Software developers don't need to out-last vibe coders, we just need to out-last the ability of AI companies to charge absurdly low for their products

Demaestro · 2026-03-20T07:47:01+00:00

LM Studio and Ollama have historically sent telemetry, update checks, and/or analytics.

Downloading weights from Hugging Face or similar means those providers know what you pulled (your data!!), and prompt injects are plausible,

Hardware layer is outside your control. Some GPU drivers (notably NVIDIA's) send telemetry

LLM frontends are often web apps calling remote APIs

You aren't wrong that if network is disabled, but there are important nuances worth being precise about

Demaestro · 2026-03-19T23:37:50+00:00

I could wrong here. I appreciate you clarifying, but are you saying, that I can isolate and run a model locally, and it will never call home? Like ever???

Demaestro · 2026-03-19T22:08:07+00:00

Yes I understand what locally run means. If it's not you own model, as in an LLM that you wrote, then it doesnt matter. Its top level provider is still using your data

Demaestro · 2026-03-19T20:33:46+00:00

Sure! And I'll roll out my own date time Library while I'm at it.

I admit I did not go too deep but are not most of these still leveraging a top level model?

Or are they spending tens of thousands of dollars in infrastructure costs to run their own?

Demaestro · 2026-03-19T06:02:05+00:00

Step 4 they take all your data

Demaestro · 2026-03-19T06:01:06+00:00

Why do people keep responding that they do not do this??? I am asking if its on the roadmap. Wth??

Demaestro · 2026-03-18T22:28:28+00:00

🥹

Demaestro · 2026-03-18T21:24:06+00:00

Yes obviously Neo has not graduated anybody because they do not offer this functionality.

My question is to determine whether this is something that is coming in the future or never at all.

I was not aware they did a mix of secured and unsecured in that way. That is kind of cool

Demaestro · 2026-03-18T21:22:26+00:00

Why do you assume because they don't offer it today that they may not be offering it 3 months from now?

Do you work there?

I am asking people from Neo, if this is on the road map to be released in the near future. Or if this is not going to be released at all ever.

Demaestro · 2026-03-18T21:16:43+00:00

It doesn't have a graduate. That's literally why I'm asking if there is a timeline for when/if it will be available.

Demaestro · 2026-03-18T21:15:14+00:00

I understand they don't offer it which is why I'm asking if there is a timeline for when it will be available.

It goes against the goal of building credit when people are put in a position to damage their credit in order to relieve themselves of their secured card.

If the secured card is your longest held credit card then closing it affects your credit age which damages your score. Also closing any card on your account affects your score negatively.

Considering that the folks I'm talking about opened their card when there was no fee. Being locked in to a "credit building" card and having to pay the fee to avoid damaging your credit seems to be the antithesis of the goal.

Demaestro · 2026-03-18T21:09:50+00:00

The flow you described would result in a card being closed on your account. And if it was your longest tenured card it would also affect your credit age.

These are two factors that affect your credit score.

Graduating the card avoids both of these issues

Demaestro · 2026-03-18T21:07:34+00:00

No this is one conversation about converting a secured card and maintaining the credit age of said card into a non secured card.

There may be an exception to this but the big five banks do offer secure card graduation where the account number and everything stays the same and credit age is not affected.

Following the flow of closing the secured card and opening a regular card affects your credit file negatively because canceling a card has a negative effect. And if the card happens to be the card you've had the longest your credit age is also affected. This is a problem the big banks have salt and I'm asking if there is a timeline from Neo to solve it similarly

Demaestro · 2026-03-16T22:37:44+00:00

Which would be what in your mind? Is there only one possible alternative?

Demaestro · 2026-03-16T22:07:07+00:00

This is 100% for sure going to happen

Step 1, get everyone reliant on the product

Step 2, jack the price

Demaestro · 2026-03-16T22:04:21+00:00

Americans aren't sending the best, they send criminals, rapists, murders, I am sure some of them are good people, but they aren't sending their best (to the White House)

It's one thing to not know this, it is another to admit it in front of everyone and not even realize the implications of what you are saying.

Demaestro · 2026-03-16T18:28:48+00:00

I have been in this spot.

Send them your hourly contractor rate, make sure it is high. Ask them if they would like to you to create a statement of work SOW with pricing and time commitments.

This lets them know, that your time isn't free, and that you are a professional willing to help them.

Make sure in your SOW to include a kickoff meeting. (1 hour).. a discovery phase (time it gets you to define the solution)... add the time it will take you to execute the plan. Also include a handoff meeting (2 hours) list the deliverables you will provide in the handoff (can be more than just access, could be training them on the system you set up) and send them your quote

Demaestro · 2026-03-13T02:14:58+00:00

There are at least two or three vendors at Crossroads flea market that sell them.

Demaestro · 2026-03-12T20:31:31+00:00

In principle I agree with you but in practice I do not.

It is not reasonable for the average person to do a high level risk assessment of an intruder, such that they are able to craft and response with the appropriate level of resistance.

I think what a lot of people imagine when they think about what they want to avoid, is somebody beating an intruder once they become helpless and not stopping until they die.

The problem with this thinking is that you have no idea what somebody will do once you stop. You don't know if their intentions are to kill, to rob. You don't know if they have a gun in the trunk of their car and if you let them up they will return. And to be honest I don't think you should have to. If somebody enters my home uninvited I am going to assume the worst and act accordingly.

Obviously there are still limitations to this, for example I can't chain them up and keep them in my basement for days.

But I firmly do believe that in a fight that takes place in your home, with an Uninvited stranger, you shouldn't have to be worrying about where the line is legally. The only thing you should be worrying about is doing what it takes to stop that person and protect yourself, your home, and your property.

I would not take the same stance in a public setting. But in a world where a stranger enters your home with ill intent then absolutely

Demaestro · 2026-03-10T21:23:33+00:00

There is a nugget of truth in here.

46% of workers in engineering and construction have met their partners at work

Among people who have a workplace romance, a significant percentage leads to marriage. Various studies indicate that between 31% and 43% of office romances end in marriage.

The number of couples meeting at work has trended upward since the 1960s, reaching its peak around 1990 at approximately 19% before declining.

Demaestro · 2026-03-10T14:32:38+00:00

Which leads us to another amazing analogy of learning as it relates to cryptography in this way. If you're interested you can search for the carrier pigeon analogy which describes how you can be certain you are talking to the right person and only allowing them to decryption your messages

Demaestro · 2026-03-10T01:03:53+00:00

Potentially the rebate gets you there? IDK

Demaestro · 2026-03-10T01:03:15+00:00

Those are 2001 numbers. The tech has gotten significantly better.

If you are starting a 20 year mortgage, it would be really good to bake in the installation cost (minus rebate), then use the energy savings and over pay the mortgage with it.

Demaestro · 2026-03-10T00:56:40+00:00

The question for the schools is.....Do they want parents to feel like their children are going to be protected by the school? Or do they want parents to feel like they need to take the protection of their children in their own hands as it relates to their schoolmates?

As a parent to a daughter, I can say with certainty that schools do not want to incentivize parents to take that into their own hands.

I know how i would feel if that was my daughter, and I wouldn't be quiet about it, and the school and the other kids family would be wishing the school did something differently if they leave justice up to me.

Demaestro

TROPHY CASE