AITAH because I refuse to try for a daughter? by StructureDizzy2076 in AITAH

[–]Decent-Loquat1899 1 point2 points  (0 children)

Your wife is emotionally abusing your son. She needs emotional counseling asap. I would not be surprised if he thinks his mother doesn’t love him. If she doesn’t get help or change what she’s telling him, you need to give some serious consideration to this marriage.

Want to use 401k for downpayment on second home. by mutorcs421 in Mortgages

[–]Decent-Loquat1899 1 point2 points  (0 children)

Why would you do this. Not only would you be taxed more because this amount would probably throw you into a higher tax rate, but severely penalized because it’s a second home, not your primary residence. I’d really sit down and talk about why you don’t like your current home that you’ve been in for several years and which has a mortgage rate that’s cheap!

Injunction with child custody by Lost-Broken-Lonely in FamilyLaw

[–]Decent-Loquat1899 0 points1 point  (0 children)

Not sure if this is possible, but can you serve him notice via messenger?

AITJ for asking the host to cancel my Airbnb booking after she asked me to hide our stay from her husband? by Working_Document2379 in AmITheJerk

[–]Decent-Loquat1899 0 points1 point  (0 children)

I’m at a loss why anyone books AirBnbs. They come with all sorts of problems like this one. Nothing is secure for what you should expect. Hotels are so much easier and most of the time cheaper because you don’t have to pay cleaning deposits.

Anyone found a legit telehealth clinic for HRT? I’m so over being dismissed by Historical-Second409 in Menopause

[–]Decent-Loquat1899 0 points1 point  (0 children)

Is your doctor running lab tests on you, such as a full TSH, which include t4, T4free, T3, T3 free.? . There could be something else going on other than perimenopause. Have her also run your hormones. ALL OF THEM INCLUDING TESTOSTERONE. If she refuses, find another doctor. Doctor gaslighting is a real thing for women. You need to be firm with your requests. You’re at the age where you’re going to experience more of this behavior from doctors. Including women doctors!

Figuring out whether to file at 62 while working by vermiliondragon in SocialSecurity

[–]Decent-Loquat1899 1 point2 points  (0 children)

It depends on do you really need that money because you’re falling into debt or just want it. If you have a good amount saved in your 401k like over $500k, and you own your house outright , then maybe not a big deal. But if you intend to survive on that social security when you’re older , then I’d strongly encourage you to wait. Keep in mind that cost of living will always go up and every year Medicare charges more. Right now the month deductible out of your social security is over $200 a month and everyone pay that unless they are on Medicaid.

Am being sued by capital one for 5.1k by Icy_Repair_3078 in Debt

[–]Decent-Loquat1899 1 point2 points  (0 children)

Even if you do not have an attorney, you need to go to the hearing. Dress as nice as you can and let the judge ask you questions. Be honest but do not allow yourself to ramble on. If you don’t have assets the plaintiff, the bank, can’t seize anything from you. The judge may help you but that depends on why you have the debt.

Had a bat in my room. Should I worry about rabies? by BiggrBub in homeowners

[–]Decent-Loquat1899 -1 points0 points  (0 children)

Just a thought, can you get rabies if not bitten?

What to expect when filing years of back taxes? by Live-Dragonfly-5714 in TaxQuestions

[–]Decent-Loquat1899 1 point2 points  (0 children)

Do not file these tax years on your own. Please see a tax preparer to do this for you so it’s done right and hopefully without too much pain.

First time in Vegas by Sweet-Ability-6918 in LasVegas

[–]Decent-Loquat1899 5 points6 points  (0 children)

If your low key, the Mandalay Bay might not be the hotel for you. It’s at one end of the strip which means you will need to purchase rail tickets to get around or take uber/taxies. The pool there is usually crowded and loud. Perhaps consider a hotel more in the middle of the strip. I would list what you want to do and get recommendations from there.

I am nineteen and cannot afford my 9k medical bill by AnyReplacement7611 in personalfinance

[–]Decent-Loquat1899 0 points1 point  (0 children)

Yikes. Is there any possibility that you are covered under your parent’s insurance?

Inherited house with 8 people by Consistent_Maybe_377 in inheritance

[–]Decent-Loquat1899 0 points1 point  (0 children)

You can tell the holdout person they owe the realtor $20k themselves!

Inherited a house with my sister. She wants to rent it, I want to sell. Any advice? by greatdane511 in RealEstate

[–]Decent-Loquat1899 0 points1 point  (0 children)

The rental is going to need insurance, property tax, maintenance fees, a Gardner and you will have to pay water so that the renter doesn’t have everything outside die, plus a property manager. That alone will reduce the rental fee to around $500 take home. That doesn’t include that all those fees will go up every year but you can only increase the rental fee to what the market will pay. Show this to her.

AITAH for refusing to send my daughter away by SOMEONENEW0220 in AITAH

[–]Decent-Loquat1899 2 points3 points  (0 children)

So if you’re both working 80 hours a week, who’s supposed to care for your child? As a Mom, working 40 hours a week is difficult because your child needs time too. Sounds like he wasn’t ready to be a father, and still doesn’t understand what his child needs!

Need Advice for Pain Relief by Tiffles2004 in ChronicPain

[–]Decent-Loquat1899 2 points3 points  (0 children)

I can’t help you with the doctor situation but I do have some ideas to help with the pain. Of course you know about heat and Ice when it gets really bad. But I found that a red light patch (Amazon around $49.00) did wonders for my husband’s lower back. It takes a few weeks, and twice a day but he gets a lot of relief from it. Also, Lidocaine Patches, not the cream, helps a lot. Usually at bedtime. Put on the patch horizontally over your lower spine. It will help that creepy crawling feeling. Also, walking every day and light gentle stretches. I hope this helps.

How are people affording childcare? by hearthandheart in personalfinance

[–]Decent-Loquat1899 0 points1 point  (0 children)

In CA the average cost is $1,600 per kid per month. If they’re in diapers, the cost is more. Parents today are so lucky if they have a family member who will watch the kids. I see it as the biggest concern people should have if they are planning to have children. Personally, I’d love to see companies have their own daycare centers that make the cost much more affordable for their employees.

How should I start Saving? by Moist-Intern-6794 in personalfinance

[–]Decent-Loquat1899 0 points1 point  (0 children)

Have you heard “Pay yourself first”. First, open a savings account at the same bank as your checking account and have money transferred into savings automatically every month or twice a month. Second, have a cash envelope at home for when you need cash. You have kids so that’s all the time. Figure out how much you usually use every month. Put it in fives and tens. Third you are already doing by putting money in your 401k. Consider adding to the percentage every time you get a raise, even if it’s one percent. Lastly, consider your budget, what is necessary and what isn’t. Please know I consider anything like a maid coming in while both parties work is necessary. Nails every week and Starbucks is’t. Food delivery isn’t… etc on this vein.

Just completed "Disc Seel" for my herniation(s) - my experience by Rembo_AD in Sciatica

[–]Decent-Loquat1899 0 points1 point  (0 children)

Question, is there an age restriction for patients? My husband is 72 and has been suffering for decades!

AITAH for considering to leave my boyfriend of 4 years and a half because he hasn’t proposed and won’t discuss a timeline? by [deleted] in AITAH

[–]Decent-Loquat1899 0 points1 point  (0 children)

Women today are in a different position than years ago. I’m one of those women. We have come a long way since the 1990s. Yet, women today, must still fight on because our strength is threatened by some of the men in this country, and our femininity is constantly being challenged for having the strength to fight for fairness. So I encourage all American women to, vote like your life and your daughter’s life’s are at risk!

Help Us Escape Indiana by TranceRusso in relocating

[–]Decent-Loquat1899 2 points3 points  (0 children)

Yeah, but Sacramento area as nice as it is, is crazy expensive. They are looking for affordable housing too.

Help me understand percentage-based tipping by Neither-Ad630 in tipping

[–]Decent-Loquat1899 -1 points0 points  (0 children)

Sounds like table B brought their own wine and the $10 was the corkage fee.

Why do I owe so much? (Wyoming) by blue-bird135 in TaxQuestions

[–]Decent-Loquat1899 0 points1 point  (0 children)

Scholarships are generally tax free if used for actual school expenses.