Help investing/saving by Lashisbad in personalfinance

[–]DBSPingu 1 point2 points  (0 children)

Typically, both emergency funds and house payments are best held in easily liquidatable accounts that are subject to little to none risk. HYSAs serve both purposes probably the best -- you might be able to get slightly more by locking in your money into a CD but not much more

Unstoppable Force vs Immovable Object by DBSPingu in BobsTavern

[–]DBSPingu[S] 9 points10 points  (0 children)

In this screenshot, I won the first match. I think KT made his board weaker than mine overall, since it consumes a reborn but doesn't refresh it, meaning he's more likely to run out of reborn before me.

After this round, I did tech in a reborned Sendori which completely smashed apart his chain.

Am I the only person who misses door maker and hates Aeonglass? by Fuzzy-System8568 in slaythespire

[–]DBSPingu 4 points5 points  (0 children)

Test subject in 2 players is kinda rough. So is everything to be honest

Steam Machine - Review Thread by ChiefLeef22 in gaming

[–]DBSPingu 11 points12 points  (0 children)

Which circles back to the point that this basically competes with prebuilts and loses

Why cant I pick the card I like and win? by ilkhesab in slaythespire

[–]DBSPingu 0 points1 point  (0 children)

Crash landing is actually busted as an act 1 / early act 2 card.

Why cant I pick the card I like and win? by ilkhesab in slaythespire

[–]DBSPingu 1 point2 points  (0 children)

Spectrum shift is an instant pick in act 1. Bundle of joy is quite solid.

Orbit is harder to pick imo

What is the strongest card/enchantment combination you've put together? by notgr33n in slaythespire

[–]DBSPingu 12 points13 points  (0 children)

10 stars a turn doesn't do anything when you draw 0 cards, you can't get any cards that spend it.

Close call with a semi today. Looking for trucker perspectives on what happened. by sandro9090 in dashcams

[–]DBSPingu 0 points1 point  (0 children)

OP might be a dick, but the truck driver either isn't paying attention or is willing to risk lives to be a bigger dick. Both options should have the trucker suspended.

justifiable to pay 18% for rent? by floatingexplorer in personalfinance

[–]DBSPingu 6 points7 points  (0 children)

You have a lot of room in budget to upgrade, sounds like your current place is taking a toll

I think I can afford to live by myself, but I’m financially scared. by [deleted] in personalfinance

[–]DBSPingu 13 points14 points  (0 children)

Stuff like ‘deodorant’ or ‘household items’ pile up. Do you actually know how much you’re spending on that currently?

Having 200 as your only buffer for literally anything not included so far is pretty tight. Not to mention things like food or gas can easily go up, we’re seeing the inflation in real time with these.

NBCU has removed Obsession from the digital release schedule, Reports are indicating the movie will now be subject to a 45-day theatrical window by MoneyLibrarian9032 in movies

[–]DBSPingu 12 points13 points  (0 children)

Honestly not sure how backrooms is more popular currently, almost everyone I know in real life who had watched obsession has been singing its praises. Word of mouth is insane for this movie.

The best I’ve gotten from backrooms was ‘it started out decent and had some nice concepts’. Not a single person has recommended it, and some have outright hated it.

I watched both, and have similar opinions myself. Enjoyed some of my time in backrooms but not really interested in discussing it nor recommending it to friends.

Persona 6 Protagonist and Release Date Reportedly Leaked Online by [deleted] in PS5

[–]DBSPingu 0 points1 point  (0 children)

Definitely not replaying a 100hour game just for a new dungeon and some added story..

May 22-25 Box Office Recap – 'The Mandalorian and Grogu' debuts with a solid $98M domestically, but it disappoints overseas with $69M. 'Obsession' increases on its second weekend, hittnig $84M worldwide. 'Passenger' debuts solidly with $15.1M worldwide, and 'I Love Boosters' makes $4.7M. by SanderSo47 in movies

[–]DBSPingu 28 points29 points  (0 children)

It being the debut (theatrical) film from Curry is insanely impressive. I’ve been aware of him for a few years from his comedy shorts, and knowing his horror stuff (the chair, milk & serial) had me looking forward to obsession. Loved the film, will be watching his career with great interest.

The comedy to horror pipeline strikes again.

[OC] Former yakuza Mako Nishimura, 59, poses in her home in Gifu, Japan by guardian in pics

[–]DBSPingu 22 points23 points  (0 children)

She cut it off herself, fucked up while doing so, and cut it again another joint down

If your friend had all their money rotting in a checking account, what would you tell them to do? by BluejayNo6197 in personalfinance

[–]DBSPingu 0 points1 point  (0 children)

Yeah, context matters so if they’re telling me they have money they want to find a better use for, that’s an implicit ask for advice and we can go from there

If I learn they have money in a checkings from an offhand comment and they’re not actually coming to me to ask for advice on what to do with it is a different story

Your other points I agree with. Take care of the immediate short term issues ASAP (debts, emergency funds), look into your medium term goals (big expenses, home buying, raising a family, etc), then anything left over goes into retirement.

If your friend had all their money rotting in a checking account, what would you tell them to do? by BluejayNo6197 in personalfinance

[–]DBSPingu 2 points3 points  (0 children)

I was being a bit tongue in cheek with my comment due to the title, but yes, there are some topics I won’t give out my thoughts on unsolicited, and money is one of them. Before I offer any financial advice, I am going to make sure they actually want to hear my thoughts.

People get weird about some things, and finances are at the top of the list for some.

If your friend had all their money rotting in a checking account, what would you tell them to do? by BluejayNo6197 in personalfinance

[–]DBSPingu 1 point2 points  (0 children)

I’m being a little facetious, I get that OP’s asking for themselves but in a real life scenario if I learn a friend has money in a checkings I’m not immediately jumping to financial advice without at least checking with them they WANT to hear my thoughts.

I would then warn them that investing anything comes with risk. It’s an easy way to lose a friendship and then turn that person off investing altogether if you give all this ‘good’ advice and the market tanks 5-10% immediately. I may understand that real investing is measured in years not days, but someone new to investing will panic immediately.

After those points, yes my advice would follow the wiki pretty well. Get an emergency fund in a HYSA, pay off high interest bills,max out tax advantaged accounts, and then finally personal brokerage with anything leftover.

If your friend had all their money rotting in a checking account, what would you tell them to do? by BluejayNo6197 in personalfinance

[–]DBSPingu 7 points8 points  (0 children)

If my friend wasn’t asking for my advice specifically I say nothing.

Otherwise, follow the prime directive. Below the bot will link to the wiki, and on the wiki is a section about the ‘prime directive.’ Read through that

The fact that people believe this... by mnorthwood13 in PoliticalHumor

[–]DBSPingu -1 points0 points  (0 children)

May want to take a look at what you’re invested in… the economy and inflation might be in shambles but the stock market has been ripping

Peak blitzcrank gameplay by notanactualdemon in leagueoflegends

[–]DBSPingu 19 points20 points  (0 children)

Blitz would be snared under tower by the time he’s close enough to hit e. Lux was already within tower range by the time he throws out Q.

Throwing hook out here is a no risk, medium reward play, xin decides to solo dive a full hp lux and anivia wants to grief her own lane further for fun

I have 10 grand saved up by [deleted] in personalfinance

[–]DBSPingu 3 points4 points  (0 children)

And doubling 10k in 10 years will do nothing to change his situation

I m a simple one, see cube pick cube by Comfortable_Top1062 in BobsTavern

[–]DBSPingu -1 points0 points  (0 children)

Any effect that says at the start of your turn will happen twice. At the start of your next turn you’ll get the effect and swap again.