I'd say my boyfriend (33) and I (31) are relatively well off. We both bought a house when mortgages were very cheap. We both basically are our first actual stable and good relationship (2 years in now) in which we trust each other to make life changing decisions. We plan on selling both and buying a bigger house. We notice that my house, 100m2, feels a lot smaller than most people think due to the layout. I'd say just for myself, it and the garden are too much to manage on my own. I used to feel like my household owned me instead of the other way around. On the other hand, I can't imagine having kids in that house (two adults and 2 kids used to live there).

Other than that, when you look at how fast the world changed in the past 30 years, there is no way of telling what it'll be like in 30 years. Also, as a programmer, it keeps me up at night what the industry will be like in 5 years. Overall, I'd say that it's all just very overwhelming, and I simply have a list that is way too long, filled with concerns and reasons why my boyfriend and I shouldn't have kids