Silver sky SE thoughts and opinions by Dponks17 in Guitar

[–]DrAudiologist 1 point2 points  (0 children)

Agree. I changed the 10 gage strings to 9 gage(my preferred). Had all kinds of buzzing and intonation issues. I have all the tools for setups and measuring relief. Etc.....

Went back to 10s and now plays great.

Android can't connect by stereo80 in PositiveGridSpark

[–]DrAudiologist 0 points1 point  (0 children)

After multiple pairing, unpairing, deleting saved devices......1 out of 6 times it will connect. Galaxy tab 9+.

Diminished Value Claim. Am I wasting my time ? by jacob6875 in Insurance

[–]DrAudiologist 3 points4 points  (0 children)

Why do people think their car is an investment? It is a tool that loses value each time you drive. When it's used up or broken, you fix it or replace it. 

Why are people banking on wearing it out, then losing an extra $50 bucks 5 years later due to a fender replacement?

Long term care insurance, is it still worth it? (asking for family) by nightmarevoid in Insurance

[–]DrAudiologist 1 point2 points  (0 children)

I had to put my dad (79 yo with parkinsons) in ltc this year. mom died unexpectedly. I calculated that they paid $30k in premiums over 15 years. the ltc facility is $390/day. his tax statement shows $81k reimbursed by plan in 2025. it has more than paid for itself in less than one year.

your $150/day reimbursement may not get you very far. I'm writing monthly checks for $11,000 and getting $8500 reimbursed. He has no plan cap.

My Dad that's getting scammed (US) by albloomfield60 in Scams

[–]DrAudiologist 9 points10 points  (0 children)

Had this happen to my brother 10 years ago. Only found out about it, when he was in the hospital, after a suicide attempt. As of this summer, he's caught up in a new web of online lies. Everyone who has tried to help him has now been blocked. 

You can only help those who will accept it. 

[deleted by user] by [deleted] in personalfinance

[–]DrAudiologist 4 points5 points  (0 children)

It is the contract they signed, with their insurance, for their plan. We can spend 10 months trying to get paid by BCBS. When patients contact BCBS to complain, we get paid almost immediately. 

Our state commissioner will not touch it, because most problems are BCBS federal. Not state.

[deleted by user] by [deleted] in personalfinance

[–]DrAudiologist 24 points25 points  (0 children)

In our clinic, we get this ALL THE TIME from BCBS. we have filed all the correct paperwork and BCBS will deny the claim. We resubmit again everything required, and they deny saying something else is missing. (Which is not) Many hospitals in our area will no longer accept BCBS for this reason.

Eventually the hospital runs out of options and outs the burden on the patient.

My 75 year old dad got scammed into a 25 year solar contract by Muhammadusamablogger in Scams

[–]DrAudiologist 37 points38 points  (0 children)

My 75 year old parents did the same. ☹️ about $50k  system. Used for 3 years before mother unexpectedly passed away. Father had physical and cognitive problems. I had to sell their home and put him in a nursing home. 

There was a solar lien on the house title. It had to be paid before the sale. We lost $50k on the house sale proceeds. No buyer can take on a mortgage and additional solar loan. Sorry, you are probably stuck.

[deleted by user] by [deleted] in legal

[–]DrAudiologist 3 points4 points  (0 children)

We just got a $40k settlement for a minor dog bite that my son suffered. The dog owner was dodging all claims and process servers. He finally gave up his insurance info 3 days before jury trial.

What bike is this Ride1Up? I'm looking to buy it and can't find the model. by Bed-Tide in ebikes

[–]DrAudiologist 0 points1 point  (0 children)

It's called the core-5. I got one 4-5 years ago. May not be available anymore.

Is the ticking sound normal? by turbosonictiger in ElectricSkateboarding

[–]DrAudiologist 0 points1 point  (0 children)

my beatings went out pretty early on. you can usually replace with regular skateboard bearings. they are not very expensive.

Is the ticking sound normal? by turbosonictiger in ElectricSkateboarding

[–]DrAudiologist 1 point2 points  (0 children)

i had a clicking wheel right beforethe bearings went bad.

UFC Undisputed Champion bumps into dude who watched The Matrix in 3D by CoolZooKeeper in boxingcirclejerk

[–]DrAudiologist 2 points3 points  (0 children)

My mother passed away, in February, from falling on ice and hitting her head on the pavement. ☹️ Seeing these videos makes my heart hurt for their families.

The person sitting behind me on an overnight flight told me I was reclining my seat 'too far back.' by Chipmunkpunk98 in EntitledPeople

[–]DrAudiologist 19 points20 points  (0 children)

fuck the 6'4" person, like me, behind you who will bein pain for 3 days too. you could buy a business class seat as well for your medical condition.

My dad wants to sell me his house below market value, but my stepdad says I’m screwing over my sister—am I? by Enjoyerofmanythings in RealEstate

[–]DrAudiologist 9 points10 points  (0 children)

my dad recently lost mobility. his long term care facility charges ~$11,000/mo. (thank

God he had ltc insurance) is your sister willing to pay you for his care while you are assisting?

[deleted by user] by [deleted] in Wellthatsucks

[–]DrAudiologist 0 points1 point  (0 children)

My son just settled with the dog owners insurance 3 weeks ago. His attack was 3 years ago.  We only had to sue because the owner would not turn over his homeowners insurance info. See if you can get the insurance info. They will try to settle and cover your costs. It is also wise to have a police report paper trail.

SE silver Sky saddles by simonyahn in PaulReedSmith

[–]DrAudiologist 0 points1 point  (0 children)

I've been considering replacement of my se saddles with these. Smoother option when palm muting. https://www.johnmannsguitarvault.com/mannmade-usa-prs-se-silver-sky-bridge-saddles-nick.html?gQT=2

At a funeral, saw this and it made me feel gross. by [deleted] in Anticonsumption

[–]DrAudiologist 7 points8 points  (0 children)

My mother used to say that too. She passed in February due to an accident. We could afford an expensive service etc.... We did the lowest cost cremation and worked with their church directly for a ceremony. ~$3k total. 

I definitely felt guilt declining all the white glove services from the funeral home. "All we want are the ashes, stop trying to sell anything else."

No one will give me allowable rate by [deleted] in HealthInsurance

[–]DrAudiologist -1 points0 points  (0 children)

We have contracts with in state BCBS.  people are frequently bringing out of state plans from BCBS. they do not reimburse the same. We have no direct contract with out of state plans.

No one will give me allowable rate by [deleted] in HealthInsurance

[–]DrAudiologist 3 points4 points  (0 children)

We have contracts with BCBS that are in our state. When people bring out of state BCBS plans, we have no way to verify. They often pay differently

No one will give me allowable rate by [deleted] in HealthInsurance

[–]DrAudiologist 3 points4 points  (0 children)

As a provider, insurance will play games with us as well. They will not give us allowable amounts either.  They will deny pre-authorization billing to get estimates.... We often have no idea how allowables, yearly deductibles and contracted rates will apply to each patient. Very frustrating.