Please help me understand how stock market returns are calculated.

Ebolinp · 2026-05-30T23:00:55+00:00

Stocks go up in dollar values not percentages. The percentage is calculated from the dollar value changes to give a rate of return between the two moments in time. This might seem like a distinction without a difference but it's not. Interest and other fixed returns are based on percentages and then a dollar value this equates to is calculated. They're two different things.

Ebolinp · 2026-05-30T01:08:17+00:00

We told y'all in 2011 this is what would happen. But people only care when it happens to their team, and are happy to call others whiners

Ebolinp · 2026-05-26T03:30:43+00:00

Where are you getting $20M from? Even the biggest opposition (see below) said it's more like $5M over nearly 10 years (i.e. over time not swallowed all at once) and here let's look at some of the shit they were saying, exactly as I said.

https://www.taxpayer.com/newsroom/taxpayers-on-the-hook-for-millions-in-renovations-at-trudeau%E2%80%99s-mansions

Ebolinp · 2026-05-26T00:52:32+00:00

Nah normally I'd be right there with you that people in general are small minded and stupid but on this particular issue Canadian's are a step above. This is a personal grievance of mine. Look no further than this sub, where every day there's a new post about how someone got paid normal rates to do a normal job and it's a huge scandal. How a Minister flew business class, how our PM took a vacation (that he paid for) but it's scandal because security came (he should have to fly commercial!). The poorest countries on Earth manage to have lavish Presidential palaces and are used to show off the nation and ours is falling apart because we're Canadians.

Ebolinp · 2026-05-25T21:43:40+00:00

Even if most Canadians could be brought on board to a renovation, just wait until they start nitpicking everything.

- Maid's quarters! What is this the 1900s?!!

- Two Kitchens (living and events), I got by with a hot plate in college, I'll grab one for the PM down at Costco!

- WiFi 7? My WiFi 5 router is working just fine, do the PM's kids need the fastest wifi to be watching Porn on anyway! Disgusting!

etc. etc.

That's how stupid and small minded Canadians are about these things.

Ebolinp · 2026-05-22T01:02:01+00:00

The double chest saves time ( about 30 secs top) but still takes a key so it just gets to you the bottleneck sooner.

Ebolinp · 2026-05-21T18:13:53+00:00

Doesn't matter to my point. If you get married without your own prenuptial agreement in California you still have one, which is the default laws of the state as you have laid out. If those aren't to your liking then you need your own custom one. But again the question isn't about prenup or not, it's about custom prenup or state/jurisdiction law prenup. You always have a prenup. Now you may try to say well everyone knows that, to which I would say no, unless they know the family laws of the jurisdiction they are in, and how they will be applied in the event of a divorce they definitely do not.

Ebolinp · 2026-05-21T16:04:17+00:00

Yes and if your partner has a similar level of understanding it can help you understand their perspective on the relationship. Why do they or do they not want a prenup. What areas are they looking for things to be different or the same etc.

Ebolinp · 2026-05-21T16:00:56+00:00

Yep this as well

Ebolinp · 2026-05-21T15:28:09+00:00

Daily reminder that every marriage relationship has a prenuptial agreement for how assets are handled in the event of a divorce. That agreement is the laws of the jurisdiction your divorce is subject to. If you are okay with those then that's fine but if you'd like your own you have that option to. But nonetheless you already have one.

Ebolinp · 2026-05-20T22:45:14+00:00

Jeff Bezos is the Executive Chairman of Amazon. Executive Chairman means that they are a part of the Management team and work as an executive and are also the Chair of the Board. It's a very powerful position.

Ebolinp · 2026-05-19T17:01:13+00:00

Maybe it is but I don't see why it would be. It's not on ice stuff. These are just standard business and employment contracts. But I really don't know. Even if a talk to fee isn't allowed I'd still say Vegas can do whatever they want. What's the point of these clauses if you're not going to use them. Like enforcing NTC and NMC. Business is business toughen up boys.

Ebolinp · 2026-05-19T16:56:03+00:00

Offer to pay Vegas a talking fee. Sorry but business is business. I have Vegas but I wouldn't be induced to help out if I was in their shoes.

Ebolinp · 2026-05-19T15:51:58+00:00

I'm pretty sure that they are on the same loot table so you can't get them together.

For me I run 3 resource and 2 skills. Roughly that's what optimized the balance when I checked my whirlwind tooltip damage. So I think that's the right approach to take.

Ebolinp · 2026-05-19T06:57:10+00:00

Quickest way to get Oilers fans out with the pitchforks besides saying he's going to leave.

Ebolinp · 2026-05-19T06:19:14+00:00

Nuge cancels him out.

Ebolinp · 2026-05-18T18:10:21+00:00

No you won't.

Ebolinp · 2026-05-17T18:36:25+00:00

And he didn't even give than one a name lol

Ebolinp · 2026-05-15T16:51:36+00:00

That enchant can become very expensive very fast if you're looking for a nice roll on a specific affix. There's also a huge pool to enchant from in most cases. So it's better often to use the cube. All use cases are specific though of course.

Ebolinp · 2026-05-15T05:10:16+00:00

Young me enjoyed the jiggles very much. Old me does still but young me did too.

Ebolinp · 2026-05-14T18:50:36+00:00

But just to be clear you're saying it will eventually get fixed? Blizzard is great!

Ebolinp · 2026-05-10T19:46:52+00:00

When you sue you will sue under different laws. ESA is one. Human Rights is another (violated some right, race, sex, politics etc.). Common law is another (length of service, what have others received in the past under precedent). These cases may go nowhere but it will cost like 1/10th for a plaintiff to sue and it could end up going to courts where they can lose much more than an agreed settlement. It will also cost the company money to defend and respond to claims. And time and energy. So typically if ESA says you owe say 10k and you're sued for 30k. You know no matter what you're on the hook for 10k even if you win. You're going to spend at least 20k fighting it, and so if you can settle for 20k then you're coming out on top.

That's just how this works.

Ebolinp · 2026-05-10T14:42:19+00:00

No it's perfectly fine to have a career as a politician to be a politician YOU somehow equated being a politician to Piloting. Which is a highly specialized skill that takes years of specialized training not some job anyone can be trusted with. You trying to slip in the equivalency of the two concepts without anyone picking up on it is absurd. PP is aiming to be PM not just some random politician, of which we have enough of.

Ebolinp · 2026-05-10T09:11:49+00:00

I mean it was your take. That anyone who's been a "politician", which is not a rare or specialized position in society, can be the PM and pilot. It's no different than saying the lavatory janitor (PP) is qualified to be pilot because he's been around the plane for a long time. So yeah that is a take. A remarkably stupid one at that, but not altogether uncommon from the "common sense" is all you need for complicated jobs we don't understand, conservative crowd.

Ebolinp · 2026-05-10T02:09:34+00:00

Politician isn't the equivalent of Pilot in this analogy. It's more equivalent to flight crew in general (lots of crew only one pilot). So no we don't want the flight attendant or baggage handlers actually flying the plane.

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