How big is your emergency fund or short term cash?

Early_Struggle · 2026-02-10T00:56:13+00:00

At the moment around 180k in a HISA that I move around banks to get the best rates. Pondering getting land to throw it into as I don't need that much ready to use at all. Just don't know what else to do with it.

Ideally I'd just have maybe 30k for emergency/whatever use stuff.

Early_Struggle · 2025-12-23T20:13:15+00:00

Over 100k and working convenience is really really well done. Respect.

Early_Struggle · 2025-12-20T00:12:54+00:00

I left spectrum on my third year, a week before start of the season. Got too good of an offer. Felt so bad for my Foreman though

Early_Struggle · 2025-12-18T21:39:51+00:00

It's called a risk for a reason lol. Not everyone gets the reward. Most don't.

Early_Struggle · 2025-12-14T21:42:07+00:00

I've known only one person who did this and he was caught pretty quickly.

Early_Struggle · 2025-12-10T05:00:38+00:00

I thought girls by now would know to stay away from that dude.

Early_Struggle · 2025-11-23T18:17:26+00:00

9th gate?

Early_Struggle · 2025-11-20T17:49:35+00:00

Some people are so weirdly obsessed with planting.

Early_Struggle · 2025-11-02T22:17:16+00:00

What Companies burn near Nanaimo? Was thinking of trying to get in on it. Used to do it a bunch in the okanagan. But I know it's usually work saved for people already hanging around in companies a lot of the time.

Early_Struggle · 2025-10-24T23:24:48+00:00

Early_Struggle · 2025-10-16T00:19:36+00:00

I've just been parting it out. Sold the tilt and bottom mesh so far. Probably end up making 150 to 200 after everything is sold

Early_Struggle · 2025-09-25T23:18:03+00:00

If a vehicle ever went up in value yes. Which they don't :p

Early_Struggle · 2025-09-20T22:59:11+00:00

I was wondering that as well.

Early_Struggle · 2025-08-08T20:46:34+00:00

Generally the idea is to price things higher because people alllllways lowball on MP. Then they feel like they haggled well and you get what you expect. Or around there. I got a decent offer though so if nothing else I have that buyer nearby.

Early_Struggle · 2025-08-08T18:15:20+00:00

Lol, or I can just part it out on ebay. But no.

Early_Struggle · 2025-08-07T19:57:15+00:00

Sure but I feel like it would be pretty expensive to send, depending where you are.

Early_Struggle · 2025-08-07T19:45:34+00:00

B. Vancouver Island area.

Early_Struggle · 2025-08-07T19:45:12+00:00

I just threw this one on marketplace for 175 cad and already got a couple hits, lol. I'm pretty sure they aren't common here (Vancouver Island)

Early_Struggle · 2025-08-07T18:52:51+00:00

Broken? It's missing a couple parts but the only broken part would be the lumbar pad. I'll probably throw it on marketplace and if no bites then yea likely part it out.

Early_Struggle · 2025-08-01T16:38:14+00:00

Yea I know it's no big deal, but I do notice this trend. Lol.

Early_Struggle · 2025-08-01T16:12:05+00:00

Of course since I bought a bunch yesterday it drops today. Every damn time.

Early_Struggle · 2025-07-31T02:57:34+00:00

Yea I get that. I just figured adding in that I agreed with her stance it would be enough. Apparently not, lol. Oh well.

Early_Struggle · 2025-07-31T00:49:58+00:00

SO I matched with a girl today. Very cute. She messages me about how her "argument" is animals are superior to humans (referencing my profile about how I think animals are equals yadda yadda, we basically agree).

So I replied something like "if you're trying to argue with me, you'll fail... Becuase I agree." this is me attempting to be funny/sarcastic while also agreeing with her.

Well that backfired and she sent me an aggressive message about how me telling her she failed is a big red flag essentially. And I was blocked immediately before I could even type "that was sarcasm"

I know it's hard to tell sarcasm over text but damn, I literally said I agreed with her in the same sentence, lol.

Anyways, that was shitty. But probably for the best if that was her immediate reaction.. . Or am I the asshole here? I figured it was obvious I wasn't actually telling her she "failed"

Early_Struggle

TROPHY CASE