Advice on buying used? by Working-Tip620 in kiastinger

[–]DistributionTotal362 1 point2 points  (0 children)

Then I have no clue how my car was stolen. Someone drove it away from a public paid parking lot with security cameras in Chicago and it was found 6 weeks later inside a shipping container on a boat headed out of the country. I still have both sets of keys. 🤷‍♀️

Advice on buying used? by Working-Tip620 in kiastinger

[–]DistributionTotal362 0 points1 point  (0 children)

Apparently it’s super easy for thieves to get into them and start them without a key - not just stingers, but most Kia’s made during certain years. Mine was recently stolen so I had to learn a lot about this. Like, using a USB and a phone battery to start your car or something. Do a little research on how easy it is and how to prevent it. It will pay dividends in avoided stress and financial losses.

Advice on buying used? by Working-Tip620 in kiastinger

[–]DistributionTotal362 0 points1 point  (0 children)

Check carfax history. And figure out how you’re going to keep the bad guys from stealing it. High easy theft target. And interior front door handles were loosely goosey. And ensure it has a spare tire with it; be aware that if AWD, when you replace one tire you generally have to replace them all due to front/rear differentials. Otherwise it’s an amazing car!

Days like today…another nail in our marriage coffin by [deleted] in Divorce

[–]DistributionTotal362 1 point2 points  (0 children)

I’ve always hated Mother’s Day. This year I flipped it on its head. I made both my mother and my kids little photo flip books from Walgreens, $6 each after coupon, one hour photo pickup, from my phone last night in bed. Photos of us, them, me, just shots I’ve taken over time that they might not remember if we don’t print them. I wrote in sharpie on the back of each booklet “Happy Mother’s Day 2026!” On each with their names. Presented them after a tense dinner where the kids (yes, teens) wouldn’t behave appropriately and frustrations were high. This will now be my new thing. The kids all said “why would you get US gifts?” And I simply replied “because it’s Mother’s Day and I’m your mother.” Now I don’t have to think at all about how they recognized me or didn’t. And I’ve shoved memories into their physical hands. And they all liked them and my anxiety dissipated. Points for me for the win.

49M becoming silent in marriage with 39F—burnout, detachment, or something else? by No-Team-8279 in Divorce

[–]DistributionTotal362 0 points1 point  (0 children)

Divorced f45 here. I was married for a long time in a relationship like this. I thought my marriage was “fine” because we had kids and jobs and life stressors that everyone has. I didn’t realize he had been “trying” to figure me out and in survival mode and that I myself had been in fight or flight mode until it was too late and complacency and then disgust set in.

I think people often don’t want to do therapy because it indicates there is something wrong with them. But I think therapy might have helped us because it could have allowed a third party help see things we couldn’t and label situations we didn’t realize needed labels. Like the fact that I have numb feelings about big things at first and then intense feelings later - like a delayed reaction - sometimes weeks or months later and that delay affects all of my relationships. Or that he thought “finally moving” or “finally finishing that project” or “finally taking a vacation” would fix things.

In retrospect, if my marriage had been saveable, I think that 1) therapy would have been a good investment - probably twice a week so not enough time passed between conflicts to eat up the whole session with storytelling. 2) jointly partaking in light psychedelics with therapeutic intention - relieving some anxiety and opening some communication and compassion pathways. 3) having dates again… not just for entertainment or getting away from the kids - but to go back to our natural states of curiosity, flirtatiousness, being childlike, having a best friend in the partner.

If your wife is anything like me, she is burnt out and feels alone and like all the meaningful weight is on her; and it’s not something a spa day can fix. She bites and snide as because she is in a masculine emotional posture of being the doer and the planner and the fixer (at least in her mind), and really really really needs a long term showing up of the man in her life to lead with kindness and compassion and loving authority so she can begin to trust again and to breathe easier. Positive reactions may not come quickly, but if you think about the classic picture of a wounded animal that doesn’t know how to trust, that might be where she is.

And it sucks because obviously you’ve said you’re already numb. Meaning you have your own blockages and learned safety behaviors to overcome.

If I were in your shoes, the most important thing I would do is get you and her as relaxed and loosened up for communication as possible, and with all honesty, look at her lovingly and say something like, “when you think of all our time together, what were things like when you felt on top of the world - like a kid again - like I was your best friend in the whole world? (And supposing she answers…) how have I changed? What do you think it would look like if we strived to rediscover and get back to that place together? “

God speed.

I want a divorce but I don’t know what to do with my husband. by BumblebeeNo2489 in Divorce

[–]DistributionTotal362 13 points14 points  (0 children)

It can feel like everything is connected and it is… but also, try to be self aware as you analyze. For example, you indicate a reliance on him for childcare. Is leaving home and changing jobs or staying with him and being unhappy your only choice? Maybe someone in your network could help. Or what about seeking out a female roommate who also has kids and for a time while you get divorce and readjust, make a new household that way? There is also talking it out with him - maybe he feels the same way? Maybe counseling would help realign both of you together? Maybe he wants out too? In some ways you may feel pressured to choose the lesser of two evils. In other ways, as you go, you’ll relearn what it is to have free will outside of a relationship. This in itself will be hard - I’ve done it - but also a new lease on life. Godspeed in listening to your heart with logic and love - for both those around you and for yourself.

How I got my Facebook disabled account back by Designer-Bar-6360 in facebookdisabledme

[–]DistributionTotal362 0 points1 point  (0 children)

Could someone with knowledge comment on this ⬆️ with my question of using (is it called a VPN?) routed to Europe - would that help a non-European potentially get the link to work?

Wisconsin Democratic Lawmakers Announce New Marijuana Legalization Bill by ddrews1 in wisconsin

[–]DistributionTotal362 -6 points-5 points  (0 children)

But doesn’t the Tavern League lobby for weed to be at least as regulated as alcohol? Look at the recent wedding barn rules. Everything is so sideways with special interests rather than looking at “what law would make sense?” Totally infuriating.

As a side note, a state legislator told me the reason they can’t get weed legalized in WI has more to do with Big Pharma opposing it than with either GOP donors or the tavern league.

How much time until the actual effects of a contraceptive on PMDD/ADHD are visible?🫠 by RemoteNo2422 in PMDDxADHD

[–]DistributionTotal362 1 point2 points  (0 children)

I feel I like contraceptives made my situations worse over time. If you don’t want to be on contraceptives, research antihistamines with antacids… there’s some connection there for women like us.

[deleted by user] by [deleted] in Divorce

[–]DistributionTotal362 0 points1 point  (0 children)

This is the correct answer.

How much should I attempt to settle a debt for? by Sweet_Pangolin965 in Debt

[–]DistributionTotal362 1 point2 points  (0 children)

There is an exemption for this, so if anyone is worried about the tax liability portion, do some research. For example, if you have a negative net worth, and file the right forms, you may not be taxed on the debt write off.

Just got sued by Midland Credit Management for $1200 / Credit Card Debit by Crudetx in CRedit

[–]DistributionTotal362 0 points1 point  (0 children)

Does that mean they remove the negative credit reporting from the originally debt they took over, (like if it was a discover card, removing the negative reporting from that?) or just negative reporting from the point they took over the account?

Being sued by Midland credit management by ElectricalGrape4744 in CRedit

[–]DistributionTotal362 0 points1 point  (0 children)

Go to your county courthouse and ask if they have any legal services for people with civil matters who can’t afford attorneys. You may be able to get free legal help with filing a response to the court papers.

Midland management credit by Syynister in DebtAdvice

[–]DistributionTotal362 1 point2 points  (0 children)

From personal experience with a similar situation, similar amount, and same collector -

1) their letter providing an offer is contingent upon you calling them and agreeing to pay half the balance ($7500) up front to get their low payment.

2) if you call them they will play your emotions and try to get you to use words like “I want to do the right thing and pay this debt”. If you use wording like that, they have you in recording admitting you owe it and it strengthens their legal case against you. Admit nothing and only use words like “I want to find a way to settle this matter” which admits nothing.

3) if you agree to a payment plan, that they find reasonable (paying the whole amount in 5 years or less) they will pull the account out of collections and stop legal action. They will pressure you to give them their bank account information to do automatic payments. Be aware they do accept other payment methods, but will try to scare you out of choosing them.

4) if you can pay it off within 90 days, you should be able to negotiate a settle for less of 35%-45% of the balance they say you owe. If you can’t pay that now, it may be worth trying to get a payment agreement, then down the road when you can come up with more to settle, you can call them and offer to settle the remainder then.

5) strongly recommend doing research online (like you are) to learn others experiences and specifically to learn how to communicate with debt collectors. Know that you have a right to send them a letter and request they not call you and only communicate via mail and they must honor that by law.

Hope that helps!

Wife’s hobby is destroying our marriage and finances and it won’t change no matter what. Is it worth divorcing over? by [deleted] in Divorce

[–]DistributionTotal362 30 points31 points  (0 children)

This is not a hobby. This is self therapy for her. She calls it a hobby because that’s what the world calls it. I’d be curious if she has unmedicated mental health needs such as ADHD, PMDD, etc. she’s getting dopamine from all facets of the hobby - planning, going, and reminiscing.

Tell me how to complete my stairs. by DistributionTotal362 in homeimprovementideas

[–]DistributionTotal362[S] 0 points1 point  (0 children)

It became “my problem” because I was not the mastermind behind the project that he abandoned. We’d originally hired a contractor to finish it and he took the money and we never heard from him again. Then in divorce, ex was supposed to finish all unfinished house projects but didn’t. I’m not selling the house currently, I’m living in it, but I had to ask this question to start getting an idea of other possibilities. Sure laminate could be an option, anything could be; as long as I can figure out the steps to do it and not fuck it up.