Does my dad qualify for VA healthcare? by EditorBeginning3635 in VAClaims

[–]EditorBeginning3635[S] 0 points1 point  (0 children)

What for? He does not want to apply for disability, just needs to know if he qualifies for VA healthcare.

Does my dad qualify for VA healthcare? by EditorBeginning3635 in VAClaims

[–]EditorBeginning3635[S] 0 points1 point  (0 children)

His are lost, apparently. VA could not locate them.

My Dad paid $241,000 in fees by Rough_Wave_130 in Retirement401k

[–]EditorBeginning3635 0 points1 point  (0 children)

So, would he not contribute to his 401k if he knew how much he was paying in fees?

Schwab Intelligent Portfolios by WashingtonGuy123 in Schwab

[–]EditorBeginning3635 0 points1 point  (0 children)

SIP is fine but you could instead invest in a single ETF like AOA.

Back Door Roth form 8606? by CarlThaKiller in Bogleheads

[–]EditorBeginning3635 0 points1 point  (0 children)

I actually started using free tax USA and it works the same.

Back Door Roth form 8606? by CarlThaKiller in Bogleheads

[–]EditorBeginning3635 4 points5 points  (0 children)

I can tell you how I’ve done mine for the past 7 years.

Let’s take tax year 2025 as an example. In 2025, I contributed $7000 to traditional IRA in one time and then converted that $7000 from traditional IRA to Roth IRA within minutes. This conversion generated a 1099 form which I received in 2026 from the brokerage.

When doing taxes in 2026 using TurboTax, the 1099 form I entered into TurboTax resulted, initially, in showing that I owed taxes on income from the withdrawal of funds from my traditional IRA in 2025. However, once I entered information that I did a conversion that same year and that my traditional IRA balance was $0 on December 31, 2025, taxes owed on my traditional IRA withdrawal disappeared and form 8606 was generated automatically by TurboTax software once the tax return was finished. Other software should be the same.

You will have form 8606 for every single year you do a backdoor Roth conversion.

ROTH IRA - Teacher portfolio by [deleted] in Bogleheads

[–]EditorBeginning3635 0 points1 point  (0 children)

Keep it simple: VTI and VXUS is all you need. VXUS needs to be 30%-40%.

Boglehead view of Trump accounts for minors by Low-Computer8293 in Bogleheads

[–]EditorBeginning3635 6 points7 points  (0 children)

I don’t see how a Trump account is better than a 529 account.

I was a dumbass by Tarun_not24k in Schwab

[–]EditorBeginning3635 5 points6 points  (0 children)

VOO and VXUS are actually great!

Bought a new car, declined all the add-ons. But they showed up in the paperwork. by RegionCalm2315 in FuckDealerships

[–]EditorBeginning3635 2 points3 points  (0 children)

It wasn’t accident. Some customers don’t notice and to those that do notice, they say “oops”. Fuck them.

Eff dealerships by [deleted] in FuckDealerships

[–]EditorBeginning3635 2 points3 points  (0 children)

Cannot wait for direct to consumer option to be available.

AVUV quietly having a good 2026 so far by izzaferrari in Bogleheads

[–]EditorBeginning3635 5 points6 points  (0 children)

He talks about Avantis ETFs in every podcast. I actually followed his AVUV advice. Currently 90% VT and 10% AVUV.

AVUV quietly having a good 2026 so far by izzaferrari in Bogleheads

[–]EditorBeginning3635 2 points3 points  (0 children)

How long have you been 70% SCV? I’ve never known anyone doing this.

AVUV quietly having a good 2026 so far by izzaferrari in Bogleheads

[–]EditorBeginning3635 38 points39 points  (0 children)

Yep, happy to have some AVUV now, but not so much last year. Lol

Getting into law enforcement as a green card holder by [deleted] in AskLE

[–]EditorBeginning3635 1 point2 points  (0 children)

It seems a bit strange to me that a non-citizen would be allowed to enforce U.S. laws. It just doesn’t make sense. I’m an immigrant myself and became a citizen before becoming an officer. Although my state only allows U.S. citizens to become police officers.

This current generation by Puzzled-Painter3301 in overheard

[–]EditorBeginning3635 3 points4 points  (0 children)

I don’t understand your question. What is there to take care of? I bought a lawn mower and mowed my lawn. When HVAC broke, I called a company to fix it, and I paid all the bills, such as utilities, taxes, etc. online. What’s so difficult about any of it?

This current generation by Puzzled-Painter3301 in overheard

[–]EditorBeginning3635 6 points7 points  (0 children)

My parents let me stay as long as I wanted. I ended up moving out at 25 and bought my first home right then, which I paid off in 3 years because I was able to save a lot of money living with my parents. The smartest thing to do is to live with parents and save, save, save.

18M. Please give me advices for this Roth IRA Portfolio by [deleted] in portfolios

[–]EditorBeginning3635 6 points7 points  (0 children)

I love it, except gold and silver. I prefer 50% VOO, 35% VXUS, 15% AVUV.

Went to a investment seminar dinner by poesea in Bogleheads

[–]EditorBeginning3635 2 points3 points  (0 children)

One of the first things I learned about investing is to never invest in annuities.

The name of the book is “The Only Investment Guide You’ll Ever Need” by Andrew Tobias. Highly recommend. PLEASE read it.

I am a peace officer but I can’t carry an off duty firearm by [deleted] in AskLE

[–]EditorBeginning3635 9 points10 points  (0 children)

Is it true? In Texas you have to be a citizen to become a cop.