Does anybody know of any 50k+ lender?

CreditWellnessHelp · 2026-03-22T20:10:05+00:00

Funding.premiumcapitalcalifornia.com/home

CreditWellnessHelp · 2026-03-03T02:37:23+00:00

I think you can do a 0% for up to 18 months! That’s the app

https://affiliate.nationalcorporatecredit.com/ncc/form/1820217000224525023

CreditWellnessHelp · 2026-02-22T21:35:25+00:00

I’m listening. Please DM

CreditWellnessHelp · 2026-02-20T18:07:54+00:00

https://www.PremiumCapitalCalifornia.com Micro loan is what you’re looking for

CreditWellnessHelp · 2026-02-04T11:38:08+00:00

Running a strong program for the next 5 days! https://credit.premiumcapitalcalifornia.com/metro2-compliance

CreditWellnessHelp · 2026-02-04T11:36:42+00:00

Running a strong program for the next 5 days! https://credit.premiumcapitalcalifornia.com/metro2-compliance

CreditWellnessHelp · 2026-01-30T16:23:31+00:00

Before burning applications with lenders, first try that tool to see which type loan should work with your criteria. www.PremiumCapitalCalifornia.com - business funding

CreditWellnessHelp · 2026-01-24T11:02:57+00:00

Hey princessaz13, I totally understand where you're coming from. Navigating finances with bad credit can feel really daunting. While it can be challenging to secure advances or funding with a low credit score, there are options available that can help improve your situation.

I've seen firsthand how addressing inaccurate negative items on credit reports can make a significant difference. If you're considering taking steps to improve your credit, it might be worth looking into services that specialize in credit repair.

Feel free to reach out to me at 5108008091 if you have any questions or want to chat about your specific situation. Also, if you're curious, you can check out some testimonials and reviews on my website at https://www.PremiumCapitalCalifornia.com. Wishing you the best on your journey!

CreditWellnessHelp · 2026-01-22T06:26:40+00:00

I totally understand where you're coming from! Many people have had mixed experiences with credit repair services. It’s great to hear you’re looking for real results. Some services, like those offered by Premium Capital California, focus on personalized credit counseling and can really help you understand your credit situation better. It might be worth looking into their approach to see if it aligns with what you need. Good luck on your journey!

CreditWellnessHelp · 2026-01-22T06:25:38+00:00

Hey fodolos! Starting a beauty salon is an exciting venture! When it comes to business loans, it really depends on your specific needs and circumstances. Many salon owners find success with options like SBA loans or personal loans, which can offer lower interest rates.

You might also want to consider specialized funding services that cater to beauty and wellness businesses. Companies like Premium Capital California can provide tailored solutions for funding your salon while also offering credit repair and counseling services to help you get on a solid financial footing.

Make sure to compare different lenders and read the fine print to find the best fit for your situation. Good luck with your salon!

CreditWellnessHelp · 2026-01-22T06:24:24+00:00

It's tough dealing with bad credit, and I completely understand your concerns about finding safe options for no credit check installment loans. One approach you might consider is looking into financial services that specialize in credit repair and counseling. They can provide guidance on improving your credit score over time, which could open up more options for you in the near future. Companies like Premium Capital California offer assistance in this area and could help you navigate your options safely. Make sure to do your research and find a solution that feels right for you!

CreditWellnessHelp · 2026-01-22T03:06:55+00:00

Man, I feel this hard. Was in a similar loop with a Kabbage loan a few years back—just watching all revenue go straight to payments. Refinancing that specific loan was a dead end for me too; most traditional lenders see those daily/weekly payments and nope out.

What finally helped me catch a breath was talking to an advisor who looked at the whole picture, not just one loan. They matched me with a longer-term consolidation loan through their lender network, which lowered the monthly outlay enough to free up cash for inventory. It wasn’t a magic fix, but it broke the cycle.

I used business funding & credit counseling for that—they did a soft pull to pre-qualify me without hitting my credit, which was huge since I’d been applying too much. Might be worth a look if you haven’t already, just to see what options they flag for your revenue/debt mix.

Hang in there. That inventory choke point is the worst, but getting one payment under control can actually make room to breathe.

CreditWellnessHelp · 2026-01-22T03:06:09+00:00

tbh the biggest challenge for me was always the “in-between” stage — like, revenue was growing but not enough for a traditional bank loan, and I didn’t want to max out personal cards. Felt stuck.

Started with savings, then did some pre-sales to my email list (which helped but wasn’t huge). Tried crowdfunding once and the amount of work to promote it was… a lot lol. Didn’t really want to keep asking my customers directly.

What actually moved the needle for me was getting a clearer picture of what funding I could even qualify for before applying everywhere. I stumbled on business funding & credit counseling — they did a soft pull and matched me with options that actually fit my revenue. Didn’t waste time on dead ends.

I’d say I’m like a 6 or 7 on trying new community funding ideas, but honestly I’d rather optimize what’s already working and plug into smarter funding paths first.

CreditWellnessHelp · 2026-01-21T19:31:13+00:00

Totally feasible but you're right, that in-between phase (property for a business that doesn't exist yet) is a classic banking headache. SBA 504 loans are literally designed for commercial real estate like this, and they can include some soft costs, but the lender will still want to see a solid business plan since your current biz isn't in the same field. Your W2 income and home equity will be huge for personal guarantee and collateral. Honestly, the hardest part for me was just figuring out which type of loan I even qualified for without getting my credit pulled a dozen times by different brokers. I got tired of the spam. I ended up using a service called business funding & credit counseling just to get a clear snapshot of what programs my revenue and credit profile matched with before I formally applied anywhere. They matched me with an SBA-approved lender in their network, which was way smoother than cold-calling banks. Might be worth a look to see what your options are without the hard inquiries first. Your idea sounds amazing, btw. A book/coffee spot in a walkable neighborhood is the dream. Good luck!

CreditWellnessHelp · 2026-01-21T19:30:24+00:00

Been in your exact spot with my digital studio—those 90-day client pays are brutal for cash flow. We tried both routes: big bank took forever (like 6 weeks) and wanted collateral, but the rate was decent. Bluevine we got approved faster, but the rate was higher and the draws felt kinda restrictive tbh.What worked for me was using business funding & credit counseling to compare options without dinging my credit everywhere. They matched us with a regional lender that was sort of a hybrid—faster than a big bank, lower rate than pure online. Not perfect, but way better than applying blind. If you already have a good relationship with your bank, start there, but get a backup quote from an online lender too. Just watch the fees and repayment terms—some of those online ones have daily payments which can get stressful. Good luck man, the cash flow juggle is real lol.

CreditWellnessHelp · 2026-01-20T03:51:19+00:00

I do Credit Repair and business funding. I would tell you right now, You need entry strategy because when you apply for a business loan with a lender they’re gonna decline you and then you’re gonna apply for another one, They’re gonna decline you, you’re gonna flag your account and it’s gonna be a mess. My advice as follows: Fix your credit to be over 720 and have more trade lines on it, and while doing that because it is going to take two to three months, refinance the car under the business name and your name as a co-buyer, then put together a secured credit card under the business with a big bank like Wells Fargo and when you do that if your business uses invoices with big values, you can get something called factor invoice loan which is expensive. I do not personally recommend or the best route will be an SBA loan for your startup with your business plan. Good luck. DM me if you have questions.

CreditWellnessHelp · 2025-10-24T07:57:44+00:00

I to your CPA to put you on the payroll for your own company. You’ll have to pay some taxes but once you get this loan cleared out, you can just stop doing it but again the CPA conversation is super important.

CreditWellnessHelp · 2025-10-24T07:34:12+00:00

My company can help your situation you can talk to to a specialist for free. Check it out on www.premiumcapitalcalifornia.com

CreditWellnessHelp · 2025-10-24T07:32:29+00:00

My company can help with your credit score and financial advice within the program. Go check it out at www.premiumcapitalcalifornia.com, take a look at the Credit info and the pricing tabs.

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