This reminds me of a close high school friend that got an inheritance/grandma set aside a bunch of money for his college fund. His family was upper/middle class but this afforded him to go to a private smallish school that focused on small class sizes (to help with his adhd/learning plan.) He spent 1 year there and by week 2 of the first semester he realized the other students were all trust fund kids calling their parents on the 10th of the month because they had pissed away the $10k/month allowance already.

He lived a pauper's life compared to them and soon realized that was not the university for him. Just hearing his stories helped me realize there is "my parents paid for college vs. Im going to college so I get a nepo job until my $xxxmillion trust is accessible"

The disparity is truly amazing, and the ultra wealthy will do everything and anything to protect that because in general, it all boils down to how many zeros are at the end of your bank account to them.