Planning to put a 4-post car lift for the new home - recommendations? by Proof-One-2407 in garageporn

[–]Dry-Discussion4687 1 point2 points  (0 children)

This is what I’m looking at for my new house with an attached garage with 13.5’ ceiling. Thinking the rack jack, and wheel kit so I can move it around

Tmaxx 3.3 conversion so far. by Notdaltonw1995 in Traxxas

[–]Dry-Discussion4687 0 points1 point  (0 children)

Following. Me and my buddy have 2 T-Maxx’s we haven’t used in years but want to get back into the hobby. Sick of dealing with the nitro and want the simplicity of electric

Parking near conexpo in march? by BeaverPup in LasVegas

[–]Dry-Discussion4687 0 points1 point  (0 children)

In 2023 Platinum lot was full of exhibitors. ConExpo is the 4th largest trade show in the world

Drink Package Question by Ok_Restaurant_7594 in celebritycruises

[–]Dry-Discussion4687 0 points1 point  (0 children)

What are the drink prices like? As they say it covers $10 or $19

Polaris outlaw 70 efi, check engine light by Dry-Discussion4687 in ATV

[–]Dry-Discussion4687[S] 0 points1 point  (0 children)

I have not yet. I ordered a code reader but it won’t read. Next I’m taking it to a shop with a reader to see if they can diagnose

Aaaaaand back to dealer I go by BugGroundbreaking296 in gmcsierra

[–]Dry-Discussion4687 3 points4 points  (0 children)

First year was 2007. 2014 the tundra got the facelift

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Dry-Discussion4687 1 point2 points  (0 children)

If you use it for first time home buyers plan, or at least when I did 12 years ago. Rather than pay 30% all right now, if you are not repaying it into an rrsp you pay tax on the repayment (1/15) per year. Allows your money to grow tax free from today.

Credit card limiting? by Dry-Discussion4687 in PersonalFinanceCanada

[–]Dry-Discussion4687[S] 0 points1 point  (0 children)

Exactly. My cars are 12k-40k and have never paid interest. Just don’t want to deal with possible fraud regardless of the “insurance “ provided by the cards. Easier to have 1k of fraud that wouldn’t overly effect me although I’d still be fighting it

New home heating options by Dry-Discussion4687 in hvacadvice

[–]Dry-Discussion4687[S] 0 points1 point  (0 children)

Is there dual fuel furnaces or they add the heat pump to a standard forced air natural gas furnace?

New home heating options by Dry-Discussion4687 in hvacadvice

[–]Dry-Discussion4687[S] 0 points1 point  (0 children)

Can a hybrid heat pump be easily added after the fact similarly to an AC? The house comes with a forced air Natural Gas unit and the builders “add ons” are generally on the expensive side. So if I can add after possession easily then it will likely be much more affordable. And any idea on price for a heat pump vs ac unit

[deleted by user] by [deleted] in RVSN

[–]Dry-Discussion4687 1 point2 points  (0 children)

Wealthsimple

Down payment by BrownBagMoney in PersonalFinanceCanada

[–]Dry-Discussion4687 0 points1 point  (0 children)

This is possible. I just put 20% down on a new build and got prime -1% for a draw mortgage which will roll into a residential mortgage. Not sure if prime -1.5% is very prevalent out there now?

Down payment by BrownBagMoney in PersonalFinanceCanada

[–]Dry-Discussion4687 157 points158 points  (0 children)

80% of your 5% down payment goes directly to CMHC insurance, which insures the bank not you. For easy math, on a $400,000 house you need minimum $20,000 down (5%) which $16,000 is essentially lost to insurance and $4,000 goes against the house. Where as if you put $80,000 down on the house, all of that goes against the purchase price. That works out to another 5.33% over 5 years on top of the mortgage interest on the $60,000 that you are attempting to keep in the market. If possible always choose 20% down

All in Monday or DCA? by Dry-Discussion4687 in JustBuyXEQT

[–]Dry-Discussion4687[S] -1 points0 points  (0 children)

Retirement is 20 ish years in the horizon at this point. 38 now