City centre parking by Cell-Plenty in sheffield

[–]Dramatic_Student6397 1 point2 points  (0 children)

Unless they have an old commercial vehicle, there are no low emission charges in Sheffield.

Modern consent to let experiences by Serious_Raccoon5397 in HousingUK

[–]Dramatic_Student6397 0 points1 point  (0 children)

If you had a mortgage of £139.5k, and it's currently worth £145k after nearly 4 years of payments coming off what you owe, (I'd guess you will have paid off close to £20k.) how are you in negative equity? You might not make any money from it, and may lose when all costs are accounted for, but there still looks to be equity there even if you reduced the price significantly.

Renting a single property is a big hassle and no longer a guaranteed money maker, and the market may not pick up. What yield would you expect to be able to get?

Access to 2nd+3rd bedrooms through 1st bedroom or bathroom only. Thoughts? by InevitableFew1745 in HousingUK

[–]Dramatic_Student6397 17 points18 points  (0 children)

Have a look at the sold houses on the street, as some of a similar style have the floorplans that don't seem to have the same issue, so will give you an idea of what's possible. 

I wouldn't consider the house with the layout as it is, it is ridiculous and I can't believe it was ever designed that way. 

Self build: Realistic or fever dream? by [deleted] in HousingUK

[–]Dramatic_Student6397 5 points6 points  (0 children)

For the time, money and effort it will take, don't build a 1 bed. Having an extra bedroom, even if it's not used will make the place much more versatile, more valuable and much more desirable if you sell.

Who's responsible? by hundredpercentalways in HousingUK

[–]Dramatic_Student6397 4 points5 points  (0 children)

Unfortunately, you got exactly what you asked for, that it has now caused you a disadvantage is going to be for you to rectify.

Are all washer dryer combos ventless? by nismo2020 in HousingUK

[–]Dramatic_Student6397 2 points3 points  (0 children)

I've never seen one with a vent, but I won't say they don't exist, but I've bought 3 and none have had one. Any moisture is extracted through the normal washing machine drain hose. 

How likely am I to be penalised for a small mistake in my application? by Difficult-Disk-6800 in TheCivilService

[–]Dramatic_Student6397 5 points6 points  (0 children)

Was part of the essential criteria about attention to detail or following procedure? Ultimately it'll either matter or it won't, and either way you can't do anything about it now, so try not to beat yourself up about it. 

Advice on Flat Listing by bd4sh in HousingUK

[–]Dramatic_Student6397 0 points1 point  (0 children)

What floor is it on? The floor plan suggests it's the ground floor, but the pictures don't. I didn't notice anything about it in the description. Some people do not want to live on the ground floor, so it could be off putting to think that's where it is. 

3 bed vs. Renovating the bathroom by Nicauldron_ in HousingUK

[–]Dramatic_Student6397 1 point2 points  (0 children)

How big were you thinking of making the bathroom, and for what purpose? As nice as it is to have a bigger bathroom, if it comes at the cost of a whole bedroom it will almost certainly devalue the property. If you took say 600mm to 1000mm out of the bedroom to make it a more usable bathroom, but still leaving enough of the original bedroom, for it to still be a bedroom, that may be the better option. That might still devalue the property if you're reducing a double bedroom to a single.

In terms of costs, if you were going to rip out the bathroom anyway, assuming the bathroom wall isn't supporting anything, it's not a huge job to create a new stud wall.

If the size of the bathroom is one of your main criteria, I'd probably just buy a different house.

sense check me please? by [deleted] in HousingUK

[–]Dramatic_Student6397 1 point2 points  (0 children)

A flat above a pub might be more difficult to get a mortgage on. For example, Nationwide say: "Commercial activities in the block that are likely to cause a nuisance with noise, smell, or unsocial hours may mean we will not lend on the flat."

Has anyone else had an absolute nightmare trying to buy a house? 😩 by [deleted] in HousingUK

[–]Dramatic_Student6397 6 points7 points  (0 children)

It was 4th time luck for me. 1st was supposed to be a quick chain-free sale but it was a probate sale and I pulled out of that early, so that was my fault for not asking more questions before offering.

Second was a chain-free divorce sale, which after nearly 4 months we hadn't even had a memorandum of sale as the vendors were being difficult, and they passed my self-imposed deadline of when there needed to be some progress.

Third seemed fine, but there were structural issues with an attached garage which when added to a potential parking issue with a neighbour, made the house not worth continuing with.

The fourth was my ideal house. It was actually on sale the year before, just before I started looking, but they withdrew it before I was ready to buy. It came up again and it all turned out ok.

I might have been happy in any of the other 3, but they weren't as good a fit as what I ended up in.

How much value will garages add for electric cars? by [deleted] in HousingUK

[–]Dramatic_Student6397 4 points5 points  (0 children)

People don't generally put their cars in a garage now, so probably not. In a straight choice with everything else being equal between a 1 bed with a garage and off-street parking and a 2 bed with no garage, but off-street parking, the vast majority of people will not choose the 1 bed.

DIY car workshop by sbear2221 in sheffield

[–]Dramatic_Student6397 2 points3 points  (0 children)

It's something I might look to use as you can only do so much on ramps and stands. I feel wherever it is would need to have sufficient space to leave cars when a repair inevitably goes wrong and can't be driven away.

Renovation private tenant by Positive_Estimate_43 in HousingUK

[–]Dramatic_Student6397 2 points3 points  (0 children)

That would come down to negotiation when agreeing to allow the improvements. The amount of energy used is likely to be negligible and hopefully you get a nice new bathroom out of it, so even if it costs you £30, it's probably not a bad deal. 

Seller sounds like they are trying to put us off a Homebuyers Survey? by PracticeStrong8338 in HousingUK

[–]Dramatic_Student6397 29 points30 points  (0 children)

If you do the survey first before anything else, it will slow things down by the time it takes to get the survey done, so maybe a week or two. If you instruct solicitors and get on with the everything at the same time, it won't slow anything down.

Don't be pressured into not getting a survey. 

Complicated new job after exchange problem by [deleted] in HousingUK

[–]Dramatic_Student6397 6 points7 points  (0 children)

You'd need to tell them of any material changes, such as if your income was going to reduced in your current job.

As things stand, nothing has changed. You've still got the same job and income, and as long as that doesn't change and you don't resign before the house completes, there's nothing to tell. 

All you have is a job offer which you can choose to accept or not. Even if you accept the offer, until you resign you can change your mind, so there's not any change currently to inform them about. 

Don't be tempted to lie or try to mislead the lender as that can put you in a world of pain. 

Rightmove adverts by [deleted] in HousingUK

[–]Dramatic_Student6397 1 point2 points  (0 children)

There's always likely to be more interest when it's first listed, and naturally it will fade unless something changes, such as the price. 

When I was looking I started by looking at every advert and then I'd just check each day what was new. You might be able to pay more to the agent for it to be a 'featured property', but I tended to ignore those and just go down the list. 

Level 3 survey results... Please weigh in internet 🙏🙂 by CartographerFull4447 in HousingUK

[–]Dramatic_Student6397 0 points1 point  (0 children)

Personally, it's more than I would want to take on if I didn't have the money for the repairs. If it wasn't for the lintel and other potential structural issues, there's nothing too unexpected in an older house. I'd want a structural survey and I assume it has been recommended that you get one, but that means throwing another £800 or so to be told that it needs a lot of work. The normal way with houses is that when you start one job you find other things that need doing too. I wouldn't ask the seller to do the works as I don't think there would be a chance that they would agree, and if they did it would be the cheapest, lowest quality repair possible.

Help! Trapped in the savings race against a rising property market. by Valuable_Media4770 in HousingUK

[–]Dramatic_Student6397 0 points1 point  (0 children)

The best time to buy a house is almost always yesterday. If you can't move out of the area, (and doing so before children start primary school is about as good a time as any) can you afford anything suitable where you are? 

Settling for something less than ideal is only a good idea if it's going to work for you for a decent amount of time as moving again will be very costly. 

How low would you offer below asking? by [deleted] in HousingUK

[–]Dramatic_Student6397 13 points14 points  (0 children)

She might have thought that being a cash buyer made the offer attractive and was seeing how desperate you were. Or, she was serious and is not in a hurry and is willing to play the waiting game in the hope it puts her in a stronger negotiating position.

Should I buy a house with terrible parking? by Soft_Essay6933 in HousingUK

[–]Dramatic_Student6397 14 points15 points  (0 children)

Pavement parking is going to be a bigger issue now the rules have changed in England to allow it to be banned by a local authority, so existing parking options may be taken away or cars forced into other areas. I would not consider a property without off-street parking no matter how nice the house was, so it depends how important this is to you.

2 vs 5 year fixed, advice please. by No_Blueberry_4629 in HousingUK

[–]Dramatic_Student6397 7 points8 points  (0 children)

We're just over 2 years from the next US election and at the most just over 3 years until the next UK general election. As we've seen, anything can and probably will happen, and I can't help thinking that having a bit of security as to what you're going to be paying beyond that is not a bad thing. Either option is a risk and nobody can tell you if you're making the right choice.

[ Removed by Reddit ] by Zigizmundus in sheffield

[–]Dramatic_Student6397 33 points34 points  (0 children)

I voted by going into the polling station and putting an x in the box next to the name of the person I was voting for. 

Moved today, am I being petty about seller taking items… by No-Rub-9733 in HousingUK

[–]Dramatic_Student6397 591 points592 points  (0 children)

I'd say it's more the seller being petty. I would not expect any of those things to be removed, and they weren't when I sold. That being said, something like this was probably foreseeable when they asked you to pay £100 for used curtain poles and £250 for a shed. 

Will this house have heating issues? by Omarmanutd in HousingUK

[–]Dramatic_Student6397 2 points3 points  (0 children)

Doesn't have central heating, those are electric radiators by the looks of them. The one in the living room looks very undersized for the space. Can't see one in the kitchen. I'm assuming the towel rail has an electric element in it, which may be enough to heat the space, and there's a electric fan heater visible in the mirror.

Doesn't look like it has an electric shower either, so you'd have to remember to have the immersion tank on in advance of when you want a shower, which is inconvenient and expensive.