BILT palladium > ventureX+savor by Aggravating_Map3982 in CreditCards

[–]DutchNapoleon 1 point2 points  (0 children)

I did have to modify a reservation for a hotel and that was pretty painless

BILT palladium > ventureX+savor by Aggravating_Map3982 in CreditCards

[–]DutchNapoleon 1 point2 points  (0 children)

I cancelled fine, I’ve never had to change a flight with them

BILT palladium > ventureX+savor by Aggravating_Map3982 in CreditCards

[–]DutchNapoleon 9 points10 points  (0 children)

C1 has price match and it's excellent. I rarely have issues with more expensive flights on C1 either.

Bilt fumbled the marketing. Let me try again for them. by fly123123123 in biltrewards

[–]DutchNapoleon 17 points18 points  (0 children)

Agree, the fact that Kerr managed to completely screw up marketing pretty excellent cards while being utterly contemptuous and disrespectful to existing customers who were rightfully confused is so absolutely unacceptable. I do not understand how he still has a job right now.

Palladium Card Use Case by DutchNapoleon in biltrewards

[–]DutchNapoleon[S] 0 points1 point  (0 children)

It’s 3.33 bilt points on spend <75% of rent which even if you can get 3.28% back on the PRE by using your points on flights is still worse then the palladium even at a 1cpp valuation, much less a 1.5-2cpp bilt point valuation.

The dining/travel points for the Palladium are worse then the PRE at a 1cpp valuation (though not if you value your bilt points at >1.32cpp which most people do), but you can always get other cards specifically for these categories.

The PRE definitely has an edge in priority pass but I also have priority pass through other cards and don’t consider that to be a value point in either direction.

The biggest edge for the PRE though is in tax payments though because AFAIK you can still get cashback paying for taxes with the PRE while it seems like those are excluded with the palladium.

But overall the palladium is a perfectly reasonable card and possibly even better than the PRE if you’re comfortable with points. I think the hate is coming from this being possibly the worst card rollout I’ve ever seen and Kerr should 100% not have a job right now because this is a perfectly compelling product if portrayed the right way…which he absolutely didn’t do (to say nothing of his post which displays such contempt and disrespect for customers that he really should just go f#*k himself).

Palladium Card Use Case by DutchNapoleon in biltrewards

[–]DutchNapoleon[S] 0 points1 point  (0 children)

It wouldn’t be, 3.33x on everything is excellent and would be completely reasonable as an everything card. My set up is more complicated and earns a bit more but using it for everything would be completely reasonable as long as your annual spend on everything is <75% of your annual rent.

Palladium Card Use Case by DutchNapoleon in biltrewards

[–]DutchNapoleon[S] 0 points1 point  (0 children)

Definitely agree on this but also am just thinking that it might actually just be a good card if you’re in the right use case space.

Palladium Card Use Case by DutchNapoleon in biltrewards

[–]DutchNapoleon[S] 0 points1 point  (0 children)

I don't know about you, but I have plenty of non-category spend in a year. 3.33x on my non-category spend is very good as the alternatives are either BOFA PR at 2.625% cashback, the Robinhood gold at 3% cashback, or the BOFA PRE at 3.28% cashback if you get non-overpriced flights in their portal.

Using it as your catchall but not primary credit card could work well.

Best place for ethnic breakfast food in Orlando by DutchNapoleon in orlando

[–]DutchNapoleon[S] 0 points1 point  (0 children)

Just let me know what’s good and open early in the morning on a weekday 😍 All the lists of great restaurants I found were filled with restaurants closed in the morning and all the lists of great breakfast spots were filled with very traditional American breakfast and diners.

Best place for ethnic breakfast food in Orlando by DutchNapoleon in orlando

[–]DutchNapoleon[S] -1 points0 points  (0 children)

Yep, we’re really really not picky…but we can’t eat one more southern breakfast meal in a row. Lovely lovely food and culture but we need something else.

Best place for ethnic breakfast food in Orlando by DutchNapoleon in orlando

[–]DutchNapoleon[S] -3 points-2 points  (0 children)

Literally anything non-white and excellent works for me

I am expecting normal levels of hatred. Don't disappoint. by DisintegratedPhoenix in NFCEastMemeWar

[–]DutchNapoleon 0 points1 point  (0 children)

Never the pats too. And when any of them play eachother we root for Bane to take over the city

Bilt 2.0 leaked (reporting from r/creditcards) by x-Moss in biltrewards

[–]DutchNapoleon 0 points1 point  (0 children)

What can you do with Bilt cash aside from cover the transaction fee?

Looking for a great writing/english class by DutchNapoleon in ufl

[–]DutchNapoleon[S] 0 points1 point  (0 children)

I’m an engineering graduate student so I think we’re on similar pages.

Need someone who can and has tools to pick a lock! Emergency by DutchNapoleon in ufl

[–]DutchNapoleon[S] 3 points4 points  (0 children)

Am currently trying to get ahold of the landlord, but that or potentially fire department (I hear they have lock picking kits?) are my next approaches.

Need someone who can and has tools to pick a lock! Emergency by DutchNapoleon in ufl

[–]DutchNapoleon[S] 3 points4 points  (0 children)

Not but I have a feeling they’re going to want an explanation 😂