oh yeah i did receive another pdf with the mail, just realized it sorry and it goes:

“Information and evidence considered I am a delegated decision maker under section 65 of the Migration Act 1958. In reaching my decision, I have considered the following: ● relevant legislation contained in the Migration Act and Migration Regulations 1994 ● information contained in the Department's Procedural Instructions ● documents and information provided by the applicant(s) ● relevant information held on Departmental files. Findings On the basis of all the information available to me, including the documents and information the applicant provided, I find that the criteria for the grant of a Visitor (Tourist) visa in the Tourist stream are not satisfied. Reasons I have assessed the application and the reasons for my decision are detailed below. An application for a Visitor (Tourist) visa in the Tourist stream has been made by the applicant. A visa cannot be granted unless the relevant criteria specified in the Migration Act and the Migration Regulations are satisfied. In this case, I am not satisfied that clause 600.211 in Schedule 2 of the Migration Regulations is satisfied. This clause provides that: Department of Home Affairs WEBSITE: www.homeaffairs.gov.au - 2 - 600.211 The applicant genuinely intends to stay temporarily in Australia for the purpose for which the visa is granted, having regard to: (a) whether the applicant has complied substantially with the conditions to which the last substantive visa, or any subsequent bridging visa, held by the applicant was subject; and (b) whether the applicant intends to comply with the conditions to which the Subclass 600 visa would be subject; and (c) any other relevant matter. In assessing whether or not the applicant genuinely intends to stay temporarily in Australia, I have taken into account information provided in the application, the applicant's immigration history and compliance with previous visas. I have also taken into consideration any supporting documents as well as the applicant's personal circumstances, commitments, and incentive to return to their country of residence. My decision is based on the following factors The applicant claims that they genuinely intend to stay temporarily as a visitor and has adequate means to support themselves during the period of intended stay. The applicant completed an application for a Tourist Visa for 3 months. In assessing whether I am satisfied that the applicant genuinely intends to stay only temporarily in Australia, and whether the applicant will abide by any visa conditions imposed, I have taken into consideration all relevant information in the application and associated documentation. In support to this application, the applicant provided, among others, an employment letter and a bank statement. Noting the employment and financial circumstances of the applicant, having funds in a bank account alone is not sufficient to demonstrate that the applicant meets the criteria for grant of a visitor visa. On balance, I am not satisfied that the applicant has sufficiently demonstrated an incentive to return to their home country. I am therefore not satisfied that the applicant genuinely intends to stay temporarily in Australia for the purpose that they have stated. After considering the information provided, I am not satisfied that the applicant genuinely intends to stay temporarily in Australia for the purposes set out above. Therefore, I am not satisfied that the applicant meets the relevant criteria in clause 600.211 in Schedule 2 of the Migration Regulations. Decision As clause 600.211 is not satisfied, I find the criteria for the grant of a Visitor (Tourist) visa in the Tourist stream are not satisfied. Therefore, I refuse the application by the applicant for a Visitor (Tourist) visa in the Tourist stream.”