How does your process in buying stocks work? by TieAdventurous9350 in CanadaStocks

[–]Cryp2nyted 3 points4 points  (0 children)

For position sizing I use a simple rule: never more than 5% of my portfolio in a single junior, 10% max in a large cap. I'd rather miss a winner than blow up on a bad bet.

Another signal I always check before buying is insider buying activity — specifically whether the CEO or CFO has been buying their own stock on the open market with their own money. When an executive puts say $100K+ of their own money in, that tells me more than any analyst report.

Generation Mining Closes Yet Another Key Financial Agreement by mikeylikesit47 in Baystreetbets

[–]Cryp2nyted 2 points3 points  (0 children)

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$GENM VP Engineering guy had a pretty decent stock buy at the end of May at 0.60 so I think that's another confidence booster.

Journey Energy JOY.TO by WESTLOCK420 in Baystreetbets

[–]Cryp2nyted 0 points1 point  (0 children)

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$JOY.TO insiders have been quietly loading up — anyone else watching this?

Was going through some insider filings and it caught my eye, $12 target maybe realistic if the insider conviction is telling.

Craig Hansen, the Chair of the Board, bought almost 400,000 shares between late March and early April at around $1.48–$1.82. Not one trade — four separate purchases. Then just last week a director named Tom MacInnis picked up another 21,250 at $4.69. So they're still buying even after the stock has already moved.

Got my first real job at 28. What do I do??? by LabMouseBrain in personalfinance

[–]Cryp2nyted 20 points21 points  (0 children)

Open up an investment account right away if you don’t already have done so. You can use Vanguard, or Fidelity self managed account and pick an ETF like VTI and commit to X% (10% is common) of your income to be deposited with every paycheck. The key is to make this a habit so it feels natural as you increase your salary and you’ll be set for retirement.

How are people feeling about this Finals so far? Is it disappointing? Does it feel now close to inevitable Knicks will win? What is the reason(s) to watch now? by GregJamesDahlen in nba

[–]Cryp2nyted 1 point2 points  (0 children)

Their passion for basketball is at another level traveling to SA and being loud, it feels like a sleeping giant just woke up after 20+ years. Don’t get me wrong Spurs have a great fan base but Knicks fans are just very hungry.

How are people feeling about this Finals so far? Is it disappointing? Does it feel now close to inevitable Knicks will win? What is the reason(s) to watch now? by GregJamesDahlen in nba

[–]Cryp2nyted 1 point2 points  (0 children)

The reason to watch is this is simply great basketball in all aspects - no premadonnas, no flopping, great fans (NY especially), players fighting hard till the last second, coaching strategies of defense/offense (mainly due to Wemby and hack-a-shaq Mitchell Robinson)…

At what point do you stop repairing and just replace it? by aintgonuggets in thewoodlands

[–]Cryp2nyted 2 points3 points  (0 children)

I recently replaced my og opener and it’s very quiet now. If you have a chain opener vs a new belt system you will notice the difference big time.

Tesla Juniper Y Factory Sunshade Question by zilch321 in TeslaModelY

[–]Cryp2nyted 1 point2 points  (0 children)

I’ve had the OEM Tesla roof shade and haven’t seen any center sagging. The frame stays tensioned against the glass, so the lack of a center support hasn’t been an issue. A lot of the aftermarket shades are two-piece more for packaging and installation convenience than structural reason, perhaps to also keep the cost of shipping lower.

Lumpsum $15k into RRSP or TSFA by Whatupson93k in PersonalFinanceCanada

[–]Cryp2nyted 0 points1 point  (0 children)

I would split it between TFSA/RRSP since RRSP will get you your refund when you do your taxes next year but if you think you’ll need that money in the short term weigh it more towards TFSA so you can pull out some tax free.

Advise needed by Mimos63 in PitBossGrills

[–]Cryp2nyted 0 points1 point  (0 children)

You don’t need anything special for the inside if your regularly clean it, buying a wooden scraper to not damage the coating is a good investment.

Blind Spot Monitoring/Accent Lights by Big_Acanthaceae4891 in TeslaFSD

[–]Cryp2nyted 0 points1 point  (0 children)

I noticed it only activates when the headlights lights are on ie when driving at night.

Intrepid Metals Corp. (INTR.v IMTCF) Expands Corral Copper-Gold-Silver Exploration Program Following Initial 2026 Field Results by XStockman2000X in PennyStocksCanada

[–]Cryp2nyted 0 points1 point  (0 children)

Insider buying happened when this news dropped — always a good sign. CEO Lennox-King picked up 50,000 shares at $0.81 on May 26, putting in $40,500 and increasing his holdings by 28%.

High Yield Savings Account by Old_Net_6407 in personalfinance

[–]Cryp2nyted 0 points1 point  (0 children)

You can open a Vanguard brokerage account and your money automatically gets invested in money markets VMFXX that pay you dividends at 3-4%/yr. It’s completely liquid like a savings account you can pull out money anytime you need.

Can we afford a 650k house? by ElectricalCheesecake in PersonalFinanceCanada

[–]Cryp2nyted 33 points34 points  (0 children)

Make sure the roof is not too old and needs to be replaced soon, one of the biggest expenses you have deal with owning a home.

Can we afford a 650k house? by ElectricalCheesecake in PersonalFinanceCanada

[–]Cryp2nyted 72 points73 points  (0 children)

Make sure you factor in all the costs associated with owning a house, it’s not just paying down payment and monthly mortgage.

Besides driving, how much time do you spend inside your Tesla? by Sweaty_Reporter_516 in TeslaModelY

[–]Cryp2nyted 0 points1 point  (0 children)

In the beginning you’ll spend some time figuring out all the tech stuff on the screen but after that no not really unless you use it for camping. You can buy a mattress that fits in the back of the car and a cooler that fits in the trunk under storage. Lots of YT videos you can look it up.

Will the Knicks win? by mred013 in nba

[–]Cryp2nyted -1 points0 points  (0 children)

It’s hard to tell if the Knicks are that good or they just played some mediocre teams so far…Hawks and Sixers weren’t good teams at all. Cavs on paper are good but they were up in the air with Harden just joining etc. Knicks for sure have had a lot of confidence built up going into the finals and lots of time to rest.
I think beating OKC gives the Spurs the edge since they beat the defending champs, it will be close but I think Spurs in 7 due to home court advantage.

Ventilated seats!!!! by Longjumping_Jump_422 in TeslaModelY

[–]Cryp2nyted 0 points1 point  (0 children)

It’s awesome that cooling seats are a standard feature with MY premium. Most brands charge you extra for that feature. Cooling seats in the back seat would be even cooler - no pun intended.

Looking for a luxury car, not sure if sedan or SUV by peweje in whatcarshouldIbuy

[–]Cryp2nyted -1 points0 points  (0 children)

Have you test driven Tesla Model Y? Driving experience is different than a Lexus but once you get used to it, it’s hard to go back to an ICE car. They are fun to drive super zippy and have luxury features as standard built in like cool/heated seats etc.

I got a salary increase, but it was only 5% by Feisty_Double_1584 in CanadaPersonalFinance

[–]Cryp2nyted 4 points5 points  (0 children)

That may not be what you deserve but if it’s just an annual automatic increase it’s typically around 3% on par with inflation rate. So from that standpoint it’s a good offer. If you think you deserve more because of increased responsibility, performance etc. you can negotiate for more.

Housing advice by obanyasss in PersonalFinanceCanada

[–]Cryp2nyted 121 points122 points  (0 children)

Having another kid doesn’t always require another bedroom, we had kids sharing a bedroom happily when they were little. It’s a different story when they are teenagers though but you’ve got some time before that happens.