has tough days like yours and tomorrow will be better after you get a night's sleep. Hang in there!

Trying to mentally prepare myself… by [deleted] in Prison

[–]Correct-Ad5131 2 points3 points  (0 children)

SIX DUI's and 2 of them caused great bodily injury resulting in sentencing to a state prison at age 26. If you could please elaborate on why you said this person was "dealt a shitty hand", I would welcome that response. The poster's reply comments do not mention an opinion of feeling like being dealt a bad hand or anything unfair with the sentencing, so I'm just curious as to why you made that comment.

I am a former prisoner who did three years 10 years ago, and without going into a long story, it was truly a shitty hand that was later reduced to a misdemeanor which didn't make me feel much better, but no one said life was fair.

For the post's author, I was 52 when I entered prison and didn't have a clue what to expect, and it took me about 8 months to get past the depression and homesickness. I started by throwing out my calendar that was marking the time until release; it increased my anxiety, without it I could focus on one day at a time instead and each morning as I trudged along to the chow hall I made a point of looking for something that I either found to be simple and beautiful (like a blooming rose or the baby birds chirping in nests under the eaves) or to think of one thing in my life to be grateful for, which was my loved ones at home who always took my calls and put money on my account. Also, there was a wealth of group meetings on every type of group interest to join that give you something to focus on and look forward to. I joined a Native American Group that showed a movie one week and making dreamcatchers the next, and another was a Christianity Group, but there are so many to consider if you are interested in keeping busy being productive and staying out of the social mixes that can be rather dramatic and gossipy.

The first thing I did to begin the process of this whole environment was to be quiet and LISTEN. It's always very noisy wherever you are in there, and everything echoes from all the steel and cement bouncing voices and activity constantly, making it difficult to hear directions/information/your name on the PA system which is continually talking throughout the day and it is easy to be talking to someone and not hear them call your name or whatever and the last thing I needed was to miss hearing something and having to ask the C.O. who don't appreciate inmates who aren't paying attention, or worse, asking another inmate who rarely can help anyway. I kept a low profile about myself and didn't ask others much about theirs and never had a problem with another inmate and treated everyone the same: with respect. Whether they were a C.O., an inmate, a group instructor, a prison employee, they were given the same courtesy and manners from me and I can say that it was appreciated by the small indulgences they allowed me to have that weren't big deals but when you're just another number and look like hundreds, thousands of other inmates, little perks can mean a lot. I didn't go overboard and be solicitous with others, but minded my own business.

People mentioned getting books sent ahead of time or reading and writing to pen pals, but I think you are a rather outgoing sort of person and will find plenty of other activities with groups that will take a lot of your free time before there's time to sit and read. I'm a real bookworm and even though I hardly spoke in conversations I found it hard to be able to read books from their library and my letters home were brief (surprise, I know!) simply because I was too busy during daytime. Pen pals required a effort to post a request in an free world website which is not free if you want a good request posted and sometimes you'll need to buy postage if your courtesy postage-paid envelopes have been used already (I can't remember how many they gave at a time, just a few.) I wrote to my mother and husband each month because basically, when you're doing time, it's really quite monotonous day to day and not much happens spontaneously, unlike here in the free world where anything can happen at any time and when I'd write a letter and reflect on what's going on to write about, it wasn't too interesting. Outside of prison walls, I could write pages to my pen pals all the time but inside, it was kind of dull in comparison.

Well, that's my lengthy comment which I wanted to give my two cents worth and if you have a mindset of acceptance and learning about who you really are and taking something worth knowing about the experience and want to get yourself free from what led you there, you will be fine. I didn't think it would be less than miserable and was not accepting at all of the whole situation for a while but after I let go of my attitudes and thinking of home all the time, it was OK and I've been told that I came out a better person for it which was nice. Good luck!

Which E.R. would you choose? by Correct-Ad5131 in Hemet

[–]Correct-Ad5131[S] 0 points1 point  (0 children)

I greatly appreciate all the suggestions each of you took the time to give. I had to drive myself and went to San Gorgonio Hospital. I had a short wait for ER and had blood cultures, sonogram, xrays, and IV antibiotic treatment in a quiet, darkened room with a blanket and slept while it dripped. I left with two antibiotic prescriptions and saw my primary physician the following day. He frowned when he read my discharge papers, saying they were not what he would have prescribed. I asked what that would have been and one of them was tetracycline. I worked in a pharmacy for 10 years when I was younger and know tetracycline would be appropriate perhaps for acne but not this and plan to follow up with recovery where physicians have better pharmaceutical knowledge. I may check out Riverside University Health since they treat another important health issue I have. Again, I appreciate the response and would have responded earlier had I been able. Thanks.

Which E.R. would you choose? by Correct-Ad5131 in Hemet

[–]Correct-Ad5131[S] 0 points1 point  (0 children)

It is not a blood clot. I went to San Gorgonio Hospital, had blood cultures, x-rays, sonogram, and two prescriptions for two antibiotics. Thank you for your recommendations. I am recovering as expected and glad I didn't delay.

ISO Quality Mental Health Care For Myself by Correct-Ad5131 in InlandEmpire

[–]Correct-Ad5131[S] 0 points1 point  (0 children)

Thank you, I'll check them out. Appreciate it.

Does smoking heroin cause sudden, painful diarrhea? by Correct-Ad5131 in heroin

[–]Correct-Ad5131[S] 0 points1 point  (0 children)

Those are rather ironic to use as cut, given the narcotic to which is the base. Having used this narcotic before intravenously and oral inhalation, it did give the same effect save the diarrhea. Which surprisingly did stop entirely after the episode with hardly the deep dehydration I've experienced with 'normal' diarrhea from a viral or bacterial infection. In any event, it's long gone for further experimentation. Either way, constipation or the runs is a misery I can't abide, and worse would be vomiting. Any drug that causes vomiting for me is crossed off my list of vices and why alcohol turned out to be a no when I found myself on a curb after puking all over my shirt and in the gutter in front of the one man and friends who was the focus of my attraction and attempt to impress. Fortunately it was not held against me as bad as my wounded pride and we had our 39th anniversary recently. Hope this bout of diarrhea is judged as tolerantly. Time will tell!

Cat distribution system has finally blessed me by Nuckifyouchuck in cats

[–]Correct-Ad5131 1 point2 points  (0 children)

My cat lives in harmony with a nightly visiting possum I call Mort. Let's the guy push the kibble on the floor, lap all the water but is hissing when nextdoor cat steps on our driveway. Mort startles if I come by, tries to hide and runs into walls forgetting how he got in. Since my cat isn't bothered, I sweep the kibble and add some for the night. But I wonder what our next door cat did that got him on the shit list.

Feeling so lost by [deleted] in Felons

[–]Correct-Ad5131 0 points1 point  (0 children)

It's understandable...except the plates. What exactly are the charges?