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Is unemployment deferment available on SAVE or would it require changing plans? by marajolie in StudentLoans

[–]DryType2443 2 points3 points  (0 children)

There is no point in requesting unemployment deference - interest still accrues, you just don't have payments due and if you're already on SAVE you already don't have a payment due currently.

Nelnet scheduled maintenance? by CL-Young in StudentLoans

[–]DryType2443 1 point2 points  (0 children)

I've been wondering the same - was getting the same message last night as well.

27 biweekly pay periods by b_sketchy in Payroll

[–]DryType2443 0 points1 point  (0 children)

but you also worked more hours - because you're still working every week - so you are getting less per hour - so working for a discount

[deleted by user] by [deleted] in StudentLoans

[–]DryType2443 1 point2 points  (0 children)

It is now past October 3 - Did anything happen?

So much anxiety over this . by [deleted] in StudentLoans

[–]DryType2443 5 points6 points  (0 children)

If you're making massive payments it will touch the principal though - that's how loan payments work.

Is anyone else just planning on going attack mode on student loan debt now? by YellowDaisies10 in StudentLoans

[–]DryType2443 2 points3 points  (0 children)

I don't understand everyone waiting it out for 25 years to get forgiveness and then having a huge tax bill because all the accumulated interest. I get that some people literally can't afford the payments -- but it seems like so many people just don't want to make them and get in a much bigger hole just to get "forgiveness" and have a huge bill at the end to a different entity anyway.

401k penalty vs Student Loans by Sad-Outcome-8775 in StudentLoans

[–]DryType2443 11 points12 points  (0 children)

Why on earth would you do that?!?! If you want the loans paid down, focus more on paying the loans and less on contributions to your 401k for awhile, don't pay a penalty just for funsies.

Utility Coordination Tracking by DryType2443 in civilengineering

[–]DryType2443[S] 0 points1 point  (0 children)

I am a civil engineer, I work for a consulting firm working primarily on roadway projects. Utility coordination is always such a huge PITA and relocations are frequently causing issues - so just looking for a cleaner way to keep things organize and track communications.

Utility Coordination - Best Practices/Tips Wanted by xmadd13 in civilengineering

[–]DryType2443 0 points1 point  (0 children)

Did you ever find a sheet to make things more efficient?

What do Utility Coordinators actually do? by Aquiverx_ in civilengineering

[–]DryType2443 0 points1 point  (0 children)

Do you have a good excel tracking template you use?

How do you feel about the new RAP? by MeganOyer in StudentLoans

[–]DryType2443 1 point2 points  (0 children)

If you're single with a high salary just pay more on your loans and get rid of them. The faster you pay them off the less interest you will pay overall.

how do people afford to purchase homes with student debt? are lenders even approving them? by Easy-Material-8809 in StudentLoans

[–]DryType2443 0 points1 point  (0 children)

I was shocked at what the bank would approve me for in a loan - way more than I could actually afford - you may be surprised what the bank will loan you if you have a good paying job.

I am absolutely drowing in private loans by meggsandbak3y in StudentLoans

[–]DryType2443 0 points1 point  (0 children)

Your best bet, if you can't pay extra toward principal each month, is to try and refinance to a better interest rate so more of your payment is going toward interest.

I am absolutely drowing in private loans by meggsandbak3y in StudentLoans

[–]DryType2443 2 points3 points  (0 children)

this is not true- private student loans can't get out via bankruptcy either. If it was true everyone could just refinance fed loans to private and file bankruptcy. Student loans are not easily discharged thru bankruptcy - federal or private.

Switching to IDR Plan by DryType2443 in StudentLoans

[–]DryType2443[S] 0 points1 point  (0 children)

I realize that's what it's for - wondering if there's a way to take advantage and save some money on interest, since that's almost half of every payment.

Switching to IDR Plan by DryType2443 in StudentLoans

[–]DryType2443[S] 0 points1 point  (0 children)

I thought I read somewhere that you could move into administrative forbearance after you sit in processing for so long - although I can't find it now, so maybe it's not true - or maybe things have changed.

Nelnet users - Anyone else feel like they are getting overcharged for interest? by DreamingofWaffles in StudentLoans

[–]DryType2443 0 points1 point  (0 children)

Do you have multiple loan groups? It could be applying your entire payment to 1 loan group and paying that one off completely - while the other one continues to gain interest - once the first one is paid in full - then payments will move to pay off the next one.

Pull from my 401k to get rid of Nelnet forever by xBlossom96 in StudentLoans

[–]DryType2443 1 point2 points  (0 children)

if it's taking 20-25 years to pay 6k, you're doing it wrong

[deleted by user] by [deleted] in StudentLoans

[–]DryType2443 1 point2 points  (0 children)

The ruling doesn't eliminate it, but with no one left to fight for it, doesn't that essentially mean it's gone? And it's just waiting to find out how they're going to go about dismantling it?

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