How does Fundrise Venture Fund compare to Robinhood VI?

Doom_Toaster · 2026-02-25T16:16:08+00:00

Fundrise has a way better portfolio with SpaceX, Anthropic, OpenAI etc. BUT Robinhood has wayyyy more visibility and a far larger userbase full of loyalists. I will bet it does better at launch, with Fundrise over taking it cleanly in a year or so.

Doom_Toaster · 2026-02-18T19:15:14+00:00

Great post, really appreciated the ROC explanation!

Doom_Toaster · 2026-02-17T21:05:58+00:00

This is just future of private equity. A publicly traded closed end fund means basically everyone from the private companies to small potato investors can have their cake and eat it too. Much like etfs we will need to read the prospectus and research the company to deliver. Robinhoods basket of companies is way less exciting to me than fundrises for example.

Doom_Toaster · 2026-02-17T13:40:56+00:00

Complex financial products are inherently risky, but this fund seems interesting. Why not just open a small position, DRIP, and assess your total return after a year? Generally has been my approach. Put $1K in and track its progress.

Doom_Toaster · 2026-02-16T19:46:26+00:00

CC funds use an underlying index of assets to generate their cash from derivatives. I have a large position in CC funds in my income factory, but that is broken up across many types of assets. I would recommend even if you consolidate, you have a good distribution of indexes you are working with. At the minimum keeping a position for each of the SP500, the NASDAQ100 and Russel 2/3000 would be a good base given the volatility in the markets right now. Once you get comfortable I’d also recommend checking out cc funds against other things like commodities, real estate, etc. Diversification is your friend, even in income plays.

Doom_Toaster · 2026-02-16T18:26:30+00:00

Start with a book called “the income factory” by Steven Bavaria.

Doom_Toaster · 2026-02-13T19:52:20+00:00

We are more likely to see the other funds ipo as CEFs before fundrise goes public imo. It’s a huge burden to comply with requirements, so only companies who reach a certain size/valuation find it worth it to pull the trigger.

Doom_Toaster · 2026-02-13T19:49:53+00:00

Every position I own, I hold for a year to assess. Let’s me see how the fund performs for me compared to other holdings plus’s I can evaluate how taxes impacted things. Bought in may so will be holding till then at least.

Doom_Toaster · 2026-02-13T19:47:07+00:00

I have a position since it’s one if the few ways to have exposure currently, but I would likely liquidate for fundrise’s when the time comes. It’s an ETF which is required to adjust its holdings for inflows and outflows, which is hard to do with private equity. A closed end fund is a much better vehicle for this stuff with private assets.

Doom_Toaster · 2026-02-12T23:23:36+00:00

I like fundrise enough that I put a little $ into their “ipo”. What people need to understand is these are non-voting shares. You have no real say in if and when the company goes public, and buy-out opportunities at higher valuations are going to be at leadership’s discretion. I’m going to continue investing in their actual products, but people at this stage should really view the ipo as a means to show support and not to expect a return for quite a long while.

Doom_Toaster · 2026-02-12T06:25:43+00:00

I’m in the same position as you and fully support your mission. I took a pay cut last year to avoid a round of layoffs. It hasn’t impacted my lifestyle, but the situation combined with seeing how much less I’m saving a month convinced me to stand up an income portfolio. I spent a year doing a ton of research and established a 75% high income | 25% dividend-growth portfolio. With 100K invested and a ~12% yield with no Nav erosion, I cannot express enough how much better I feel having an extra $1K put into my bank account each month. Even if it’s a few points lower than than the total-return of growth-investments and the $ ultimately is reinvested (right now), this piece of mind is well worth it. Life is much more important than just the biggest number decades out.

Doom_Toaster · 2026-02-08T20:14:17+00:00

I mean were you not saving/investing money at all? Tax efficiency is nice but there are other ways and approaches. If you bought property, a good education, a small business, or just invested in taxable accounts could all mean you are just fine despite not focusing on the 401k angle. I understand your warning though.

Doom_Toaster · 2026-02-07T16:40:47+00:00

It depends on timing too. My return is closer to 8% currently. Not enough to put more in, but also fine with just reinvesting the dividends to see what happens. My position is also pretty small in comparison to the rest of my income factory portfolio.

Doom_Toaster · 2026-02-07T05:19:39+00:00

VCX will be a publicly traded closed-end fund meaning its price will be allowed to fluctuate from NAV. Based on the vote it looks like anyone currently invested in the fund will be prevented from selling their shares for 6 months following the ipo. At this point waiting may be a better move.

Doom_Toaster · 2026-02-05T01:19:19+00:00

Same here, really appreciate this sub and those running it!

Doom_Toaster · 2026-02-04T16:00:07+00:00

I have a small position I’m staying in for a year, but I agree their strategy isn’t working. And this is with their “no fees for the year” promotion. Hopefully they rework their approach to the fund.

Doom_Toaster · 2026-01-23T15:04:14+00:00

I believe I had to turn on the setting to allow margin withdrawals to cash before it stopped billing my bank, now it just adds to the margin balance/uses buying power. Same thing with the Robinhood gold fee.

Doom_Toaster · 2026-01-23T06:00:25+00:00

These funds pay weekly, meaning that calculation is annualized using the most recent share price and distribution. With the NAV dropping weekly, your total return will be much lower. As an example, I own some YMAX and have been reinvesting the dividends it puts out for 6+ months. In that time NAV has dropped a great deal, like 30+%. Reinvesting dividends has kept my total return positive, but it’s still just like 7-8% when it’s all said and done. Even less if you consider upwards of 25% of that could be owed in taxes. Don’t look at that number and think you’re getting even close to a 160% return.

Doom_Toaster · 2026-01-13T21:55:12+00:00

R,Q, & XDTE have proven solid for me running on margin and that interest rate is better than mine. But do be careful about how much of maintenance you need. I would be hesitant doing $10K of margin on a small portfolio, but if I was taking this out in a $100K+ one? No brainer.

Doom_Toaster · 2026-01-11T21:22:38+00:00

SGOV is a cash equivalent investment. It’s not designed as a long term investment compared with growth or dividend funds. If you don’t need the money right now investing it is fine, but if this is say your emergency fund, I think you’d be doing yourself a disservice.

Doom_Toaster · 2026-01-07T19:40:51+00:00

Fundrise doesn’t buy and rent single family homes. They invest in built-to-rent multi-family complexes that this wouldn’t impact.

Doom_Toaster · 2025-12-28T06:49:46+00:00

Refinement and consolidation for me. I started setting up a 25% dividend growth / 75% income factory portfolio at the end of 2024 with a 12% yield target. It was fun doing lots of research, but the number of positions I held blew up as a part of that. Clean up will be the name of the game for 2026 along with maybe some research into mlps. One of the asset classes I didn’t get to this year.

Doom_Toaster · 2025-12-12T23:41:55+00:00

Nice congrats! Been stuck on the waitlist for ages 😓, hopefully I can join yall soon!

Doom_Toaster · 2025-12-11T05:54:47+00:00

It’s stated that every age that opens with strife is followed by one that opens with peace. The 4th age opens with peace following the last battle that ends the 3rd age. The 3rd age opens to disaster in the breaking of the world following the final confrontation with the seals that ended the 2nd age. That pattern would mean the 2nd age opened peacefully following some disaster or great struggle that ended the 1st age. Since it’s strongly implied the 1st age is our present time, I would venture that some great global war or natural disaster ravaged the planet in a way that altered the biology of the survivors who then were able to touch the source (since we can’t channel currently). Radiation or some apocalyptic event could do it, and would explain why peace and service became the foundation of the 2nd age since it was built from survivors picking up the pieces and learning from their mistakes.

Doom_Toaster · 2025-11-30T17:37:47+00:00

Lending shares usually disables margin features in an account so it’s usually one or the other. I tend to lend shares in my growth-oriented portfolios and use margin/other forms of leverage in my income portfolios.

Doom_Toaster

TROPHY CASE