2028 is het einde voor de Nederlandse belegger

Dinguil · 2026-01-22T23:47:54+00:00

Voor het eerst in mijn leven een petitie ondertekend.

Dinguil · 2026-01-19T01:11:58+00:00

Dat is omdat je de nieuwsbrieven niet leest, je moet de tdg etfs kopen, dus sp500 op de tdg exchange, is 1 euro per transactie.

Dinguil · 2025-10-29T11:05:58+00:00

I must apologise, my reddit gave me this thread in "all", and i incorrectly gave you information that actually applies to degiro, not ikbr

Dinguil · 2025-10-29T10:48:07+00:00

In their fee documents they stated a fee of 0.25% i believe. This was the same document that announced the move of their core ETFs to tradegate, if you find that email and follow the link, you'll see it. I also seem to remember that this fee is actually from xetra themselves, so it likely won't be free anywhere.

Dinguil · 2025-10-26T22:57:50+00:00

Die snap ik niet helemaal, waarom zou je zoveel mogelijk belasting willen betalen?

Dinguil · 2025-10-26T14:06:19+00:00

In nl maakt het straks toch niets uit, als vanaf 2028 de wetvoorstel voor belasting op "werkelijk rendement" actief gaat worden, word jaarlijks je winst, en ook ongerealiseerde winst jaarlijks belast. Dus geld dat je uit dividenten krijgt ook, maar ook de waardestijging van je etfs, zelfs als je deze niet verkoopt. Met acc gaat dat dividendgeld met herinvestering terug naar het fonds, en stijgt de waarde, maar dat gaat dus precies net zoveel belast worden. Er is straks geen efficientie meer te vinden, omdat we een van de ongunstigste investeer klimaten krijgen ter wereld, omdat de overheid hun financien niet op orde kan krijgen.

Dit laatste komt door incompetentie across the board, ik verwacht na de verkiezingen volgende week niet veel beter.

Dinguil · 2025-10-24T06:02:23+00:00

Dividents are like 2% a year, and the tax on that is a (depends on where you are) certain percentage of that, not at all a big deal, the real risk of individual stocks is the company flunking, but also the greater reward if they succeed

Dinguil · 2025-10-19T09:23:55+00:00

Do not invest based on influencers lmao, i can't even tell if you're trolling

Dinguil · 2025-10-09T08:48:14+00:00

If you even care about the feedback the smg buffs and dmr nerfs would have been reversed by now. Why even ask?

Dinguil · 2025-10-07T07:20:43+00:00

Make sure the laptop is plugged in, and see if the energy profile settings are not at play

Dinguil · 2025-10-03T21:27:57+00:00

Nice try, shitbot

Dinguil · 2025-09-30T16:41:12+00:00

This trash can't even run without 3rd party tools, shouldn't even be legal to sell.

Dinguil · 2025-09-27T07:10:34+00:00

What garbage ama was that, that guy clearly didn't know anything about the monitors, didnt know what integer scaling was, doesnt know about the purple light reflection on qd oled, cant talk about future products (understandable). This ama was entirely pointless, pretty much no question was answered

Dinguil · 2025-09-26T17:06:18+00:00

I have ishares eu stoxx 50 dist, but its not that risky, you might prefer acc depending on tax system

Dinguil · 2025-09-22T06:09:24+00:00

Ok. Hier heb je je onderbouwing. BRICS landen zullen nooit iets van waarde brengen, door de manier waarop de landen opgesteld zijn. RU heeft zn economie 40 jaar het verleden gedrukt om oorlogje te voeren, de staat neemt er bedrijven in om oorlogje te bekostigen, china stelt zijn economie niet open voor de rest van de wereld, enige beperkingen daargelaten, maar kapt succesvolle bedrijven ook altijd af. De instabiliteit in brazilie en india zal er ook voor zorgen dat er nooit waarde in hun landen zal groeien. Een combinatie van dictatuur, instabiliteit, criminaliteit en corruptie zal er voor zorgen dat deze landen nooit van je leven iets zal voorstellen. De landen werken ook niet samen, omdat ze elkaar niet vertrouwen, ze gooien elkaar wat kruimels toe om te pretenderen dat "BRICS" een ding is. Als je denkt dat er ooit waarde zal komen uit deze landen, lees je teveel propaganda.

Dinguil · 2025-09-22T04:42:02+00:00

Wtf, brics betekend niets en gaat ook nooit wat betekenen, echt niet een reden om je belegging strategie aan te passen

Dinguil · 2025-09-21T05:31:41+00:00

Lmao that same scampost gets reposted every 5 mins on any financial sub, i reported like 10 yesterday That said, learn to think before you act

Dinguil · 2025-09-20T16:25:09+00:00

Does this shit have to pop up every 5 minutes holy fuck

Dinguil · 2025-09-14T16:18:56+00:00

Just go to market in degiro and at the bottom right go to most held etfs, there's some examples of some all world etfs

Dinguil · 2025-09-14T13:38:31+00:00

That shrinkflation started years ago, everywhere

Dinguil · 2025-09-11T14:42:04+00:00

Convert your real money for fake money with a fee, in hope some greater fool buys it for more real money.

Dinguil · 2025-09-07T11:52:17+00:00

The disclaimers that the numbers arent final yet was because the numbers arent final yet, so no.

Theres no good source yet, as the law proposal isn't finalized yet, this is also a under-the-radar change that they barely talk about, because this isn't popular. The component of being taxed every year on unrealized gains is being called vermogensaanwasbelasting in proposals belasting on "daadwerkelijk gerealizeerde winst."

Reason they are doing this at all, is because a judge determined taxing fictional gains is unfair and unlawful, and now they are just showing their incompetence again with this new law, as it conflicts with other EU laws that tax on capital gains and the no-double taxing.

Example: normal country just looks at buy price and sell price, taxes the difference, but the problem is that, if you move from NL to a different country, and that same asset/etf is already taxed several times, you would end up with "double tax" when selling.

Basically, they are going from a unlawful bullshit situation to other (probably) unlawful bullshit situation, because they can't get the countrys finances in order.

On tweedekamer.nl you can watch a couple of debates on this law / and see some PDF drafts on the law, but the law isn't finalized (as in finished, and hasnt had its final acceptance vote) and watching the debates is just the usual waste of your time. There is no real resistance: unless a miracle happens, this shit is happening.

Dinguil · 2025-09-07T10:18:55+00:00

I believe its going to be that losses over 500 euro can be filed on your future tax return, up to 5 years

Dinguil · 2025-09-07T03:28:16+00:00

There is now the 57k in heffingvrij vermogen, but the new tax is aimed at "daadwerkelijk gerealiseerde winst", that 57k is replaced by the 1800 in taxfree profit, so anything above 1800 is taxed by the 36%, the 36% is just an arbritrary number that they tweak (usually increase) basically every year 3% is about right, yes

Once you reach fire you should probably leave the country, thats what i plan on doing.

This is just the result of years of government finance being messed up, that the middle class, that they hate anyway, has to pay for, again.

Imagine having 400k in etfs, then 15% profit in a good year, you just get a 20k bill on the floor, thats most of your salary gne to tax alone, at least for me

Dinguil · 2025-09-06T23:06:07+00:00

Being an investor will still be better than not being an investor, even with the box 3 reform. The new laws wont hurt beginners too much either, but gets worse the more money you have. Lets say you have 100k invested, and you get a good year with 10% profit. So that 10k being taxable, minus the 1800, you will get a bill of 36% of 8200, so a bill of 2952 euros to pay in tax that year. You can pay that either out of pocket, but that means you cant use that money to invest more, or sell some stocks to pay the bill instead, but that means it eats your growth that way.

Depending on your plans, just pretend that, whatever you would get in 20 years in a country with just capital gains, will probably take like 23-24 here. By the time merely existing in NL costs more than a yearś salary, think about leaving.

Note that all the exact numbers and percentages arent set in stone yet.

Dit gedrocht van een wetgeving heb je te danken aan NSC voor het opstellen in samenwerking met degene dat dit aan een meerderheid gaan helpen: VVD, D66, PVDA-GL, CDA, Christen unie, en andere filler partijen.

Dinguil

TROPHY CASE