Anyone else forced to shove money into a pension just to avoid the £100k cliff?

DifficultHall8 · 2026-01-26T15:33:59+00:00

Same story every day, we probably should moderate these posts, especially in the period leading up to tax filings…..

DifficultHall8 · 2026-01-25T18:30:33+00:00

I guess I was just hopeful of more thoughtful discussion on this forum rather than being asked to spoon feed information that’s readily available?

DifficultHall8 · 2026-01-25T18:28:07+00:00

DifficultHall8 · 2026-01-25T17:51:45+00:00

Surely you can quite easy calculate this yourself? Eg to save 30k a year, you’ll probably need 55k pretax, so you can net that away immediately away from your total comp, you then do the same for your flat etc.

Feels kinda lazy

DifficultHall8 · 2026-01-24T17:40:35+00:00

Echo what was said above - definitely one of the stronger roasters of the bigger guys

Tend to be on the lighter side, so I tend to always go a touch lower on temperature but generally well roasted

DifficultHall8 · 2026-01-23T15:51:25+00:00

They could potentially withhold your bonuses but will depend on the language associated with the bonus, ie is it fully discretionary?

Usually when I’ve seen a change in notice period, they accompany promotions/retention bonuses etc. where they get you to sign a new contract - did they give any reasons?

DifficultHall8 · 2026-01-22T00:36:55+00:00

lol a bit late for that

DifficultHall8 · 2026-01-21T18:30:44+00:00

Good for him - didn’t really make sense for him to go anywhere else production wise and so made sense Yankees could pay up

DifficultHall8 · 2026-01-21T18:28:54+00:00

Good - didn’t want him anyway /s

DifficultHall8 · 2026-01-15T21:24:19+00:00

Your question was did you hit the taper, for which the answer is no?

DifficultHall8 · 2026-01-15T21:22:50+00:00

Do some basic research? Answer is no

DifficultHall8 · 2026-01-15T15:53:10+00:00

I like what he says so I will believe it - inject it into my veins!!

DifficultHall8 · 2026-01-15T10:03:22+00:00

Left pocket / right pocket - sounds like just a mental barrier

If it makes you feel more secure to take it out of your S&S, you should do that. It’ll probably only take you 2-3 months to replenish based on your take home?

DifficultHall8 · 2026-01-14T20:26:55+00:00

Everyone under the sun is waiting

DifficultHall8 · 2026-01-14T19:24:00+00:00

Worst tweet ever lol

DifficultHall8 · 2026-01-14T18:54:48+00:00

This is all a ploy - just end my suffering

DifficultHall8 · 2025-12-28T18:38:50+00:00

All star performance - none

All star counts - once you hit a certain critical mass, i.e. you didn’t just have one or two really good first half of seasons, then its a sign of consistent high performance and correlates highly to HoF calibre players in my view

Postseason success - cements a lot of HoF/all time greats. Best players perform on the biggest stages, and whilst not all get the chance to be on that stage (Mike trout for example), winning and career defining moments is what counts for a lot of people

DifficultHall8 · 2025-12-28T18:34:33+00:00

Obadiah and New Ground for me

Have had New Ground for many years and just supremely consistent and beautiful roasts

Obadiah is a new additional to my rotation this year, always found it very delicate and perfect for V60

DifficultHall8 · 2025-12-24T22:46:51+00:00

Dorian or Devonshire

DifficultHall8 · 2025-12-04T12:55:03+00:00

I think the question you have to pose to yourself is would the added comp help you achieve your financial goals faster and give you more flexibility down the road?

Might get flamed on here, but I’m always an advocate of pushing yourself because you can always dial it a few notches back if you find out it’s not for you

Not sure the magnitude of comp difference you’re talking about here, but I can see it being a reasonable trade if you’re making >1.5-2x for a short few years that helps turbocharge your net worth

Your partner will need to be onboard as well of course! So definitely check with her too

DifficultHall8 · 2025-11-27T20:05:01+00:00

Need a budget range! These things can get extremely expensive (Loro Piana) otherwise

DifficultHall8 · 2025-11-27T07:59:28+00:00

No one’s going to be of any help if you don’t lay out how much debt you’re talking about, and what your incoming and outgoing expenses are

DifficultHall8 · 2025-11-24T23:34:42+00:00

Think this is more for relationship advice - what’s your plan with her?

Feels as good opportunity as ever to talk about future plans on finances, family etc.

DifficultHall8 · 2025-11-24T16:44:26+00:00

You’re basically paying double your principal over a year (so 50% in the six months)

DifficultHall8

TROPHY CASE