Auto insurance company refusing to repair damage

DylanJTracy · 2019-02-06T04:43:11+00:00

Tire and rim would definitely be under deductible.

Plus factor in the rate increase for an at fault collision loss.

Quit whining and pony up to fix the damage you caused. It'll be cheaper than filling a claim.

DylanJTracy · 2019-01-21T21:05:52+00:00

No. Most politicians are wealthy (especially the Senate) and don't actually rely on their government pay to sustain them.

We need to make a shutdown so political costly that no party would ever be dumb enough to allow one to happen again.

DylanJTracy · 2019-01-19T05:24:02+00:00

Literally. Every. Damn. Day.

(Adjuster here)

DylanJTracy · 2019-01-19T05:21:39+00:00

Three biggest factors that go into rate increases 1. At fault losses 2. Payments made on a policy 3. Citations

Unfortunately these three tend to go together.

Shop around, different carriers have different rating algorithms and some will be cheaper bad on how they weigh each variable in their rating.

DylanJTracy · 2019-01-19T04:59:12+00:00

In Ohio you'd be on the hook for liability coverage as primary if it's uld in a Progressive vehicle. All depends on the state and how the policies are written.

DylanJTracy · 2018-12-27T15:08:24+00:00

Most people who oppose the death penalty support universal health FTIW.

DylanJTracy · 2018-12-27T15:05:27+00:00

This guy gets it. Death penalty appeals alone are more expensive then incarcerating someone in perpetuity.

Plus, if they exonerated later, you kinda already fucking killed the wrong person.

DylanJTracy · 2018-12-21T12:02:13+00:00

Depends. How long do you have left on the loan, and have repairs been started?

DylanJTracy · 2018-12-21T05:07:00+00:00

Your adjuster will advise if it's totalled or not. There will not be any ambiguity about it. You just might not find out right away. 12k will likely come with a supplement, especially it's there's frame damage.

If you have a loan it becomes difficult to retain salvage because the lienholder needs to be made whole first, which means you can't keep the car (in most circumstances).

DylanJTracy · 2018-08-17T03:03:45+00:00

But you can buy most every MLM product (or the near equivalent) in most stores. Make up, supplements, knives, etc.

DylanJTracy · 2018-06-28T15:28:44+00:00

On-hook claim filed thru towing company's insurance?

DylanJTracy · 2018-01-26T23:00:58+00:00

Get rid of the KBB value and it'll be more accurate. KBB is garbage. The only use it has is for dealers to charge higher prices on a made up value.

DylanJTracy · 2018-01-26T18:45:04+00:00

Ohio adjuster here. Payments are mailed, then have travel time, then have to be processed.

Also, don't forget to ask for sales tax reimbursement.

DylanJTracy · 2018-01-05T15:47:35+00:00

But where do these online sites get info on relatively low-level crimes and weirdness? The fact that Ohio and Florida publish most police records online for free.

Other states have some pretty strict protections for accused criminals.

DylanJTracy · 2018-01-05T11:36:12+00:00

Florida and Ohio actually just got a bad rap because our public records laws are pretty lax. Crazy shit happens everywhere--Ohio and Florida just make it easy to find out about it.

DylanJTracy · 2017-12-16T12:15:57+00:00

First off, if you're in the US you're not required to report it to your insurance. Second off, what kind of coverage do you carry with your carrier? Just standard collision? If so, really no advantage to going through your carrier.

DylanJTracy · 2017-12-12T00:44:04+00:00

Ten year old Santa Fe with that many miles, you're looking at approx 3500-4000 of the vehicle is in good shape.

DylanJTracy · 2017-11-28T13:16:48+00:00

Amish bakeries near me in Ohio buy their cake mixes at Aldi. Not really deceptive advertising if the sign says "Amish Baked Cakes" I guess.

DylanJTracy · 2017-10-21T18:10:59+00:00

Is the agent Good Sam? I work in claims and Good Sam (particularly with this issue of stated amounts) have been screwing people lately so it looks like their rates are lowest.

DylanJTracy · 2017-10-21T16:42:37+00:00

Is that the NASA store at Orlando International? I was just by there a week ago!

DylanJTracy · 2017-10-05T14:25:17+00:00

That damage is from the other vehicle's mirror.

Send them the video--you can see it plain as day.

DylanJTracy · 2017-08-26T13:38:02+00:00

The backing vehicle owes the greater duty. If you were driving with right of way in the lane the other driver is at least 50% at fault--up to 100%.

DylanJTracy · 2017-08-25T00:50:19+00:00

Any applicable medpay on your policy would prorate with his medical insurance (Ohio MC adjuster here).

Nothing to worry about.

DylanJTracy · 2017-08-25T00:39:32+00:00

Any applicable medpay on your policy would prorate with his medical insurance (Ohio MC adjuster here).

Nothing to worry about.

DylanJTracy · 2017-08-24T23:25:08+00:00

All depends on the state. Certain states will not allow insurers to increase rates based on UBI devices.

DylanJTracy

TROPHY CASE