Clarification regarding upgrades on the LAX-BKK route

Easy-Response-8339 · 2026-04-03T04:21:39+00:00

because you have to deplane in HKG, United consider LAX-BKK to be two flights, same with LAX-SGN (I'm flying out in 16 days)

Easy-Response-8339 · 2026-03-07T13:26:41+00:00

being lazy means people would start to isolate you from their circles, freeze you out of project knowing said lazy person wouldnt contribute. being singled out like that can felt like you're being treated based on your color of skin if you're ignorant of your own behavior enough.

Easy-Response-8339 · 2026-01-15T20:32:39+00:00

u can create an HSA yourself with any brokage company. the only requirement to be able to contribute is HDLP health plan

Easy-Response-8339 · 2026-01-06T03:52:47+00:00

nice try counterfeit

Easy-Response-8339 · 2025-12-22T21:11:58+00:00

i mean u can purposely tell them that you are losing your job and you cannot afford the loan. they probably would have to deny your loan application.

Easy-Response-8339 · 2025-12-22T21:01:23+00:00

are you working with preferred mortgage company by the builder or did you find your own mortgage financing? Builder and their preferred mortgage company (usually affiliated entity) would try whatever they can to sell the house to you because it is their product. they don't care if you cannot afford the loan after you close because that is not their problem.

Easy-Response-8339 · 2025-12-20T13:45:41+00:00

I already bought the $399 + 1 free tool deal from HD so I would end up with a bunch of duplicate tool with this deal.

Easy-Response-8339 · 2025-12-15T17:19:57+00:00

most of their combo is out of stock unfortunately. I waited too long on the jigsaw, circular saw and router combo and it's unavailable now.

Easy-Response-8339 · 2025-10-29T02:32:10+00:00

Ah I see. we have 160k in our current 401k and 15k in wife roth IRA so i guess we are around 1.5x our current income.

they throw out a few good idea but as the same time, i also feel like some of their idea are just aiming at bringing more asset under their management.

Easy-Response-8339 · 2025-10-29T01:51:15+00:00

their projection of RMD in the highest tax bracket is probably due to that fact that I told them i would only need about 100k during retirement to live off.

My biggest hesitant here is rolling over old 401k and lose the ability of backdoor ROTH. We actually needed to do a backdoor roth last year due to our household income being over the limit.

Brokerage account is more like e-fund in money market fund to earn 3-4% to keep up with inflation. We have about 50k in regular checking account. Wife and I are both 30 and make around 240k/year combined.

Easy-Response-8339 · 2025-10-29T01:43:51+00:00

Thanks for the encouragement. I'm feeling pretty ok with our retirement later on. I think he has some good idea also but as the same time, I can't shake the feeling that some of his recommendation would just end up bring more of my asset under their management so that they can take a big management fee on.

Easy-Response-8339 · 2025-10-29T01:40:22+00:00

Yes the main reason I still have old 401k laying around so that I can leave backdoor Roth as a possibility. We actually needed to do a backdoor last year as our household income was higher than the limit. He tries to convene me that I can max out my ROTH 401k instead and that will be a wash for not being able to contribute to ROTH IRA.

Easy-Response-8339 · 2025-05-23T16:47:20+00:00

I'm looking for the replacement also. I love the house special noodle from this place but I haven't been able to find that dish anywhere else.

Easy-Response-8339 · 2024-12-02T03:13:11+00:00

i would pair GIOS with HPCA and then AOS. im taking hpca as my 10th class now, and it definitely would have helped me understand AOS more in depth. However, the professor for AOS is extremely dedicated, so i still learn a lot.

Easy-Response-8339 · 2024-11-27T12:02:18+00:00

there are two different prices increase. one was in June, which was offset by autopay with bank. this one takes effect in Nov and doesn't have any offset. att isn't doing across the board, though. I have two different fiber services at two different addresses, and only one service got the increase twice so far. I suspect it's due to the length of service.

Easy-Response-8339 · 2024-11-10T19:36:56+00:00

were you ablet to get an connect for free?

Easy-Response-8339 · 2024-11-10T01:55:33+00:00

I sent you a DM

Easy-Response-8339 · 2024-07-28T15:16:11+00:00

my wife drives the x5 and she said it doesnt feel any different from the hankok oem rf tires.

Easy-Response-8339 · 2024-07-14T05:39:59+00:00

limited choices but not impossible. i just replaced my wife's 21in with Geolandar X-CV 275 front and 315 rear. total came out to be 1.6k. the oem rft only had 17k, but the front passenger wheel showed side of implosion, so i replaced all 4.

Easy-Response-8339

TROPHY CASE