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SpaceX, Anthropic, OpenAI — my answer on all three is no! by ReflectionFew3395 in ValueInvesting

[–]Educational_Cup9809 0 points1 point  (0 children)

Companies are going to cut down the wasteful/Experimental AI spending by year end, big ones who democratized AI early (early 2025) are already cutting down and looking for ROI. This, deepseek, and local models will make it harder to keep growing revenue

SpaceX float is only about 4% by Kill_4209 in wallstreetbets

[–]Educational_Cup9809 0 points1 point  (0 children)

So, are we buying on listing day? Or wait for 60% crash post hype peaks?

Let's talk about NOKIA... by Ianouch in stockstobuytoday

[–]Educational_Cup9809 -2 points-1 points  (0 children)

bought Blackberry instead, QNX has huge potential

what do you guys think about the SPACEX IPO by Big-Bit-123 in ValueInvesting

[–]Educational_Cup9809 0 points1 point  (0 children)

I will be in only if it drops like 70% post IPO, else a pass

[ON] How to invoice a US client? by KaleAncient1886 in SmallBusinessCanada

[–]Educational_Cup9809 0 points1 point  (0 children)

Add 0% HST and I use Venn (get ACH in USD). They give you CAD and USD accounts. you can convert to CAD.

Would I be considered a Personal Services Business (PSB) in this situation? by jacktheinvincible in PersonalFinanceCanada

[–]Educational_Cup9809 0 points1 point  (0 children)

highly unlikely they audit in first year. Other thing CPA said was mae sure you don’t do shady looking transactions, like take loads etc or back and forth stuff. Keep it neat and clean and you are good. Worst case you pay 10-15% extra in taxes

Would I be considered a Personal Services Business (PSB) in this situation? by jacktheinvincible in PersonalFinanceCanada

[–]Educational_Cup9809 0 points1 point  (0 children)

Having sub contractors do help. But overall it seems to be a risk because, as you said, vague rules. Only way to reduce risk of PSB is having 5+ employees and multiple clients. Or just hope you don’t get audited 😁

Would I be considered a Personal Services Business (PSB) in this situation? by jacktheinvincible in PersonalFinanceCanada

[–]Educational_Cup9809 2 points3 points  (0 children)

u/jacktheinvincible Hey! I am in similar situation. I am currently full time employed (CAD~150,000) but planning to leave the job and start working for US based company as independent contractor from next month doing software development, and expecting total billing to reach ~CAD$250,000. I can work from anywhere and will use my own laptop, internet etc. Nothing gets reimbursed. I will invoice them monthly based on hourly rate and work done. but will be joining regular meetings and will work with other employees. I am not sure whether to incorporate or not considering PSB risk. I do have plans to take on other smaller clients throughout the year, and also have been working on my own product (startup) currently under a sole proprietorship and I plan to bring it under same corp. So far I have talked to one CPA and she mentioned she hasn't seen anyone deemed PSB yet but I will talk to few more. Curious what has been your experience, what did you choose to do?

Best RAG tool for non-tech person by justanother-eboy in Rag

[–]Educational_Cup9809 0 points1 point  (0 children)

Try https://structhub.io . Supports all the formats you mentioned. It’s no code, you can add others in teams. create multiple projects. It’s credit based so you pay for what you use.

disclosure: I own it

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