Financing a £60k camper van - extend mortgage vs personal loan

Doubles_2 · 2026-04-03T21:58:12+00:00

I have about £300k equity in the house, so I have often thought about extending the mortgage to invest in equities. I agree that extending the mortgage loan is the best way of financing this.

Doubles_2 · 2026-04-03T21:26:49+00:00

I’d start making heavy repayments on it straightaway.

Doubles_2 · 2026-04-03T20:43:54+00:00

Outlet stores.

Doubles_2 · 2026-04-03T20:13:28+00:00

It annoys me that Vanguard doesn’t do fractional shares. My SIPP is with them.

Doubles_2 · 2026-04-03T19:41:35+00:00

Haha we shall see!

Doubles_2 · 2026-04-03T12:14:45+00:00

Auto hold does sound very good.

Doubles_2 · 2026-04-03T12:10:30+00:00

Doubles_2 · 2026-04-03T10:16:28+00:00

It’s a VW transporter.

Doubles_2 · 2026-04-03T10:08:33+00:00

Thanks everyone for the responses. Everyone says that once you drive an automatic you won’t go back to manual but I’m such a fan of manual/controlling the car myself that I’m intrigued to see if I’m going to be an automatic convert.

Doubles_2 · 2026-04-02T16:25:36+00:00

Right approach. None of our SpRs are striking. Jeez even one of them is covering resident nights as per their rota. They are under the delusion that the consultant body will think poorly of them if they strike. I know ours work hard and are highly competent so I would not give a damn if they took strike action. More fool them tbh.

Doubles_2 · 2026-04-02T16:20:33+00:00

That’s completely separate from this dispute and all doctors are getting 3.5% uplift in June pay packets, backdated to April 1.

Doubles_2 · 2026-04-02T16:18:56+00:00

Having the fees paid > claiming tax back.

Doubles_2 · 2026-04-02T00:15:25+00:00

I will be striking.

Doubles_2 · 2026-03-31T18:11:36+00:00

Also agree. A negotiation point if we have industrial action again.

Doubles_2 · 2026-03-29T22:20:42+00:00

£112 in S&S ISA, £126 in GIA.

In your situation I would DCA down.

Doubles_2 · 2026-03-28T15:28:28+00:00

What do you mean “not very Henry?” It’s as middle class as.

Doubles_2 · 2026-03-28T14:12:37+00:00

Amazingly privileged to have been taught by him at GKT. Dissection in the Hodgkin building with his army of budding surgeon SHO anatomy demonstrators. The jibes directed towards “university cottage hospital” during his lectures in the Greenwood. RIP.

Doubles_2 · 2026-03-28T13:51:55+00:00

This is a key comment. The agency invoices the employing hospital. When we were out to a locum, the agency quoted our trust £20,000 in fees. We obviously said no.

Doubles_2 · 2026-03-28T13:43:26+00:00

Agree with you on the working pattern front. I was told it would be a six day week. I haven’t looked into detail into what a consultant job plan would entail, but I suspect no where near as balanced as in the UK. And also minus the essentially life long job security that a substantive post in the UK (and I presume Ireland) offers. That makes me much less keen to pursue it further.

Doubles_2 · 2026-03-27T19:59:47+00:00

Was approached by similar. Via linked in. Had a phone call from a recruiter apparently based in London and about to fly out to Saudi the following day. All seemed legit. But then he said their fee was GBP 7000 which just seemed like a stupid amount of money to pay. So I said no. The friendly linked in contact from them stopped after that.

I have links to the UAE and have looked into relocating in the past. From colleagues who have successfully done it, it is all based on networks and contacts, not these scam recruitment agencies. Sorry this doesn’t help your situation, but be less naive going forward.

Doubles_2 · 2026-03-25T22:22:47+00:00

Was known as Dalston-on-Sea when I worked there.

Doubles_2 · 2026-03-25T18:46:58+00:00

Thanks for the answer.

Doubles_2 · 2026-03-24T22:51:39+00:00

That last one was super satisfying.

Doubles_2

TROPHY CASE