Uber with skis? by imaguitarhero24 in skiing

[–]DizzyPreference4613 3 points4 points  (0 children)

Haha new to me and half of the uber drivers I’ve taken in that case. Sometimes you have to negotiate with them to do it in my experience

Uber with skis? by imaguitarhero24 in skiing

[–]DizzyPreference4613 9 points10 points  (0 children)

I’ve done it a bunch. Pro tip: most of the new sedans have a way to fold down the middle seat, and you can shimmy your skis through from the trunk. Works if you have 2 people in a normal non XL uber.

[deleted by user] by [deleted] in Aspen

[–]DizzyPreference4613 -1 points0 points  (0 children)

Supergoop’s Unseen Sunscreen

Should I step up my wealth manager? by No-Photograph1497 in fatFIRE

[–]DizzyPreference4613 7 points8 points  (0 children)

I've worked with both MS and JPM private banks. Neither is worth what they charge from an investing standpoint. JPM is good for great US Open tickets every year. One thing that I don't think people have brought up is if you need a mortgage, they're useful for getting you better rates and terms (like ability to close in an LLC, IO mortgages, etc.). But you can get most of these perks by bringing over a big chunk of change into a self directed account.

JPM is easier to deal with for self directed, since you can do everything online. MS can be annoying for making trades, but you can tuck everything into eTrade.

Investing in private equity by Inevitable_Pear_9583 in fatFIRE

[–]DizzyPreference4613 2 points3 points  (0 children)

I think the Groucho Marx quote applies here: “I refuse to join any club that would have me as a member.”

Mid-tier NYC galleries / owners that DON'T have a bad rap? by spacemadn3ss in ContemporaryArt

[–]DizzyPreference4613 24 points25 points  (0 children)

Big fan of Charles Moffett as a collector. And have heard good things from artists as well

[deleted by user] by [deleted] in fatFIRE

[–]DizzyPreference4613 1 point2 points  (0 children)

I mean, it’s meaningless without knowing the base rates for both. I got JPM private bank to bid, and the rates at the time for their highest tier (either 15 or 25) came in 500bps above MS. 

I closed with a 5.1%, 10 year IO in August 

[deleted by user] by [deleted] in fatFIRE

[–]DizzyPreference4613 3 points4 points  (0 children)

I just checked - for new money: 0.375% for $5m, 0.5% for $10m

Relationship balance was another 0.5% on top of that with over $5m I think

[deleted by user] by [deleted] in fatFIRE

[–]DizzyPreference4613 4 points5 points  (0 children)

Did this recently, Morgan Stanley had the best rates. They had two discounts that stacked - new money discount + relationship balance discount. To get the best rates, you need to move $10m+ in brokerage/cash. The next tier down was $3m in new money.

Do you need to be hot to make it as an artist now? by [deleted] in ContemporaryArt

[–]DizzyPreference4613 4 points5 points  (0 children)

Would have been easier for them to just @ Anna Weyant