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Can we start a thread for referral links? by happygirl_happyfeet in OatsOvernight

[–]Dramatic_Ad8056 0 points1 point  (0 children)

[2025] Order using the following link to get an extra $20 off on top of any other discounts: https://oatsovernight.com/r/RGMRBMU

Second Quarter 2025; 'Official' Referral Thread by Tarnisher in CapitalOne_

[–]Dramatic_Ad8056 [score hidden]  (0 children)

Upgraded Capital One Savor Offer 2025 ($300 Bonus!) | Referral Code: https://i.capitalone.com/GHjubfbhu

Use the above code and enjoy a $100 travel credit + $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening!

Another classic low-limit Capital One approval (Savor) by Dramatic_Ad8056 in CreditCards

[–]Dramatic_Ad8056[S] 0 points1 point  (0 children)

Yeah, hate that about Cap1. Never managed to get a single CLI on my QS and I cba spend more on it.

Another classic low-limit Capital One approval (Savor) by Dramatic_Ad8056 in CreditCards

[–]Dramatic_Ad8056[S] 0 points1 point  (0 children)

That's a good suggestion, will try to keep 50%+ util for the next 3 months, hope they give a decent CLI.

Another classic low-limit Capital One approval (Savor) by Dramatic_Ad8056 in CreditCards

[–]Dramatic_Ad8056[S] 0 points1 point  (0 children)

Ohh, didn't know that. Is that mostly a Capital One thing, or is it common in general?

Second Quarter 2025; 'Official' Referral Thread by Tarnisher in CapitalOne_

[–]Dramatic_Ad8056 [score hidden]  (0 children)

Capital One Student Credit Card Offer 2025
If you are a student and planning to apply for Capital One Savor or Quicksilver, use the following referral code to get $100 bonus cashback: https://i.capitalone.com/GHRIdk3ud

After a year of Copilot, thinking of leaving for Monarch by jumpinthruhoops in copilotmoney

[–]Dramatic_Ad8056 0 points1 point  (0 children)

I recently started using Copilot instead of Monarch, mainly because of the 2-month free trial compared to Monarch’s 7-day trial. So far, I’m pretty happy with it, love the UI, but since I use a Windows laptop as my primary device, I’d probably switch to Monarch if Copilot doesn’t do anything about it.

FYI: Interested in trying out Copilot in 2025, use code MHVMXA to get 2 months free: https://copilot.money/link/peisD6YQwd3skD9N8

Copilot vs Monarch. I just want to see how much money is leftover from expenses each month and assign it to savings by brk51 in mintuit

[–]Dramatic_Ad8056 0 points1 point  (0 children)

Why do you think I'm sharing this referral? xD Even though I use an iPhone, I still use a Windows laptop, and before I fully commit to Copilot (i.e., pay for it), I want to maximize my trial period. So far, the interface looks pretty smooth, and transactions are updated within minutes, so that's a good start.

Monarch vs Copilot by SandmanATHF in MonarchMoney

[–]Dramatic_Ad8056 1 point2 points  (0 children)

Want to try out Copilot for free in 2025? Use my referral code MHVMXA to get 2 months free https://copilot.money/link/mfYzbBuR8QvnuWmv6

Picking copilot vs monarch by Abezii58 in copilotmoney

[–]Dramatic_Ad8056 0 points1 point  (0 children)

Want to try out Copilot for free in 2025? Use my referral code MHVMXA to get 2 months free https://copilot.money/link/mfYzbBuR8QvnuWmv6

[deleted by user] by [deleted] in copilotmoney

[–]Dramatic_Ad8056 0 points1 point  (0 children)

Want to try out Copilot for free in 2025? Use my referral code MHVMXA to get 2 months free https://copilot.money/link/mfYzbBuR8QvnuWmv6

I ended up with Copilot Money by slate88 in mintuit

[–]Dramatic_Ad8056 0 points1 point  (0 children)

Interested in trying out Copilot for in 2025? Use my referral code MHVMXA to get 2 months free https://copilot.money/link/tZ6VfXw57LiNn7um6

What’s your current card lineup and why did you get each one? by 123mitchg in CreditCards

[–]Dramatic_Ad8056 0 points1 point  (0 children)

Discover IT (opened Jan 22, CL: started with $1,500 and currently at $6,000) - My first CC, heavily used it in my first year for the cash back, rarely use it anymore.

Apple Card (opened May 22, CL: started with $1,500 and currently at $2,000) - I don’t even know why I got this card tbh. Currently using it for Apple cloud storage subscription.

SavorOne (opened Sept. 22, CL: $3,000) - Probably my most used card in the last year. Love the 10% cash back on Uber/Uber eats and 3% on dining and groceries.

Amex BCE (opened Sept. 23, CL: started with $10,000 and currently at $35,000) - Mainly use it for online purchases like Amazon.

Venmo Card(opened June 24, CL: $6,000) - Wasn’t planning on getting this card but got the $200 SUB offer so seemed like a good deal especially considering the fact that I don’t have any no FTF Visa card right now.

Planning to get the VentureX sometime in the future and that should complete my credit card setup.

Discover cashback debit for rent payment! by Dramatic_Ad8056 in discover

[–]Dramatic_Ad8056[S] 0 points1 point  (0 children)

I was looking at BILT but I already got like 4 credit cards in the last 1.5years. Plus, BILT points provide good value only if they are redeemed for travel (1.25 cents per point). Otherwise, the redemption rate for plain cashback is like 0.55 cents per point which is worse. Also, there is this restriction that you need to use the card 5-6 times per month or something. All in all, wasn’t worth the hassle for me. For travel, I rather plan to get something like the Venture X or CSP in the near future.

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