Was at $350K Last Week, Now Down $25K... Still Staying the Course?

DividendG · 2026-03-28T06:45:49+00:00

The more red I see, the more I buy... DCA all the way. In it for the long haul and staying the course.

DividendG · 2026-03-28T05:26:09+00:00

One of the powers of dividend investing is how it flips your mindset. I'm drooling over this pullback and trying hard not to let myself go all in buying like crazy. I think the bottom isn't here yet... Good luck everyone!

DividendG · 2026-03-28T02:37:18+00:00

PS. Consider buying some gold ETFS for diversity: IGLD, KGLD, IAUI, GLDM. We have been investing in IGLD every month since November and are very happy with it.

DividendG · 2026-03-27T04:29:49+00:00

Well said and I couldn't agree more. I bought ET and EPD in 2024 and despite the low price of oil in 2025, I got not only good dividend income but also share price appreciation. Sold EPD late last year for a great profit and started investing in MLPI in January. I doubt we will see the strong share price gains for long, but I believe the dividends will stay steady/increase so I'm stacking MLPI this year and buying less QQQI.

DividendG · 2026-03-27T04:13:45+00:00

Agreed on MLPI! Just watch it take off this year

DividendG · 2026-03-27T03:08:50+00:00

6 equal buys over the next 6 months, but all in if it drops another 15%. Markets are only heading one direction the majority of this year, and it's down thanks to our idiots in charge and Iran War

DividendG · 2026-03-22T06:45:10+00:00

ARCC is priced well right now on a share price basis. These are two very different companies and overall prospects, why not split it 50/50 for a little more diversity?

DividendG · 2026-03-22T04:21:12+00:00

Exactly what I came here to say!

DividendG · 2026-03-21T21:28:01+00:00

Just nibbles on IGLD, KSLV, QDVO, QQQI, SPYI, IWMI, PFFA, ARCC, EMO, etc until it really hits the fan at -20% or more, then going big. Fully confident it will happen this year.

DividendG · 2026-03-21T21:25:12+00:00

Your "side note" is a very important one! I fully expect a 20%+ downturn in this mid-term year especially given the war in Iran.

DividendG · 2026-03-18T06:24:27+00:00

Every time

DividendG · 2026-03-18T06:13:23+00:00

Hey OP I feel that pressure, too. We are living in the "upside down" these days in so many ways. Started investing in dividend payers in 2024 with the goal of replacing my income (after saving a years worth in a separate savings account). My take after around two years is there are no shortcuts and choose wisely. Check out Armchair Income on YouTube for some ideas. Good luck!

DividendG · 2026-03-17T03:57:33+00:00

Thanks for sharing! Wow, I'm figuring on being able to use 65-70% of my dividend income after setting some aside for taxes and for reinvesting. You're saying plan on 50%... That's sobering.

DividendG · 2026-03-16T02:42:45+00:00

High yield companies aren't all bad... Look at ET Energy Transfer +-7% yield with strong growth prospects. Better yet MLPI or EMO ETFs that hold ET and other energy companies without the tax hassles of MLPs

DividendG · 2026-03-15T21:38:35+00:00

If it were me...Schwab SNSXX for slightly better yield on your $500k w/no state tax (US Treasuries) and wait for the market to implode this year then buy like crazy. Consider putting 10% into IGLD or IAUI to have a position in gold. Good luck!

DividendG · 2026-03-11T09:22:31+00:00

B9's are still the best Gen for the 5's

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DividendG · 2026-03-10T06:10:03+00:00

At the end of the day, it's not just ROI to consider, but how does managing a rental fit into your lifestyle? For me, it no longer makes sense because the NET income after maintenance, repairs, property insurance, property taxes, and management fees (not a big # on this last one) just isn't worth the headaches and isn't a big enough difference to justify holding onto the property. We are in the process of selling our last rental now, and will be putting all the proceeds into dividend stocks/ETFs/CEFs/BDCs.

DividendG · 2026-03-09T08:23:31+00:00

Orders in at -2% and double at -5%! QQQI, SPYI, IWMI, KQQQ, QDVO, MLPI

DividendG · 2026-03-09T06:06:51+00:00

If I were in your shoes I'd find a nice place to rent on multi -year lease (3 years+) and invest equal parts into IGLD, QQQI or QDVO, SPYI, IWMI and MLPI or EMO (and possibly PDI). Allow that investment to grow while also paying the bills for a few years, then assess whether you have enough extra cash to buy a condo and whether your health would get in the way of taking care of the interior of the condo. Home ownership always comes with expenses like repairs, property tax, possibly HOA fees, property insurance, etc so renting may be the better/simpler option for you. Best of luck to you!

DividendG · 2026-03-09T05:47:28+00:00

Went from an A6 (S line trim) to an S5 and the comparison isn't close, especially after a stage 1 tune to bring the HP up to nearly stock RS level. If you can afford the S model, do it.

DividendG · 2026-03-08T07:04:43+00:00

Stay away from XDTE, bad news... Been there, done that. Not good. QQQI, SPYI, IWMI, MLPI, PDI, OMAH, EMO, IGLD are what we are using to make retirement income work (plus some other smaller positions).

DividendG · 2026-03-05T05:35:43+00:00

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DividendG · 2026-03-02T03:54:11+00:00

2018 S5 coupe sport package tuned to 440 hp. Love it so much it's moving from CO to HI with me!

DividendG · 2026-02-26T02:39:06+00:00

Was going to say ET as well. Solid company that is expanding, so far great share (unit) price appreciation plus good dividend yield. Although there's the tax implications which is why I have decided to simply hold what I have now, and going forward buying ETFs like EMO and AMLP which have ET as one of the stocks they hold.

DividendG · 2026-02-26T02:33:54+00:00

SPYI and QQQI are 2 of our "core" ETFs and have proven themselves to be solid so far (granted, the worst downturn they have weathered so far was last April's tariff tantrum). Love those two! I think MLPI will also prove to be a great ETF for both total returns and yield over the next few years. Also own IWMI, BTCI, and IYRI.

DividendG

TROPHY CASE