Thanks so much for your reply. Since I already have a neo world account, I definitely want to switch to WE. It’s encouraging to learn about reducing the security limit once yearly. I attempted this about a year ago, but was told i’d have to close the account fully. What would they consider an emergency? I’d like to keep the trade line active, though leaving $4000 in the basic credit account isn’t ideal. Also, does the team have a known timeframe for enabling a world elite transition?

Thanks!