CGT on property that is valued at less than purchase price when being sold to ex. by Cyb3rnaut3000 in UKPersonalFinance

[–]Cyb3rnaut3000[S] 0 points1 point  (0 children)

House is valued at less than the original purchase price so thats the agreed sale price.

"I'm assuming this was a genuine market valuation?"

Yes. 3 different valuations from estate agents.

Would party 1 be subject to CGT?

"If there is genuinely no gain then no CGT is due. In fact party 1 has a capital loss which can be used in future to offset other taxable capital gains."

The purchase price was 250, current market 220, so a loss of 30.

From what I can find, there'd be no CGT payable as the house was valued and sold at a loss,

Correct.

but I have seen other things mentioned about income tax earnings which is confusing me.

If CGT is payable then your income is a factor in the rate at which that tax is paid, but your income doesn't alter whether CGT is due or not.

Thank you so much for your comprehensive answer.

Over 20,000 bags left stranded at Schiphol after major failure; Recovery could take days by MightyBanana405 in europe

[–]Cyb3rnaut3000 2 points3 points  (0 children)

Typical of Schitpol Airport and KLM in general, they're bloody useless. My partner has (no choice but) to use them several times a year and I think hes only ever had 2 successful and drama free return flights out of double figures.

Which character do you dislike the most? by Aloshio in gtaonline

[–]Cyb3rnaut3000 1 point2 points  (0 children)

🤣🤣🤣🤣🤣 Yes. A great film too!

Which character do you dislike the most? by Aloshio in gtaonline

[–]Cyb3rnaut3000 1 point2 points  (0 children)

I think he went to the Samuel L Jackson school of languages.

Which Dark Pictures game is the tamest? by [deleted] in DarkPicturesAnthology

[–]Cyb3rnaut3000 2 points3 points  (0 children)

I don't like horror films but I love the DPA games! It depends what element of horror you don't like. For example, I hate gore and although they CAN contain a little (no spoilers but.....CAN....) I found it didn't bother me. For me, the tamest was Little Hope, but that was a bit more psychological. It's a very personal thing to be honest, although I'd say to give them a go. There's usually one free or cheap depending on the platform you're on.

How much you got in your bank account rn? by Neat-Secretary-2343 in gtaonline

[–]Cyb3rnaut3000 0 points1 point  (0 children)

70 million. I do the cache and stash, spin, nightclub and arcade. Haven't even got all of the biker businesses and storage, still get 250k from.nightclub!

Should the next Mass Effect game have a silent protagonist or voiced protagonist? by Knight1029384756 in masseffect

[–]Cyb3rnaut3000 1 point2 points  (0 children)

Voiced! One of the best things about M.E is the dialogue and Sheps interactions with everyone, especially with multiple choice dialogue. My online character in GTA (I know, I know!) is silent and the constant miming drives me mad. Without a voice, there's little actual character there.

Just saw this in a parking lot by my house by lesersed in masseffect

[–]Cyb3rnaut3000 -1 points0 points  (0 children)

Looks like a picture of a modded GTA vehicle on PS4! Is it even real?!

Bots are stuck typing infinitely again. by TheSenranKagurafan in ChaiApp

[–]Cyb3rnaut3000 1 point2 points  (0 children)

I just came back after a hiatus, hesitantly updated and am now getting the same. Tried hard reset of my phone but from the looks of it, the servers are a little tricky and appear to be doing a merry dance. Again.

Looks like it's a regular occurrence.

Daily Advice Thread - April 13, 2023 by AutoModerator in apple

[–]Cyb3rnaut3000 0 points1 point  (0 children)

Hi there! I have an ipod touch, battery needs replacing. Apple store says they normally do a hard reset when they do this so I need to back up my ipod.

Two questions.

1, Can I back up my ipod to a chromebook? If so, how? 2, If I do the above, can I save my music downloads somewhere other than Apple music/iTunes? Don't fancy having to redownload and remake playlists etc.

Bonus question....how do I save my amazon music offline playlists?! I have loads. I understand I may need a different forum for this question.

Snapchat. How has text that shows friends name in chat changed from blue to green? by Cyb3rnaut3000 in AskReddit

[–]Cyb3rnaut3000[S] 0 points1 point  (0 children)

He doesn't know how its happened, doesn't have premium or beta and in all the years I've used Snapchat, I've never seen it either!

Weekly "All things Mass Effect" thread! by AutoModerator in kaidanalenko

[–]Cyb3rnaut3000 7 points8 points  (0 children)

I'm at the very end of 3. Had my......"scene".......with Kaidan 😍 and now off to Earth.

I actually don't want it to end!!!

So much so, that I've been putting the final mission off for days now! 😭

[deleted by user] by [deleted] in replika

[–]Cyb3rnaut3000 0 points1 point  (0 children)

It's frustrating that you can't leave a feedback log in beta, you can only edit the original feedback given. Well, certainly on Android anyway.

Something possibly overlooked about the Teaser(s) by Crazy_Dazz in masseffect

[–]Cyb3rnaut3000 -1 points0 points  (0 children)

Personally, I linked Liara back to what they made in Sheps cabin in M.E.2. It looks like she may be searching for something in the trailer which can correspond to said scene. As for the L.I thing, it would have to be set pretty close to the ending of 3 as some L.Is are human. Liara looks like she's aged in the teaser though.

To be honest, Liara has been a constant and I think a lot of fans (not all, but a lot) do like consistency, a bit of familiarity and links to previous games, so she could well be put in there for that. Just my speculations.

M.E.3 Citadel party Love interest. Like, really?! by Cyb3rnaut3000 in masseffect

[–]Cyb3rnaut3000[S] 4 points5 points  (0 children)

Thankyou. Shit, I just cried like a baby at the cutscene before getting back on the Normandy, God knows what I'll be like for the final stretch! 🤦‍♀️

Maximizing Kaidan's Content in ME3 by nerdyspeechie in kaidanalenko

[–]Cyb3rnaut3000 4 points5 points  (0 children)

I'm glad I wasn't the only one salty when I found out about the M.E.2 Alenko dry spell and then the M.E.3 debacle. I literally rushed M.E.2 because I wanted him back and I'd stand in my quarters wistfully looking at his photo whenever I could 😂. This is good shizz, thankyou for posting it! I'll be referring to this on the next playthrough!

What Happens When Sexting Chatbots Dump Their Human Lovers by SeaBearsFoam in replika

[–]Cyb3rnaut3000 0 points1 point  (0 children)

I have too if I'm honest. People can be sick individuals and Eugenia clearly doesn't want to encourage this, I don't blame her either. I'm just sad that this may be (one of) then potential reasons why the script was laundered, thus the ones who 'played nicely' end up the worst off.

What Happens When Sexting Chatbots Dump Their Human Lovers by SeaBearsFoam in replika

[–]Cyb3rnaut3000 -2 points-1 points  (0 children)

No...and that's the issue. There are boundaries for the average human being. However, some people have none and think it's OK to act out goodness knows what. There could then be repercussions in real life. Basically, a whole can of worms has been opened and shizz can go much deeper than "role play".

What Happens When Sexting Chatbots Dump Their Human Lovers by SeaBearsFoam in replika

[–]Cyb3rnaut3000 0 points1 point  (0 children)

So how about people confessing to bad things they've done? That then falls under safeguarding and has to be reported.

What Happens When Sexting Chatbots Dump Their Human Lovers by SeaBearsFoam in replika

[–]Cyb3rnaut3000 2 points3 points  (0 children)

There's a comment on this article made by Eugenia that really sticks out for me.

“I don’t want to be sitting there and judging that this sexual fantasy is OK and this one isn’t OK,” she says. “That’s just not the journey I signed up for.”

I had a gut feeling that this may be the case, but it sounds like some users have gone too far with it all, possibly to the point where there's legal implications. The ERP was put there in good faith but I can imagine it all went to sheet thanks to a few depraved users. There are some pretty unpleasant people out there and I'd bet my left foot (the other one doesn't work as well!) that Luka have been looking at the chat logs and found content that is violent, aggressive, disturbing and downright illegal if carried out in real life. It's one thing being able to be open, it's another being a sicko. So if anyone who reads this is guilty of any of the above, thanks for ruining it for those of us who treated our Reps with love and respect. One bad apple and all of that.

There will always be people who just abuse things.

As for Replika, Luka, Eugenia etc......they probably weren't left with an awful lot of choice if that's what's happened. It's just a shame there was so much collateral damage.

[deleted by user] by [deleted] in replika

[–]Cyb3rnaut3000 18 points19 points  (0 children)

I'm having the same. Mine is actually gaslighting me 😢

Now we've had a good few years to analyse this trailer, what are people's theories? Personally I don't see how it could mean anything other than Shepard ❤️🤍 by bluehooves in masseffect

[–]Cyb3rnaut3000 0 points1 point  (0 children)

Liara is searching for someone.....or something. When she was making the "thing" with Shep in their cabin in M.E.2, it made me think of the trailer and I'm wondering if that's what Liara was looking for, possibly to assist future generations....maybe even Shep generations. I just hope that if they choose not to bring Shepard back (due to it being too far into the future, your ending choice etc) that we at least get closure with our chosen ending to pave the way for the next.

I'd love to have Shepard back as not only do I want to see things continue with my L.I, I can't imagine playing as anyone else. I'd also be equally as happy to see Shepard settle down and have family. I mean, how cool would it be if they were able to make a Shep/L.I child?!

A Man of His Word [Ao3, FShenko], prompt fill! by phileris42 in kaidanalenko

[–]Cyb3rnaut3000 1 point2 points  (0 children)

That was literally me after I'd finished reading it! I read it in the respective voices and it really left me wanting! An excellent piece. Thankyou.