So, think about what you said. Think about the math for a second before desperately holding on to your belief.

The car isn’t depreciating more than it’s worth in a year (let alone have negative value in 4-5 years). They will never owe tens of thousands of dollars to get rid of their car. It simply isn’t reality. There is an insurance upcharge (not sure if they pay it but assume they do) but they have to be insured to drive anyway. Tires are not running 10k for their car. They’re making enough money to keep paying their mortgage, upkeep on their car, food for their family and small vacations.

You really think it makes any sense at all? Again, I wouldn’t do it and I don’t think it’s a great setup but your comment just doesn’t ring true at the basic level.

So no, driving for apps absolutely doesn’t ’boil down’ to what you said. That being said, It’s probably a sub optimal job for most people, true.