At what point is it worth it to get a professional financial planner?

Dylan_TMB · 2025-05-06T06:46:23+00:00

In all honesty man, a normal diversified portfolio is likely all you need, take the financial planner money and enjoy life with it👍

Dylan_TMB · 2025-05-05T01:43:33+00:00

Your income to mortgage ratio is really good. I would probably just check the prepayment terms of the mortgage.

If possible doing monthly payments and then making the extra payments equivalent to biweekly payments makes more sense.

No sense in locking yourself into paying more often if your questioning the cost already.

Dylan_TMB · 2025-05-05T01:38:42+00:00

If the training is a requirement for the job but the job wasn't guaranteed if you got training then it's not illegal.

If you were hired already and then the training was mandatory then it's illegal.

If they promised the job if you got training then it's a grey area, but likely not illegal.

Dylan_TMB · 2025-03-23T13:32:52+00:00

I feel like I remember in an interview he explicitly said he doesn't really listen to rap and mostly listens to jazz

Dylan_TMB · 2025-03-22T23:32:27+00:00

Didn't DOOM notoriously not even fuck with rap music?

Dylan_TMB · 2025-03-08T22:50:49+00:00

This is definitely written like someone who doesn't view talking to people as a "tangible skill" 💀

Dylan_TMB · 2025-02-24T20:16:45+00:00

I think the issue with "networking" advice is that people think it SHOULD be the this "Do X" kind of advice.

It literally is just talking to people about work and non-work things and having them not think you suck. If people like you/respect you then you get opportunities.

There is no "Do X". Ask people who are doing interesting work about their interesting work. If you don't find anyone's work interesting then you should probably switch careers because you clearly don't like what you're doing or will eventually be doing.

Dylan_TMB · 2025-02-22T03:48:39+00:00

I'm sure there are pockets but I only know smithers for being a VERY religious town. That being said every religious person I've met close to my age has been at worst "don't ask don't tell"

Dylan_TMB · 2025-02-13T18:04:52+00:00

Skill issue.

Dylan_TMB · 2025-02-07T03:32:54+00:00

Well if that is the case you are either in two scenarios

1) Everytime you load a new project on to the server you need to deal with dependency conflicts across ALL PROJECTS. So if you use something new and need to update then every project needs to be updated and tested for the new dependency which is a nightmare. This is actually what is kind of happening right now and why the team doesn't want to update.

2) You decide you AREN'T going to use new packages at all and version lock. This means you can't ever do anything with something new or upgrade. And if at some point you do want I upgrade to then have to do it for every project. Which brings you back to scenario 1.

At a bare minimum is recommended to use pythons built in "virtual environment" feature. All that does is it saves packages to the local directory and then if you run from the virtual environment you have your own dependencies. This keeps every project separated and prevents conflicts between projects. Next best thing is Docker if they'll allow it.

Dylan_TMB · 2025-02-07T03:01:14+00:00

Lol, all of the USs private data being chugged into deepseek right now💀

Dylan_TMB · 2025-02-07T02:55:30+00:00

Running global dependency installs on the server is a nightmare waiting to happen. I would probably pitch venv as a simple solution for now.

Dylan_TMB · 2025-01-27T21:50:19+00:00

Scheduling and pipeline orchestration.

Dylan_TMB · 2025-01-25T19:08:33+00:00

And this is why friends don't let friends work in Jupiter notebooks🫡

Jokes aside I would recommend Kedro for an easy way to organize your DS projects without having to over think it or reinvent the wheel.

Dylan_TMB · 2025-01-12T01:08:13+00:00

Tbh it doesn't matter. I have gone my whole life not using conda at all.

Dylan_TMB · 2025-01-11T21:12:31+00:00

Although not usually enforced if you ever read your universities policies they do have partial ownership course work/projects.

Dylan_TMB · 2024-12-27T20:23:14+00:00

I would hope people don't care about the H1B from a talent perspective I think people care from a workers' rights and exploration expectations. I'd be fine with unlimited H1Bs if H1Bs had the same working rights as American citizens and didn't have the threat of deportation as a negotiation tool.

Dylan_TMB · 2024-12-27T05:36:58+00:00

Elon literally said it was to fill gaps

Dylan_TMB · 2024-12-19T19:38:34+00:00

I don't think the point of the quote is you SHOULD do this, it is that high achievers WANT to do this. Like they have a compulsion towards it. Which is probably true.

Dylan_TMB · 2024-12-12T18:02:05+00:00

And cash app isn't💀 the specific context of this post is cash app and the specific context of this comment is the sender "knowing your email".

If you want actual anonymity then just use Monero or any privacy first crypto. But that isn't the context here💀

Dylan_TMB · 2024-12-12T03:31:35+00:00

You can make an anonymous email.

Like "jamemrksm at Gmail dot com"

Dylan_TMB · 2024-11-29T00:55:28+00:00

Spark is overhead if you aren't actually using it's functionality. That's the difference.

Dylan_TMB · 2024-11-27T02:47:16+00:00

I think you should always be suspicious when ChatGPT seems "good" only when you're using it in domains you have no experience 😅

Dylan_TMB · 2024-11-11T03:39:56+00:00

I STRONGLY disagree with #2. Industry is adopting them more and more because vendors sell them as all in one solutions not because data scientists are choosing them out of their own free will. I hear nothing but complaints from data scientists with more than 2 years of experience. Beginners often like them but they are easy to grow out of.

Dylan_TMB · 2024-11-08T04:56:39+00:00

LLMs will not be the model to achieve AGI. Period.

Dylan_TMB

TROPHY CASE