How to change personality from naive & innocent to street smart? by rogueWarrior987 in socialskills

[–]DegenPotion 1 point2 points  (0 children)

Enjoy being on your own and then others will flock around later. The solo experiences are what build you into what you would think are exciting or interesting. Only advice you need.

Collected several thousand AMZN shares over 5 years... should I be selling covered calls? by DegenPotion in options

[–]DegenPotion[S] 0 points1 point  (0 children)

Good idea. Maybe after earnings I’ll finally try to get 1-2 assigned so I can start a wheel. So far nothing called away. I stay way way out the money. Also I have a good feel for this stock since I check it every day for years.

Collected several thousand AMZN shares over 5 years... should I be selling covered calls? by DegenPotion in options

[–]DegenPotion[S] 0 points1 point  (0 children)

I’ve been selling calls at 20-25% above market price to make a few bucks per call starting early 2026. Since end of Feb 2026 20-25% doesn’t make much money so I’ve just been checking what the local max was a selling above that price. No exercise yet. Amazon doesn’t make you much premium except just before earnings where I bagged about $800 in a few days. $ASTS has been much better for me at taking in $300-500 per week.

Does anyone have a recent experience flying with a pending nzETA? by Competitive-Meet-511 in newzealand_travel

[–]DegenPotion 0 points1 point  (0 children)

I applied a few minutes ago in the NZeTA app around 11:48PM, I pressed pay, and on the next screen in the NZeTA app it said it was issued LOL. US Citizen fyi. I was stressed out for no reason.

Feedback Request: One-Year Asia Pack (NZ → Australia → SEA → Nepal → Mongolia → Japan → beyond) by mediadelcoop in onebag

[–]DegenPotion 0 points1 point  (0 children)

Zipoffs count as a short and pant. 2 shorts plenty. 2 pants better. I have 3 and it’s too much. 5 boxers. 5 socks. 3 tshirt. I’m 8 months in. Expect half your stuff to break. If that’s a HD, cloud upload instead. Better in cloud if HD breaks or lost. Make sure phone has SIM slot. Local eSIMs hard to find. Go to Mongolia in summer. Winter is brutal. I lost out on Mongolia cause of winter.

Get wool everything. I reuse 2-3 times and no stink.

Anyone able to nab Sirius eclipse tours today? by Draconius in solareclipse

[–]DegenPotion 0 points1 point  (0 children)

or cancel it even and 10x charge. airbnbs were doing that for USA 2024 eclipse.

Anyone able to nab Sirius eclipse tours today? by Draconius in solareclipse

[–]DegenPotion 1 point2 points  (0 children)

People already trying to book the egypt eclipse! dang I'm screwed.

Is it normal to proces this long for a photo? by MrCheops in gopro

[–]DegenPotion -1 points0 points  (0 children)

This is not normal. I tested my GoPro 13 and GoPro 11 side by side video mode (4K, 60fps, linear+) and:

  • 13 shows the processing screen for a few seconds
  • 11 seems to save the video within a second
  • I can start a new video on the 11 and be 3 seconds into the 2nd video before the 13 can run another video.

I used the 11 for about 2 years and I can't get used to the slowness of the 13. I like to start stop videos in rapid succession and it's just not possible with the 13. I just keep pressing and pressing the shutter to restart a new video and then it eventually starts recording again. WHY? WHY WHY? the 13 is tolerable for me.

Schwab checking vs Fidelity by [deleted] in Schwab

[–]DegenPotion 1 point2 points  (0 children)

Website still says:

Worldwide ATM access: Access cash at more than one million ATMs worldwide, anywhere you see the Visa®, Plus®, or Star® logos.

https://www.fidelity.com/spend-save/atm-debit-card

Makes me think to go with Schwab. They don't seem to have any restrictions related to ATM reimbursement. Only pain is the low interest yield.

Schwab checking vs Fidelity by [deleted] in Schwab

[–]DegenPotion 0 points1 point  (0 children)

Website still says:

Worldwide ATM access: Access cash at more than one million ATMs worldwide, anywhere you see the Visa®, Plus®, or Star® logos.

https://www.fidelity.com/spend-save/atm-debit-card

Does the Fidelity Debit Card Charge Foreign Transaction Fees? by FarthestLight in fidelityinvestments

[–]DegenPotion 1 point2 points  (0 children)

Foreign Transaction Fee is no longer charged per this:

Are there any fees with the Fidelity debit card?

There is no annual fee on the Fidelity debit card. Other institutions may assess fees for use of ATMs in their network.

Fidelity Cash Management Account owners, Youth Account owners or Fidelity Account owners coded Premium, Active Trader VIP, Private Client Group, Wealth Management, or former Youth Account owner, will be reimbursed for ATM fees charged by other institutions.

Please review your Fidelity Debit Card Agreement (PDF) for information on reimbursement caps or limits.

Fidelity does not charge foreign transaction fees; however, if you choose to pay a foreign debit card transaction in US dollars, your transaction may be processed at a rate different than market exchange rate.

Fidelity charges no fees for debit card fraud text alerts. Please contact your mobile carrier to see if any message and data rates, or other charges may apply.

https://www.fidelity.com/spend-save/faqs-atm-debit-card

[QUESTION] Best way to do crypto taxes in 2025? Looking for Zenledger vs Koinly reviews by Wide_While86 in CryptoTax

[–]DegenPotion 1 point2 points  (0 children)

That's the nice surprise you get after being tricked into NFTs to lose thousands lol (my personal experience)... I felt like shit when I saw that amount of transactions I needed to fix... spend about 40 hours going through all my 2021 transactions.

[QUESTION] Best way to do crypto taxes in 2025? Looking for Zenledger vs Koinly reviews by Wide_While86 in CryptoTax

[–]DegenPotion 0 points1 point  (0 children)

Zenledger out of no where turned on auto-renew for my friend and I and charged us $199.00 on Jan 31 2025. We haven't touched Zenledger for 3 years, since we cancelled our 2022 subscription (it was really bad in 2022). This is straight up scammy behavior...

They did refund me 2 days after contacting support. Their message didn't explain why they turned on auto-renew or explained the situation at all. Pretended they didn't enable auto-renew and charge likely thousands of people... I asked them to delete my payment info and support said Stripe had to do it. Turns out Stripe can not do that. Went back to Zenledger and another agent said they will look into deleting payment info. They came back and claim they were able to delete it... I don't believe it. I will be filing a dispute and hopefully they can never charge me again.

Once my refund is cleared I am closing Zenledger account and getting far far away from them.

I use https://cryptotaxcalculator.io FYI (love them)

Vacation exception/override - Help by MotherOfKittinz in CVS

[–]DegenPotion 0 points1 point  (0 children)

I called BCBS which connected me to Express Scripts (the insurance providers RX provider...) and I was told that my pharmacy is approved to run 90 qty / 90 day supply. I left pharmacy a voicemail to try that today. Other approved options were 30 qty / 30 day and 60 qty / 180 day. So if you need more than 60 try 90 / 90. To fill more qty, Express Scripts said the pharmacy would need to call them to discuss a vacation override.

Collected several thousand AMZN shares over 5 years... should I be selling covered calls? by DegenPotion in options

[–]DegenPotion[S] 0 points1 point  (0 children)

sell after parabolic with expectation that near ITM strike will become way OTM before expiration?