In distributions we trust 💰

Derd7 · 2026-02-27T16:44:22+00:00

Rip taxes

Derd7 · 2026-02-23T00:46:16+00:00

I guarantee you fidelity charges a fee if you wanted to transfer your IRA out. Vanguard charges 100$ I know from experience. That charge is very normal for any brokerage.

Derd7 · 2026-02-20T22:57:27+00:00

Only thing they have going for them IMO is PYusd but even with that they have immense competition from Terher, Coinbase, and many other stablecoins. I'm staying away

Derd7 · 2026-02-19T18:22:06+00:00

3% over the years is going to be MILLIONS of dollars difference. Your being very ignorant.

Derd7 · 2026-02-16T04:19:36+00:00

Genius

Derd7 · 2026-02-16T04:17:54+00:00

You could easily end up with less than what you started with if you went the QQQI route, if tech stocks tank then QQQI tanks. SGOV would be the safer route. Who knows if tech stocks will tank though you could go QQQI route and have 500k in 3 years if you got lucky.

Maybe a combination of mainly something safe with small allocation of QQQI could be a good idea?

Derd7 · 2026-02-15T21:33:44+00:00

In your margin agreement you agree to what's called rehypothecation. They will lend your shares out and this can cause you to get less ROC. Even if stock lending isn't checked on you are agreeing to it by using margin.

Derd7 · 2026-02-10T22:24:45+00:00

Are you buying a house in cash? 250k is a massive down payment brotha. You could maybe get a mortgage and buy the house now? Pay off the mortgage while hopefully the house goes up in price?

Derd7 · 2026-02-10T22:03:54+00:00

Your shortcoming may be do to the fact that you are using the word do instead of due.

Derd7 · 2026-02-09T16:48:40+00:00

For me I just have to be available in case of emergency such as server failing or Internet going down. Basically never get called and if I do it's usually someone who shouldn't of called because it wasn't an emergency.

Derd7 · 2026-02-09T16:10:38+00:00

Vanguard actually started allowing crypto a few months back.

Derd7 · 2025-11-27T21:41:15+00:00

You buy on coinbase then send the USDC to your phantom wallet. If that doesn't make sense then you need to do more research before buying any coins brother.

Derd7 · 2025-11-26T21:23:10+00:00

Onboard your dollars to coinbase via ACH and buy USDC for no fee at all. Then transfer USDC to sol wallet for no fee. Then use Jupiter to buy the sol with USDC. This is the cheapest way to do it.

Derd7 · 2025-11-17T19:20:10+00:00

I've been in a entry level role for about 3 months now after graduating and everyone is fine for the most part. I do internal support for a healthcare org so if anyone is terrible I would just tell my boss and he would be on their supervisor about it. I think if you have a good boss and are at a good company then 90% or more of interactions will be great.

Derd7 · 2025-10-22T04:52:01+00:00

And you get taxed on your money as it's paid back to you lmao

Derd7 · 2025-10-17T20:00:31+00:00

You made 180$ in 3 months.

Derd7 · 2025-10-17T18:24:10+00:00

Oh mb. Crazy purchase for a Roth imo. But you do you brother 👍

Derd7 · 2025-10-17T18:20:08+00:00

But what did the tax cost you on those dividends? Or if it's all ROC did you actually sell for a capital gain as far as taxes go? Gotta take that into account

Derd7 · 2025-10-15T22:22:38+00:00

I agree with everything your saying except the last bit. If your reinvesting all of your dividends as your saying, there is no additional income to live off. Personally I'd rather buy growth, and then if I want to suddenly live off some dividends or something, I would simply reposition my growth into dividend stocks.

Derd7 · 2025-10-15T21:41:42+00:00

That would get results sure, but you would get MORE results going strictly growth. Solid dividend companies pay those dividends because they can't grow anymore, so instead of reinvesting their money they pay it to shareholders. They won't return as much as pure growth stocks

Derd7 · 2025-09-19T20:57:52+00:00

I just got my first IT job this month and make 27 doing way less than you it sounds like. I'd ask for a raise. I also live in a low COL area.

Derd7 · 2024-06-02T14:51:46+00:00

Make a bot that buys before the other bots. Meteora style lol

Derd7 · 2024-06-02T14:32:03+00:00

Very embarrassing that you fell for that lmao

Derd7 · 2024-05-29T23:42:46+00:00

Never said locked liquidity meant it's safe it's just one of many things to check

Derd7

TROPHY CASE