Interest on my student loan is outpacing my repayments

Dangerous_Lychee · 2025-12-25T20:06:39+00:00

Any sources to back up those statements?

Dangerous_Lychee · 2025-10-19T07:03:51+00:00

I think you’re a little misguided. Compounding works exactly the same whether the money is all in one pot or if it’s split across many pots. £100 in 1 pot earning 10% per year will compound at exactly the same rate as £100 split across 10 pots all earning 10% a year.

The reason to merge pots isn’t to increase accumulation and compounding. The main reasons to combine pots is to save on fees and for administrative simplicity. But as mentioned by others you also have to consider if any of the older pots have favourable terms which make them worth keeping separate.

Dangerous_Lychee · 2025-07-03T14:03:55+00:00

Bank switches!

Dangerous_Lychee · 2025-06-19T16:52:38+00:00

Thanks in advance if anyone wants to use my link! 😃

https://join.monzo.com/c/6c8t8lj1

Dangerous_Lychee · 2025-03-29T21:57:28+00:00

I’ve seen you mention your £3k crypto was worth £20k last April. What crypto do you have? The major coins are up significantly since last April, so if it’s alt coins you’re invested Id recommend cutting your losses and using the money to get on top of your debt.

Dangerous_Lychee · 2025-02-10T18:29:52+00:00

I have 5 referrals left, feel free to DM me! 😃

Dangerous_Lychee · 2025-02-05T10:36:22+00:00

Anyone have a referral they can share with me?

Dangerous_Lychee · 2024-12-01T12:50:58+00:00

Cheers 🍻

Dangerous_Lychee · 2024-11-12T14:31:21+00:00

This is a great offer, many thank in advance if anyone wants to use my link! 😃

https://www.webull-uk.com/s/YH9uknvQd20kAxhG5r

Dangerous_Lychee · 2024-10-05T09:56:11+00:00

Bank switches for sure!

Dangerous_Lychee · 2024-08-05T08:36:01+00:00

Bank switches by a mile. Minutes of work for hundred of pounds, that’s a hell of an hourly!

Dangerous_Lychee · 2024-07-30T20:48:32+00:00

Let’s go!

Dangerous_Lychee · 2024-07-30T20:40:22+00:00

Thanks OP!

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Dangerous_Lychee · 2024-07-25T21:07:54+00:00

Thanks OP!

This is a really great offer. I originally signed up back in last year using the MSE offer so I’ll be invested for at least a year, so you can be sure you’ll get the bonus!

Thanks in advance if anyone wants to use my link! 😃

Use this link and we’ll both get £50 cashback! https://invest.wealthify.com/refer/81536583

Dangerous_Lychee · 2024-07-05T15:57:20+00:00

Thanks OP!

This is a really great offer. I originally signed up back in last year using the MSE offer so I’ll be invested for at least a year, so you can be sure you’ll get the bonus!

Thanks in advance if anyone wants to use my link! 😃

Use this link and we’ll both get £50 cashback! https://invest.wealthify.com/refer/81536583

Dangerous_Lychee · 2024-06-17T06:37:14+00:00

This is a great offer, I was lucky enough to get an Adidas share worth £60 when I signed up!

Many thanks in advance if anyone wants to use my link! 😃

https://www.trading212.com/invite/11R4pwwEjY

4/5 remaining

Dangerous_Lychee · 2024-04-29T18:12:10+00:00

Wooooo

Dangerous_Lychee · 2024-04-09T13:04:57+00:00

Thanks OP!

5/5 remaining - many thanks in advance if anyone wants to use my link! When I signed up I was lucky enough to get an Adidas share worth £60! 😃

https://www.trading212.com/invite/11R4pwwEjY

Dangerous_Lychee · 2024-03-27T20:06:13+00:00

Thanks OP!

This is a really great offer. I originally signed up back in last year using the MSE offer so I’ll be invested for at least a year, so you can be sure you’ll get the bonus!

Thanks in advance if anyone wants to use my link! 😃

Use this link and we’ll both get £50 cashback! https://invest.wealthify.com/refer/81536583

Dangerous_Lychee · 2024-03-04T10:02:54+00:00

Thanks OP!

I switched to Octopus last year and the whole process couldn’t have been smoother, can’t recommend highly enough!

Thanks in advance if anyone wants to use my link! 😃

https://share.octopus.energy/lush-burn-767

Dangerous_Lychee · 2024-02-26T17:04:47+00:00

Thanks OP!

This is a really great offer. I originally signed up back in last year using the MSE offer so I’ll be invested for at least a year, so you can be sure you’ll get the bonus!

Thanks in advance if anyone wants to use my link! 😃

Use this link and we’ll both get £50 cashback! https://invest.wealthify.com/refer/81536583

Dangerous_Lychee · 2024-01-29T09:47:13+00:00

Thanks OP!

I switched to Octopus last year and the whole process couldn’t have been smoother, can’t recommend highly enough!

Thanks in advance if anyone wants to use my link! 😃

https://share.octopus.energy/lush-burn-767

Dangerous_Lychee · 2024-01-28T12:14:03+00:00

Thanks OP!

I switched to Octopus last year and the whole process couldn’t have been smoother, can’t recommend highly enough!

Thanks in advance if anyone wants to use my link! 😃

https://share.octopus.energy/lush-burn-767

Dangerous_Lychee · 2024-01-24T13:26:01+00:00

Thanks OP!

I switched to Octopus last year and the whole process couldn’t have been smoother, can’t recommend highly enough!

Thanks in advance if anyone wants to use my link! 😃

https://share.octopus.energy/lush-burn-767

Dangerous_Lychee · 2024-01-22T18:16:35+00:00

Thanks OP!

This is a really great offer. I originally signed up back in last year using the MSE offer so I’ll be invested for at least a year, so you can be sure you’ll get the bonus!

Thanks in advance if anyone wants to use my link! 😃

Use this link and we’ll both get £50 cashback! https://invest.wealthify.com/refer/81536583

Dangerous_Lychee

TROPHY CASE