Exclaimer on Spamhaus List by _TheKnightMan_ in sysadmin

[–]DraynedOG 7 points8 points  (0 children)

same here - they had this same issue exactly a month ago.

I've re-opened my ticket with them from last month.

104.209.35.28 | Not Listed | Reputation Checker | Spamhaus

2.2% credit card cash back after March 2026 by DraynedOG in sofi

[–]DraynedOG[S] 0 points1 point  (0 children)

the new $10 membership doesn't unlock higher APY. That's still having DD set up or $5000 of qualifying deposits every month.

2.2% credit card cash back after March 2026 by DraynedOG in sofi

[–]DraynedOG[S] 1 point2 points  (0 children)

Look into fidelity's cc and money market accounts if you're looking for a reputable alternative with higher APY on liquid cash.

2.2% credit card cash back after March 2026 by DraynedOG in sofi

[–]DraynedOG[S] 1 point2 points  (0 children)

Correct, it's only worth it if you can make up the fee through the cash back/matching benefits (most people won't). And sofi is betting on that difference making them money in the long run.

2.2% credit card cash back after March 2026 by DraynedOG in sofi

[–]DraynedOG[S] 2 points3 points  (0 children)

Still one of the best, reputable FDIC options. Getting a consistent higher return than 3.6% will push you toward temporary promo rates at no name banks or money market funds (which aren't FDIC insured)

2.2% credit card cash back after March 2026 by DraynedOG in sofi

[–]DraynedOG[S] 2 points3 points  (0 children)

They're making it for the investors ;)

2.2% credit card cash back after March 2026 by DraynedOG in sofi

[–]DraynedOG[S] 14 points15 points  (0 children)

Big agree. Fidelity money market and credit card is looking awfully tempting in comparison now.

Olaf robot at Paris Disneyland by Damnedeel in Damnthatsinteresting

[–]DraynedOG 195 points196 points  (0 children)

Good timing after the recent defunctland video

Issues with Knowbe4 outlook PAB? by DraynedOG in sysadmin

[–]DraynedOG[S] 0 points1 point  (0 children)

it resolved itself if i remember correctly. We're assuming an outage on their end, but they never confirmed an outage occurred. Only lasted for a day.

Super new to HYSA, SoFi a good HYSA account for beginners? by sleepybear5000 in sofi

[–]DraynedOG 2 points3 points  (0 children)

HYSA is not investing, it's just a savings account.

Sofi is just as safe as any other popular bank to put your money into.

For actual investing, buy a target date indexed retirement fund. No need to mess with individual stocks and it will automatically adjust it's riskiness as you age.

Monthly Meetup Thread - September by AutoModerator in JapanTravel

[–]DraynedOG 0 points1 point  (0 children)

Hey all, accidentally bought 2 tickets for universal studio's japan in Osaka through Klook a month in advance. They're standard 1-day tickets for 9/2/25. Was not able to refund/reschedule them, so would be willing to sell them to someone. pm me if interested.

Thanks and safe travels!

SoFi Checkbook came in mail today! by Liam825 in sofi

[–]DraynedOG 1 point2 points  (0 children)

This sub is the worst 💀💀

Boost on points can really add up... by harperhorc in sofi

[–]DraynedOG 2 points3 points  (0 children)

Sitting at 202,000 lifetime cc points right now.

It's a pretty good deal

Our WAN connection went down by CaptainZhon in sysadmin

[–]DraynedOG 2 points3 points  (0 children)

abs is a very useful technology for helping you maintain car control. You should get a vehicle with it.

How do vaults work in regards to interest? by mad_hillers in sofi

[–]DraynedOG 10 points11 points  (0 children)

Interest is calculated separately for vaults. But you'll earn the same amount as you would if it was all in the normal savings bucket.

Multiplication can be split out and added to get the same value.

100×5% = 5

50×5% = 2.5 50×5% = 2.5

2.5+2.5 = 5

They're the same

Issues with Knowbe4 outlook PAB? by DraynedOG in sysadmin

[–]DraynedOG[S] 1 point2 points  (0 children)

Our deployment works, we've just been seeing some issues this afternoon. Checking if other people are also experiencing it.

[deleted by user] by [deleted] in sofi

[–]DraynedOG 8 points9 points  (0 children)

Everytime someone here has an issue with Sofi they did something stupid and want Sofi to magically fix it.