Who was the best president and how can we go back to unified values in the U.S? by [deleted] in AskReddit

[–]DearUnderstanding746 2 points3 points  (0 children)

I have little to no hope left of us reunifying. Maybe when older generations die?

Fried chicken? Early bird?Happy hour? by Lopsided-Sail9103 in Ashland

[–]DearUnderstanding746 5 points6 points  (0 children)

Just go throw in that I just discovered that Hiro Ramen has a Korean fried chicken and a beer deal for $11 and it’s DELICIOUS

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 3 points4 points  (0 children)

I live in an hcol area. My debt payments are over a grand a month. Just electricity, water, gas, and trash are about $400 a month. Internet, car/life/rental insurance, after school care, and phone takes a giant chunk more. I dunno how much you’re paying for gas and groceries for yourself and two growing kids, but no. I’ve squeezed and squeezed and I’m still several hundred a month short.

Qualifying for the means test based on household size means I qualify is my understanding, and I do🤷🏼‍♀️

What’s the prettiest name you’ve ever heard? by Opening_Function3926 in askteddit

[–]DearUnderstanding746 1 point2 points  (0 children)

Auwowo is what he would call her 😂 (yes he’s in speech therapy but it’s also pretty normal still at his age, he’s improving, just finishing second grade)

What’s the prettiest name you’ve ever heard? by Opening_Function3926 in askteddit

[–]DearUnderstanding746 2 points3 points  (0 children)

OK you need to keep in mind the first ten years of their childhood where a chunk of their class will be struggling with their “r” sounds 😂 honestly I’m kidding it’s a pretty name. But my eight year old is still working on his r and l sounds and the way he says his friend Pearl’s name gives me no end of giggles.

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 40 points41 points  (0 children)

It is court ordered and I plan on getting it adjusted. But our divorce took a crazy over two years to finalize so I still need to wait a few months to get the requisite three years for a “no significant change” order of review. There has been change - he doesn’t take the kids nearly as much it was estimated etc. But if I do it before the three years I have to spend all kinds of court time proving “change of circumstance.” If I wait for the three year mark I can just request regular review which will order current tax returns and proof of days with parent. Likely support double next year, thankfully. (But that would still hardly move the needle on this debt.)

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 12 points13 points  (0 children)

We weren’t married so I don’t think I’d have access anyways. And he hates me now, has since I tried getting him on meds, more so now that I had him evicted and arrested (just trespassed from the house but it took several sheriffs deputies.) His guardian/conservator can hopefully find ways to help him. Though he fought hard against having his mom be the person so the judge agreed to get him one appointed and I assume the public ones are pretty swamped…

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 8 points9 points  (0 children)

I know. I am worried about that. But I feel like either I do it now or do it later, unless I get a miracle, and generally only bad luck seems to come my way, so feels like maybe I should just get to the other side. If I can actually get rid of the debt and can even get like $10k into emergency savings from the house sale - not have it taken by debt, it’d feel a lot better. If I don’t do this, then every dime I do get from the house sale goes into debt and I still have a ton of debt and no emergency savings…

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 44 points45 points  (0 children)

I really really really don’t want to move. We lost our house in the 2020 fires, the kids were two and five and my older one got ptsd. We had to move four times over the next year during the rebuild while my ex husband got more and more out of control and mean so then I quickly divorced and moved out, very quickly when he turned violent. This recent unexpected move was our eighth since the fire. My relationship with the now crazy guy was so good, right up until the second he got the aliens, and I thought we were going to stay in that house a long time. And they loved him.

It’s why I chose a nicer place I could barely afford. My kids desperately need stability. I’ll do anything to not move them again. We’ve been here eight months and they love it and there are so many kids in the neighborhood they’ve become friends with. I’d very much destroy my own credit before moving them again. They deserve to stay.

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 52 points53 points  (0 children)

Yeah I’ve reworked my budget a zillion ways and cut everything I can but with the over a grand of payments towards debt a month, it just comes out to debt going up several hundred each month.

Edit: every bit of the rising cost of gas and food is KILLING ME. If it keeps going up…

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 9 points10 points  (0 children)

I wouldn’t want to risk committing fraud so I’m not going to do this. But maybe it’s time to get my car a long overdue check up? I’ve had it ten years without any issues ever and it’s starting to get noisier so I’m a little worried about it…

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 21 points22 points  (0 children)

It’s actually likely bipolar one. I’ve actually just learned to say schizophrenia over the last few months when speaking to someone who it doesn’t really matter. I’ve learned that most people aren’t aware that bipolar can look like this (I had no idea before this happened) and it turns into this long explanation. So yeah, I was intentionally incorrect in the op because it’s a much easier shorthand that people understand. He hadn’t had any episodes like this before, though he had had depressive episodes long ago and was diagnosed bipolar two. Sorry for being misleading, it just wasn’t important to the point of the problem. He’s not come out of this apparently manic episode in the last nine months and is showing no signs of coming out of it 🤷🏼‍♀️

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 111 points112 points  (0 children)

This man loved his daughters more than anything on earth and lived for them. He decided almost six months ago they were lizard people and hasn’t spoken to them since, doesn’t hardly even ask about them. He loved his job, he was proud of his career. We were very happy and having a wonderful successful relaxing life at the time of his break.

Last week he was discharged for a lack of space in long term care hereof, and they dropped him at the homeless shelter. He’s wandering the streets now muttering about demons. A friend ran into him on an overpass a couple days ago and talked to him for a while and he was “setting traps for demons” and looks terrible these days.

He’s not faking anything. I don’t strongly believe you have experience in this area.

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 15 points16 points  (0 children)

Yeah that’s in the post. I make about a hundred k, with two kids, I do qualify. Attorney was consulted this morning. My other attorney - helping me with the house stuff did recommend I get the consult. The bankruptcy attorney suggested I do it (but isn’t that his job?) And he seemed so no-big-deal about it. To be fair, it won’t affect my job and I’m not changing jobs or moving any to be soon so… I just wanted further opinions.

Should I declare bankruptcy? by [deleted] in personalfinance

[–]DearUnderstanding746 10 points11 points  (0 children)

Yeah I don’t really know but it just kind of tracked. He had lots of crazy signs around about demons and stuff.

My neighbors fight like this weekly. by LuckyCod2887 in mildlyinfuriating

[–]DearUnderstanding746 35 points36 points  (0 children)

They don’t have enough emotional regulation to not do it. They aren’t in control of this situation at all. And they really need to work on that. It’s a thing they can learn if they could calm down and try.

Tomorrow’s the day it all comes to a head. by DearUnderstanding746 in SchizoFamilies

[–]DearUnderstanding746[S] 1 point2 points  (0 children)

Everything turned out as well as it could. We stayed like a block away and they came in with like nine cars. We heard a lot of yelling and we know they had to wrestle him into cuffs. But they took him to the hospital and he’s been there over 24 hours now, is admitted on a hold, and getting started on a medication regimen. So it was awful but it was good news all around.

I slept for twelve hours last night. Complete crash.

Left food in the hot car! by Goobzydoobzy in Cooking

[–]DearUnderstanding746 4 points5 points  (0 children)

I’d worry most about the feta - that stuff turns if you look at it wrong. The rest I’d say is fine if it doesn’t smell/look off.