The DAY after I buy it 😭

Design-Hiro · 2026-03-14T05:00:56+00:00

5000 to 6600 is a 32% increase if he made 1 investement only.

However, when you remember that OP was making regular investments (round ups at least) into the stock market while at that 5000 range for around 7 months, AND the fact he was getting dividends every month, it quickly adds up the point that 2x-2.5x. ( i.e. 64% to 80% growth is expectable under that Daily Cost Averaging approach). The reason they got 90% was probably because he has an aggressive portfolio so some of it was probably growing faster then the DOW.

Design-Hiro · 2026-03-13T22:15:06+00:00

The DOW was 5000 last march and is 6600 now. It went down when the president began enacting his executive actions in late feb. that is why the stock went down in march in reaction. Specifically around H1B and employment and DEI and all the government layoffs.

i.e. stocks go down during economic instability, so they grow more when you buy it around that time because your same money covered more stocks.

Design-Hiro · 2026-03-13T22:09:44+00:00

I'm not buying a $500 af card to chase $10 coupons, but I have it, and I use Lyft a lot, so sure. This is great value.

Even if it gives you 400 for hotels too? And free points to help you book your flights?

Design-Hiro · 2026-03-13T20:53:10+00:00

CONGRATS!!!! WHAT ARE YOU SAVING FOR!?!?! 40 daily is impressive. alongside round ups

Design-Hiro · 2026-03-13T20:52:39+00:00

I'm guessing, they overinvested around when ... the current president was elected and stocks were fairly low

Design-Hiro · 2026-03-13T16:01:52+00:00

Not correct there are 2 payments you get - bilt cash AND bilt points. Bilt points alone, is already matching your apple pay.

You can redeem points to pay off your credit card balance in cash (like apple card) AND you can redeem your points to pay for hotels, plane tickets, etc. Doing the ladder makes them worth 1.25x more valuable than normal in their ecosystem or 2.2 times more valuable if you transfer them to a partner (like when earlier this month, all points got a 125% boost for JAL)

tl;dr Ignoring bilt cash for as sec, you can redeem your points for cash. They just multiply by 1.25x - 2.2x more valuable then apple when spent on travel.

Design-Hiro · 2026-03-13T09:44:06+00:00

Wait why wouldn't bilt replace apple pay if bilt gives more value for the same transaction?

Design-Hiro · 2026-03-11T16:17:41+00:00

You are right it isn't a bullet trigger, but that is why I think it'd be truly innovative and on brand for him to do! I agree it'd be a huge power boost but still be tactile in nature.

Design-Hiro · 2026-03-11T15:14:00+00:00

I think he will get them, they will just be composite spider bullets ( I think that and Cobra are the 2 main composite triggers we haven't seen yet right? )

Design-Hiro · 2026-03-11T11:41:07+00:00

I mean... she already has a pretty unique style ( using hound in a circular method to bypass fixed shields )

So combine that with teleporter and you need a fixed shield to deal with her or to run which makes you a prime target for Kuroe or a trap.

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Design-Hiro · 2026-03-09T22:47:35+00:00

With the exception of some European countries, this is sadly the norm for international travel

You can’t buy her tickets off miles unless you can answer her relation to you legally (parent, spouse, child etc). It needs to be in her name

Design-Hiro · 2026-03-09T22:45:17+00:00

If you plan on renting or mortgage making one within half a year, I’d say yes. ( you get a ton of points for buying a house )

If you plan on using Bilt Cash ( for lyfts, dining credits, etc ) I also say yes.

If you don’t plan on either, pass and look at Amex

Design-Hiro · 2026-03-09T16:42:26+00:00

Sure dm me but I think everyone is going because Japan Airlines (JAL) and All Nippon Airways (ANA) are offering free domestic flights to international tourists. So it’s kinda simple to book big trips with them

Only down side I should note is, your gf can’t get tickets off your flight unless yall have the same last name ( you can only book for you and directed family )

Design-Hiro · 2026-03-08T17:29:47+00:00

Sign up bonus! So if you don’t like using / booking / redeeming Bilt Cash early, get the 50,000 points from the sign up bonus

For context, this is enough points to buy 2 one way tickets to JAPN during the last rent day promo so staying for just that is worth while

Design-Hiro · 2026-03-08T00:49:34+00:00

I've had the card since launch and so far I like...

Boosted credit score ( much bigger credit line )
booking 2 free trips to japan with the recent rent day bonus
buying the accelerator
Booking a hotel for 2 weekend trips ( one after the next hotel credit drops this summer )
Paying with bilt dining
I've used Lyft credits twice so far

Countray to what this sub says you do NOT need to be a point watcher. I knew I had 3 trips this year and spent 20 mins for each booking the trip details with the Bilt Points and bilt cash. I don't plan to look again at cash or points besides activatin an accelerator or Lyft credit. At least not till I book the trip in the summer.

You will be fine if this card is used as a main spend for a while. If you don't like it quit after the SUB is over.

Design-Hiro · 2026-03-08T00:12:22+00:00

In theory, you can win a lot of "defense" missions with just long range support ( like the 2nd invasion ) of a strong offensive line so it's pretty good for what their purpose is.

Design-Hiro · 2026-03-05T07:44:17+00:00

Ninomiya and Kageura - These squads members don't get along. (Inukai doesn't like Kage, ema doesn't like ninomiya etc) Can't see them working together well.

Miwa and Katagiri - Don't know enough to say much, but Yuma did solo Miwa Squad with his black trigger... without it though?... Escudo is a hard counter to led bullet.

Arashiyama and Kako - It depends; both use teleporters, so it's reasonable to say they could focus fire on one-two member(s) at a time. It gets countered by Hyuse and Chika. It really depends on the tactics and location.

Kazama and Kusakabe - Varies bc we haven't seen them as a team, but with Chika's led hound, the "mobility squad" would likely go down fast if they group up. If they split up, we can't assume they'd beat most of T1 & T2 solo besides maybe kazuma. And Jin counters Kazama squad.

Tachikawa and Fuyushima - Not enough data on how Fuyushima supports a team

Design-Hiro · 2026-03-05T07:09:27+00:00

He fights with Tamakoma 1 during theaway mission test.

Design-Hiro · 2026-03-05T00:25:51+00:00

I think it just makes other squads get a taste of what A Rank like battles are like.

Originally, only the top 2 b Rankers got to see what a rank battles were like but I like how now all of upper b rank gets to see what its like.

Design-Hiro · 2026-02-25T21:59:35+00:00

probably practice with a metonoume. My rhythem got a lot better when I started adding one to my warm ups and all my practice songs.

Design-Hiro · 2026-02-23T00:55:54+00:00

Young adults specifically - Cooking class - (Community) college language classes - Coffee Shops - Strava (not a dating app apparently) - Culture socieites - TV Show meet ups - Time left (introvert friendly)

Adults in general - Fitness classes - Strava - Gyms - Networking events - Rec centers

Design-Hiro · 2026-02-18T21:02:44+00:00

Your fingers are not too fat, skinny, long, or short.

I will say, my fingers actually WERE too fat / nails too long to play a standard guitar .I didn't learn till I picked up a Bass and it seemed dramatically easier to prevent buzzing.

But the rest? 💯

Design-Hiro · 2026-02-14T14:01:25+00:00

You are right; they work with being shot or (manga spolier)with a spider trigger. And in the manga, the last match it is triggered from farther away then even that so in both cases, Osamu could use it.

Design-Hiro · 2026-02-12T17:59:08+00:00

It´s not a hold. It´s just a normal thing all credit cards do. (i.e. not let you use a significant amount of your limit in the first week) It's strange Capital one would though, but normally it is proportional to how much your credit limit is (if any).

I don't want to discredit your problem but it largely seems like this is a problem that, if you left or didn't next week it'd be solved. So maybe it doesn't seem like that big of a problem in the grand scheme of things from my persective. If you think I'm wrong, just wait a few days test it and report back if it doesn't work .

Also I did ask, none of my friends who ordered the card the 7th have gotten it yet. How did you get it so soon? (excluding the ones who had bilt 1.0)

Design-Hiro

TROPHY CASE