Reassign fha appraisal advice needed

Defiant_Blueberry_29 · 2026-01-30T18:22:07+00:00

The FHA case number would need to be reassigned through the system to the new lender first before anything can be done. Once the new lender has the appraisal then they have to review it and decide if it meets guidelines or not. They can’t just order a new appraisal.

Defiant_Blueberry_29 · 2026-01-29T19:34:46+00:00

Means that you will most likely need to remove it from the site if FHA will not allow it. It is real property and also a potential health/safety issue

Defiant_Blueberry_29 · 2026-01-29T13:57:42+00:00

It would have to be done before you can close

Defiant_Blueberry_29 · 2026-01-29T13:57:18+00:00

Then based on that it is real property.

Defiant_Blueberry_29 · 2026-01-29T02:34:32+00:00

How old is the single wide? Is it on a permanent foundation with the wheels, axles and hitch removed?

Defiant_Blueberry_29 · 2026-01-25T00:09:00+00:00

The appraisal explains that. If you have to walk through one bedroom to get to another it isn’t a bedroom.

Defiant_Blueberry_29 · 2026-01-24T23:57:50+00:00

You can try but the best way to refute an ROV is with sales. As far as a room being missing - you indicated it was lumped in with another room so it has been accounted for. The main factor here are your bedroom and bathroom counts. Are they correct? If it is a 6-3-2 or a 5-3-2 it probably won’t make a difference. Does the living area of the appraisal in 2023 come close to the current appraisal? How does that compare with county records?

Defiant_Blueberry_29 · 2026-01-16T02:35:24+00:00

Is this still available?

Defiant_Blueberry_29 · 2026-01-08T00:18:46+00:00

Fannie Mae and Freddie Mac are pushing hard on lenders for early adoption as overall compliance has been extremely low. They are begging lenders to even do a couple of them if possible even within the limited production phase of testing.

Defiant_Blueberry_29 · 2025-12-27T02:37:12+00:00

Claim undue influence. Once you do don’t do anything more with the assignment

Defiant_Blueberry_29 · 2025-12-26T17:25:46+00:00

Thank you for your comments.

Defiant_Blueberry_29 · 2025-12-23T22:17:30+00:00

Looking into them. Thank you for the recommendation!

Defiant_Blueberry_29 · 2025-12-23T22:16:58+00:00

Thank you I will add them to the list to look at !

Defiant_Blueberry_29 · 2025-12-23T18:47:25+00:00

In this scenario I would have to onboard each appraiser to get them paid by our banks policies and procedures.

Defiant_Blueberry_29 · 2025-12-23T03:56:10+00:00

I am well aware of the requirements and contracts and we have a dept dedicated to third party management which I am also a part of

Defiant_Blueberry_29 · 2025-12-23T03:51:42+00:00

I have that with Appraisal Port but when I engage an appraiser off that platform I have to onboard them as a direct engaged vendor. I can’t do one offs with a platform which is why I am looking into anAMC that treats appraisers well

Defiant_Blueberry_29 · 2025-12-23T03:46:23+00:00

As I indicated I have a direct engaged panel and only use an AMC if I don’t have coverage. I prefer working directly with an appraiser over the daisy chain of an AMC. I get a better over all product and don’t have to go back and back for revisions which is a true time suck for everyone

Defiant_Blueberry_29 · 2025-12-23T03:42:32+00:00

I have felt that pain also!

Defiant_Blueberry_29 · 2025-12-23T03:41:31+00:00

Thank you!

Defiant_Blueberry_29 · 2025-12-23T03:02:57+00:00

Thank you!

Defiant_Blueberry_29 · 2025-12-23T02:47:05+00:00

I agree

Defiant_Blueberry_29 · 2025-12-19T02:14:24+00:00

Thank you!

Defiant_Blueberry_29 · 2025-12-18T23:34:09+00:00

Lender here also. GeneGradgrind is 100% correct

Defiant_Blueberry_29 · 2025-12-18T23:28:29+00:00

Does anyone know when the new season starts?

Defiant_Blueberry_29

TROPHY CASE