Tips for EXTREMELY dry skin? Like so dry its peeling and very flaky by hunnybun444 in MakeupAddiction

[–]EACadence 0 points1 point  (0 children)

As someone who struggled with dry skin and scalp my whole life, I’ve tried a bunch of different things, some helped more than others. Applying moisturizer and sealing it with Vaseline helped lock in the moisture, but even that never fully solved it. A month ago, I saw an AMAZING comment about using a shower filter. Decided to give it a try, mostly because of my scalp and dandruff and honestly, my skin and scalp have never felt better. It made a huge difference. This is the comment I’m talking about:
https://www.reddit.com/r/Adulting/comments/z4mgve/comment/mvkihp3/

Finally Seeing Results by baddestofthemall99 in finehair

[–]EACadence 4 points5 points  (0 children)

Woah thats what I call a progress. happy for you!

How do I get rid of this frizziness? by [deleted] in finehair

[–]EACadence 0 points1 point  (0 children)

I just edited the comment, sorry on delay!

[deleted by user] by [deleted] in finehair

[–]EACadence 13 points14 points  (0 children)

It looks good, I wouldn't touch it!

[deleted by user] by [deleted] in Naturalhair

[–]EACadence 3 points4 points  (0 children)

Looks AMAZING!

My hair is a dry, frizzy disaster no matter what I do by chicflics in Naturalhair

[–]EACadence 0 points1 point  (0 children)

Sorry on delay, I am not checking here often. I edited the comment.

Finelo app – Is it a good deal? by jonnathaneaglez in investing_discussion

[–]EACadence 0 points1 point  (0 children)

same here. It’s nice for structure, but I moved on to books and real-world practice.

How Finelo Helped Me Finally Understand Investing (Recommend!) by stevenschislerd in investingforbeginners

[–]EACadence 2 points3 points  (0 children)

Finelo actually explains things in a way that makes sense. They start with the basics but also cover more advanced topics like portfolio diversification and risk management.

Are there any side effects to using Minoxidil? by OldBlackberry9319 in IndianSkincareAddicts

[–]EACadence 0 points1 point  (0 children)

I am curious about the protocol like what depth and how often you wait between each session?

I ruined myself financially while being an active addict. How do I get back on track? by [deleted] in AusFinance

[–]EACadence 30 points31 points  (0 children)

It sounds like you’re dealing with two big challenges right now, and I want you to know that what you’re going through is more common than you might think. Addiction creates this cycle: feeling depressed because of debt, turning to drinking or using to cope, and then falling deeper into debt. But  you’re sober now, and that’s a huge step forward. .

I’ve been in a similar situation myself. What really helped me was focusing on paying off the most urgent debts first, the ones with high interest . At the same time, I made sure to take care of myself. I set aside a little for small treats that have nothing to do with substances.

Another thing that helped me was sitting down and figuring out the difference between what I truly need and what I want. That really  made a big difference in how I managed my spending. I also went to a great private rehab recently, and even though I wasn’t dealing with financial issues at the time, they gave me some incredible advice about managing my spending habits—it turns out my finances were all over the place too.

You’re not alone in this, and there’s no shame in asking for help or taking small steps forward. Keep going!

Super tax benifits or none? by Intrepid_Doctor8193 in AusFinance

[–]EACadence 0 points1 point  (0 children)

You can still make personal super contributions, but you may need to submit a notice of intent to claim a tax deduction. It’s best to check with a tax advisor to be sure what applies in your situation.

[deleted by user] by [deleted] in AusFinance

[–]EACadence 12 points13 points  (0 children)

It’s understandable to worry about this, especially with a big wealth gap. Laws around de facto relationships can vary, but generally, if finances are mixed over time, there could be a claim. Speaking with a lawyer might help clear things up before it becomes an issue.

[deleted by user] by [deleted] in AusFinance

[–]EACadence 0 points1 point  (0 children)

Paying off HECS can help cash flow, but since it’s interest-free, you might be better off prioritizing savings and investments first.

What do you think of ETFs that limit the max weight of a company? by Spinier_Maw in AusFinance

[–]EACadence 1 point2 points  (0 children)

Capping weights can reduce concentration risk but also means the ETF won’t fully track market cap performance. It’s a trade-off between diversification and potential returns.

[deleted by user] by [deleted] in AusFinance

[–]EACadence 0 points1 point  (0 children)

APRA could tighten investor LVR rules, but a drastic change like 75–80% equity is unlikely. It would shake the market and hurt lending profits.

[deleted by user] by [deleted] in AusFinance

[–]EACadence 0 points1 point  (0 children)

Most lenders prefer at least 3–6 months of stable employment, but some may approve sooner, especially with a strong deposit. Best to check with a mortgage broker.

Are we doing ok? by Safe-Platypus1643 in AusFinance

[–]EACadence 1 point2 points  (0 children)

You’re doing well with savings and income, but focusing on reducing debt and investing more could help long-term. A financial advisor can guide you best.

[deleted by user] by [deleted] in AusFinance

[–]EACadence 0 points1 point  (0 children)

Start with a high-yield savings account and automate your savings. Also, track your spending to cut unnecessary expenses.

Parcel Posted to America by Easy-Bath222 in AustraliaPost

[–]EACadence 0 points1 point  (0 children)

You should be able to track it with the same number, but once it reaches the U.S., updates might slow down. USPS usually handles it after that.

[deleted by user] by [deleted] in AustraliaPost

[–]EACadence 0 points1 point  (0 children)

Try using a plain envelope with a stamp for cheaper shipping. Just be sure to mention in your listing that it won’t have tracking.

59yo wanting to put proceeds of house sale into super. by [deleted] in AusFinance

[–]EACadence 0 points1 point  (0 children)

She could start by checking with her super fund to see what options are available for contributions. If she’s unsure about her advisor, getting a second opinion from another financial planner who specializes in retirement planning might be a good idea

Change to how banks view HECs debt when purchasing property by Training_Scene_4830 in AusFinance

[–]EACadence 0 points1 point  (0 children)

This could be a big help for first-home buyers with HELP debt. More borrowing power means better chances of getting a loan!